Before we dive into the role, let’s talk about flexibility. At Zip, our office is in New York City but we can hire from anywhere across the United States. Our Zipsters can choose where and when they work by taking full advantage of our hybrid-work environment.
So whether you’re fully remote, mostly in the office or a mix of the two, you’ll be empowered to do whatever brings out your best.
We are Zip, a global Buy Now, Pay Later company providing fair and seamless solutions that simplify how millions of people pay. Our journey began in Australia, has taken us to multiple different markets and we’re just getting started.
We exist to create a world where people can live fearlessly today, knowing they’re in control of tomorrow. Focused on product innovation that puts people at the centre, we put the financial well-being of our customers and merchant partners at the heart of everything that we do.
🏠 This role – as are most all of our roles – is 100% REMOTE from anywhere in the United States 🏠
The Zip ecosystem
, with over 12 million customers and 94,000 merchants, is a rapidly scaling ecommerce platform built in React, C#, .NET Core, Azure, containerized microservices (Docker, Kubernetes), CQRS, with an event-driven architecture and robust messaging frameworks. From the point of scale, our EventStore instance has ~2.5 billion events in 17 projections. If complexity and innovative engineering appeals to you, you’ll certainly appreciate our challenges.
We are looking for an experienced software engineer to be part of our continuously innovative credit-decisioning environment, one that is highly scalable, with the lowest possible latency, possessing the highest reliability, and with the utmost security. Our Decisioning team builds identity capabilities, our decisioning engine, and credit risk modeling platforms; these are used for every transaction on the Zip platform. The goal is to manage credit risk and prevent fraudulent behavior.
In fact, we have very recently collaborated with our Product team to re-imagine how we deliver credit to our customers: Our “Decision Engineering 2.0” platform will help us build and through incremental delivery, we will unlock risk platform tooling that will enable us to be more flexible, methodical, and pragmatic in our risk strategies. Our goal is to engineer a platform that is equal parts customer-centric and merchant-centric – and this will likely include a hybrid solution of build AND buy.
What this means is that you won’t be working on a refactored ecosystem but a totally new high-performing concept.
Be sure to read the "🔥 Current Hot Initiatives" below. Are these the kinds of challenges you crave?
🔥 Current hot Initiatives
- Re-architecting and building our decisioning engine and integrating with BPMN workflow tooling (hence, build and buy)
- Develop robust Machine Learning capabilities for decision making
- Developing a new standardized approach and systemized solution for more rapidly bringing in new vendor data (categories include fraud, compliance, credit)
- Develop advanced digital profiles for use in decision making
- 6-10+ years of agile software engineering experience in a CI/CD environment (we are C#/.NET Core/Azure/Kubernetes but fundamentals are more important to us)
- Code quality is extremely important to you
- Not really a requirement but you might be an architect at heartExperience with DDD and appreciating the importance of layered testing
- Containerized microservices experience (CQRS and Event Sourcing are massive plusses)
- Experience with relational database design, performance and optimization
- Proactive with a focus on getting things done, strong attention to detail, and ability to produce high-quality work within set deadlines
Pay Range: $135,000 to $223,000
The Pay Range for this position: Minimum - Maximum based on the industry benchmark for position, function, level and Zip’s compensation strategies. However, actual base salary will depend on varying circumstances and individualized factors, such as job-related knowledge, skills, experience, and other objective business considerations. Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits. If hired, employee will be in an ’at-will position’ and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.
We’re proud to be a values-led business. They guide us in everything we do - how we work together and create game-changing experiences for our customers and fellow Zipsters.
If you only meet some of the requirements for this role, that’s okay. We value a diverse range of backgrounds and ideas and believe this is fundamental for our future success. So, if you have the curiosity to learn and the willingness to teach what you know, we’d love to hear from you.
We pride ourselves on creating an inclusive workplace that provides equal opportunities to all persons regardless of their age, cultural background, sexual orientation, gender identity and expression, disability, veteran status, or anything else.
What’s in it for you?
We offer a variety of perks and benefits to support you at both work and home. Here’s a taste of what you can expect!
● Flexible working culture
● Share incentive programs
● 20 days PTO every year
● Generous paid parental leave
● Leading family support policies
● 100% employer covered insurance
● Beautiful Midtown office with a casual dress code
● Learning and wellness subscription stipend
● Company-sponsored 401k match
● Remote First Friendly!
We want to make sure our recruitment processes are accessible and inclusive for all people. If there’s any adjustments that need to be made to ensure you have a fair and equal experience in our recruitment process please let your Talent Acquisition Partner know. We are also a proud 2023 Circle Back initiative employer and commit to respond to every applicant.
Join us on our mission to be the first payment choice, everywhere and every day.