Full-Time
Product Manager
Posted on 5/8/2026
Plenti
201-500 employees
Online personal loans with tailored rates
No salary listed
Sydney NSW, Australia
Hybrid
 Product (1) |
|---|
- 4+ years’ experience in Product Management or a related digital product role
- Proven experience delivering digital automotive products and customer-facing digital experiences
- Demonstrated success delivering consumer finance or lending products, ideally across broker, intermediary, or strategic partnership channels
- Experience working in agile delivery environments with cross-functional teams
- Strong analytical and problem-solving skills, with the ability to use data and insights to guide decision-making
- Exposure to fintech, lending, financial services, or other regulated industries
- Confidence working with digital platforms, APIs, and system integrations
- Exceptional communication and stakeholder engagement skills, with the ability to influence across technical and business teams
- A proactive, commercially minded approach with a strong focus on growth, innovation, and continuous improvement
- Own and evolve the broker channel product roadmap across portals, quoting tools, applications, integrations, and broker journeys
- Partner directly with brokers to understand pain points, uncover opportunities, and improve the overall experience
- Lead API and platform integration initiatives with broker partners and aggregators
- Work closely with Sales and Operations teams to balance customer experience, scalability, and commercial outcomes
- Act as the primary product lead for NAB-facing digital integrations and experiences
- Partner with NAB stakeholders and technical teams to manage priorities, roadmap alignment, and delivery outcomes
- Improve the end-to-end customer journey across the referral-to-settlement funnel
- Use data and insights to optimise channel performance and identify growth opportunities
- Ensure all product initiatives align with partnership obligations, compliance, and regulatory requirements
Plenti provides personal loans in Australia with competitive rates, serving individuals who want to consolidate debt, fund home renovations, purchase electric vehicles, or cover wedding expenses. Its lending product uses technology to personalize loan offers based on a borrower’s creditworthiness, with revenue coming from loan interest. The platform also offers fixed-income investment opportunities for individuals who want to invest in personal loans. Plenti differentiates itself by focusing on fairness and affordability, rewarding good credit with better rates, and it has built a track record of strong customer satisfaction with thousands of five-star reviews and multiple awards. The company aims to make personal finance more affordable and accessible by matching borrowers to fairly priced loans and giving investors a straightforward way to earn fixed returns.
Company Size
201-500
Company Stage
IPO
Headquarters
Sydney, Australia
Founded
2014
Simplify's Take
What believers are saying
- NAB partnership expanding into payment infrastructure with PayTo integration for real-time repayments.
- Record quarterly originations of $407 million in Q4 FY25 demonstrate accelerating momentum.
- Cash NPAT grew 126% year-on-year to $13.8 million, achieving profitability at scale.
What critics are saying
- NAB partnership channels prime car and EV loans through NAB, reducing direct originations.
- Economic slowdown spikes personal loan delinquencies on $2.5 billion portfolio.
- Afterpay and Zip expand into secured auto loans with 0% BNPL offers.
What makes Plenti unique
- Proprietary technology approves loans in hours versus traditional banks' days or weeks.
- Diversified funding from P2P, warehouse facilities, and securitization exceeding $3.4 billion.
- Shifted loan portfolio toward secured auto and renewable energy, reducing credit risk exposure.
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Benefits
Flexible Work Hours
Phone/Internet Stipend
Volunteer and study leave
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 1%2 year growth
↑ 1%ASX-listed Plenti Group Limited have provided its full year results for the year ended 31 March 2025 (FY25), with key highlights being its loan portfolio now reaching $2.5 billion and cash NPAT of $13.8 million – a huge increase of 126% on the prior corresponding period (PCP).In addition, other key financials increased across the board as well:Statutory profit of $24.7 million, with underlying statutory profit of $6.4 millionLoan originations of $1.4 billion, up 18% on PCPRevenue of $259 million, up 23% on PCPDuring the period, Plenti also completed three ABS transactions for a record annual issuance of over $1.3 billion.Plenti CEO Adam Bennett said, “FY25 was yet another exciting year in Plenti’s evolution as we continued to scale into a significant non-bank lender. We successfully changed CEOs whilst our talented team continued to focus on providing great service to our customers, growing the loan book, and driving strong credit and operational outcomes with discipline and enthusiasm.“After my first ten months in role, I’m extremely proud of the team and our accelerating loan book momentum, and it’s very pleasing to see our Cash NPAT and statutory NPAT growing significantly as we continue to leverage our scale, proprietary technology, and prime credit posture.“I am extremely excited by the great potential and ambition of this business and remain determined to deliver maximum value through our Automotive, Renewables and Personal Lending businesses as we drive Plenti forward into the coming year.”
ASX-listed Plenti Group Limited have provided its trading update for the quarter ended 31 March 2025 (4Q25).Highlights include record quarterly loan originations of $407 million, up 42% on the prior corresponding period (PCP) and up 6% on prior quarter, their loan portfolio increased to $2.5 billion, up 19% on PCP and up 6% on prior quarter and quarterly revenue of $69.4 million, up 16% on PCP.Commenting on the quarter, Adam Bennett, Plenti’s Chief Executive Officer said, “This was another outstanding quarter for Plenti, with quarterly originations exceeding $400 million for the first time, driven by excellent momentum from all three of our lending verticals.“The record result was particularly impressive given that lending was impacted by Cyclone Alfred for part of March. Combined with ongoing strong credit performance and cost discipline, it’s very pleasing to see our originations and loan book momentum delivering a strong increase in full year Cash NPAT to $13.8 million and setting us up well for continued profit growth in FY26.”
ASX-listed Plenti Group Limited have announced the pricing of a $509 million asset-backed securities (ABS) transaction backed by prime automotive loan receivables (the Plenti Auto ABS 2025-1).The transaction is Plenti’s fifth automotive loan ABS and ninth ABS transaction overall, with total issuance across Plenti’s public securitisation programs now exceeding $3.4 billion.The transaction, the first deal to price in the Australian securitisation market in 2025, received very strong demand from both domestic and offshore investors and priced at better levels than similar deals last year with the weighted average note margin being ~25 bps lower than the equivalent Plenti Auto ABS transaction in 2024.Commenting on the transaction, Miles Drury, Plenti’s Chief Financial Officer, said, “This was a fantastic transaction for Plenti with record total demand and a record number of investors participating in the transaction. The very strong interest allowed the deal to be priced meaningfully better than levels seen in the market at the end of 2024 with excellent investor support across both domestic and international markets.“The transaction is a credit to the Plenti Treasury team who have continued to proactively build relationships with ABS investors globally and educate them on the quality of the Plenti loan portfolio and our growth story.”The transaction is expected to settle on or around 13 February 2025, subject to satisfaction of customary conditions precedent.National Australia Bank acted as arranger and BofA Securities, National Australia Bank and Westpac Banking Corporation acted as joint-lead managers
ASX-listed Plenti Group Limited have provided a trading update for the quarter ended 31 December 2024 (3Q25).Plenti have achieved an all time record quarterly loan originations of $383.3 million, 32% above the previous corresponding period (PCP) and 19% above prior quarter, with strong growth across all lending verticalsPlent’s loan portfolio has increased to $2.4 billion, 16% above PCP and 5% above prior quarter.In addition to those achievements, Plenti’s quarterly revenue reached $65.7 million, 21% above PCP, driven by loan portfolio growth and increased customer interest rates.Commenting on the quarter, Adam Bennett (pictured), Plenti’s Chief Executive Officer said, “Plenti delivered an outstanding quarter, achieving record originations and strong growth in all verticals. The result reflected effective execution across all parts of the business as well as the benefits of our technology-based partnerships. We were also delighted with the strong credit results, reflecting the prime nature of Plenti’s loan portfolio. This was an exceptional quarter and pleasingly we continue to see momentum in profitability as the business scales.“Looking ahead, we remain very focused on growth in our core business and complementing this with our NAB partnership, where several important developments are planned for the months ahead as we start to ramp up volume.”
ASX-listed Plenti Group have provided its results for the six-month period ended 30 September 2024 (1H25), with increased profitable growth across the boards.Highlights for the period included a closing loan portfolio of $2.3 billion, up 14% on the prior corresponding period (pcp), loan originations of $627 million, up 0.4% on pcp, and half-year revenue of $124.2 million, up 28% on pcp. Plenti also had cash NPAT of $5.5 million, up 260% on pcp.Commenting on the profitable growth of the half, Plenti CEO Adam Bennett said, “Having joined the Plenti business in July this year I’m extremely excited by the capabilities the business has and the opportunity that this presents. In particular, I’m delighted by the quality of our people, our proprietary technology and our ability to partner with others to address customers’ borrowing needs. The 1H25 results reflect the great work of the team leveraging these capabilities to deliver strong operating and financial results and I’m looking forward to continuing to grow the business through disciplined execution of our priority opportunities.”