Full-Time

Senior Software Engineer

Agentic AI

Deadline 4/23/26
Citizens Financial Group

Citizens Financial Group

10,001+ employees

Retail banking and financial services provider

Compensation Overview

$107.4k - $161k/yr

+ Annual discretionary bonus

Providence, RI, USA + 4 more

More locations: Iselin, Woodbridge Township, NJ, USA | Norwood, MA, USA | Phoenix, AZ, USA | Everett, MA, USA

In Person

Category
Software Engineering (1)
Required Skills
LLM
Python
Node.js
Java
Microservices
Go
Cryptography
Observability
REST APIs
DevOps
Requirements
  • Bachelor’s or Master’s degree in Computer Science, Engineering, or related field (or equivalent practical experience)
  • 7+ years building production software systems; 3+ years delivering AI/ML or GenAI solutions to production
  • Strong proficiency in Python plus at least one backend language (Java/Go/Node.js)
  • Demonstrated experience building distributed systems, APIs, microservices, and event-driven architectures in cloud environments
  • Hands-on experience with LLM application development (tool calling/function calling, orchestration frameworks, evaluation)
  • Strong engineering discipline: testing strategy, performance tuning, CI/CD, reliability, and on-call/incident response
Responsibilities
  • Design and implement AI Agent architectures (planner/executor patterns, multi-step reasoning flows, tool-use orchestration) to execute business tasks end-to-end
  • Build tooling and integrations for agents (APIs, internal services, data tools, workflow engines), including secure action execution, approvals, and guardrails
  • Engineer agent behaviors for reliability: deterministic fallbacks, bounded autonomy, retries, idempotency, and safe failure modes for partial completion
  • Develop reusable agent frameworks and components: shared tool registry, prompt/tool contracts, agent memory strategies, policy enforcement, and standardized observability
  • Enable teams to embed agents into multiple products/channels via SDKs, reference implementations, and well-defined APIs, reducing duplication and improving consistency
  • Implement evaluation pipelines for agents: task success rate, tool-call accuracy, groundedness, latency/cost, and regression testing across agent versions
  • Build production-grade RAG pipelines and grounding mechanisms to ensure agent outputs are traceable and based on authoritative enterprise knowledge sources
  • Implement agent memory patterns (session memory, long-term memory, semantic caches) with strong privacy and retention controls
  • Apply prompt orchestration techniques (system policies, role prompts, tool prompts) to reliably guide agent behavior
  • Build and maintain production inference services optimized for performance, resiliency, and cost (caching, batching, async execution, circuit breakers)
  • Create CI/CD for agent services: automated tests, canary releases, rollback strategies, and safe progressive delivery
  • Implement full observability: distributed tracing for agent steps and tool calls, model/token telemetry, failure analytics, and incident runbooks
  • Embed security-by-design into agent systems: secrets handling, least-privilege tool access, encryption, audit logs, and tamper-resistant action trails
  • Implement policy and governance guardrails for agent autonomy: approval flows, restricted actions, PII redaction, and prompt injection defenses
  • Partner with Risk/Compliance to ensure solutions meet enterprise governance expectations
  • Lead design reviews and mentor engineers on agentic architecture, production readiness, and engineering best practices
  • Collaborate with Product, Architecture, Security, and Data partners to translate business tasks into scalable agent workflows and services
Desired Qualifications
  • Proven experience building AI Agents / Agentic workflows (multi-step task execution, tool integration, planning/execution separation)
  • Experience implementing RAG for enterprise knowledge grounding and traceability
  • Experience with containerization and orchestration (Docker/Kubernetes) and enterprise observability stacks
  • Experience in regulated environments (financial services), including SDLC controls, privacy constraints, and audit readiness
Citizens Financial Group

Citizens Financial Group

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Citizens Financial Group provides banking, lending, and wealth management services to individuals, small businesses, and commercial clients. Its products include consumer and commercial deposit accounts, loans, credit products, investment and wealth services, and digital banking tools that let customers manage money, apply for products, and access support online or in branch offices. The company emphasizes a customer-centric culture and a collaborative workforce, aiming to help customers navigate their financial journey with guidance and solutions for what’s next. What sets Citizens apart is its long history (dating back to 1828), deep local presence, focus on community and colleagues, and a framework centered on readiness and partnership rather than one-off transactions. The goal is to support customers on their path to financial accomplishment by providing accessible, practical solutions and trusted guidance through a broad range of financial services.

Company Size

10,001+

Company Stage

IPO

Headquarters

Providence, Rhode Island

Founded

1828

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 EPS rose 47% YoY to $1.13, beating estimates.
  • Analysts set $63-$65 targets post-Q1 on 03/2026.
  • Plans $700-$850M buybacks and 10-12% NII growth in 2026.

What critics are saying

  • Fed cuts compress NIM 40-60 bps by end-2026, eroding NII.
  • CRE charge-offs spike 40-60% in 2026-2027, hitting provisions.
  • Mega-banks steal 10-15% wealth AUM by end-2027.

What makes Citizens Financial Group unique

  • Private Bank deposits hit $16.6B by Q1 2026, adding $0.11 to EPS.
  • "Reimagine the Bank" targets $450M savings by end-2028.
  • NIM expanded to 3.14% in Q1 2026, up 24 bps YoY.

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Your Connections

People at Citizens Financial Group who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Parental Leave

Flexible Work Hours

Tuition Reimbursement

Wellness Program

Paid Vacation

Paid Sick Leave

Company News

MarketScreener
Apr 14th, 2026
CareCloud secures $50M credit facility and redeems Series B preferred stock

CareCloud, a healthcare technology and revenue cycle management provider, has secured a $50 million credit facility with Citizens Bank and Provident Bank. Citizens acted as lead arranger and administrative agent on the facility, which closed on 13 April. The company will redeem 100% of its outstanding 8.75% Series B Cumulative Redeemable Perpetual Preferred Stock on 15 May, following a 30-day notice period. The redemption eliminates approximately $3.2 million in annual dividend obligations and replaces higher-cost preferred equity with lower-cost institutional debt. CareCloud generates approximately $30 million in annualised adjusted EBITDA. The transaction simplifies its capital structure and provides non-dilutive capital whilst lowering the cost of capital. All 1,511,372 outstanding preferred shares will be redeemed at the stated redemption price plus accumulated unpaid dividends.

Microsoft
Mar 18th, 2026
Rocket Lab shares dip after announcing $1 billion equity offering plan

Rocket Lab Corporation (NASDAQ:RKLB) shares declined about 3.5% on Wednesday morning after the company revealed plans for a $1 billion equity distribution program. In a filing with the U.S. Securities and Exchange Commission dated March 17, 2026, the space technology firm said it had signed an equity distribution agreement with a group of financial...

MarketScreener
Feb 23rd, 2026
Ladder Closes $675 Million in New Unsecured Capital Commitments, Including Expansion of Revolver Capacity to $1.25 Billion

Ladder Capital Corp , a leading, investment grade-rated commercial real estate finance REIT, announced today that it has secured $675 million in new unsecured capital commitments. The capital...

Yahoo Finance
Jan 21st, 2026
Citizens Financial Group posts Q4 EPS of $1.13, plans $700M–$850M buybacks and targets $450M savings by 2028

Citizens Financial Group reported fourth-quarter earnings per share of $1.13, up 36% year-over-year, with net interest margin expanding seven basis points sequentially to 3.07%. Net interest income rose 3% quarter-over-quarter, driven by fixed-rate asset repricing and lower funding costs. The bank's private bank posted strong growth, ending the year with $14.5 billion in deposits and contributing $0.28 to full-year EPS. Wealth revenue increased 31% year-over-year to a record quarter, whilst capital markets delivered its third-best quarter ever. For 2026, Citizens guided to net interest income growth of 10–12%, non-interest income up 6–8%, and planned share buybacks of $700–850 million. The company launched its "Reimagine the Bank" initiative, targeting $450 million in run-rate benefits by end-2028.

The Associated Press
Jan 21st, 2026
Citizens Financial reports Q4 net income of $528M, up 32% YoY, with EPS rising 36%

Citizens Financial Group reported fourth quarter 2025 net income of $528 million, up 32% year-over-year, with earnings per share of $1.13, up 36%. The Providence, Rhode Island-based bank achieved positive operating leverage of 5% in Q4 and returned 80% of capital to shareholders for the full year. The company's Private Bank reached $14.5 billion in year-end deposits, delivering 7% accretion to the bottom line at a 25% return on equity. Fee growth was led by Capital Markets and Wealth divisions, whilst credit costs trended favourably. Citizens' board declared a quarterly dividend of $0.46 per share, payable on 18 February 2026. As of 31 December 2025, the bank held $226.4 billion in assets.