What You’ll do:

• Develop reports to monitor our acquisition, portfolio, and collection performance related to consumer credit risk, fraud risk, lease amount, term, channel, and other important metrics across the account lifecycle. 
• Merge complex data sources such as Bureau information, alternative data, consumer behavior, the macro environment, and internal portfolio performance metrics to capture a holistic view of portfolios and drive decisions accordingly.
• Leverage analytical tools (Python/R, SQL, etc.) to perform statistical and decision-tree analyses to identify root causes and potential business opportunities.
• Work with your manager to create summaries, presentations, and process documents to display results.
• Partner with the technology team to ensure timely and quality implementation with diligent test validation.
• Track and monitor existing risk strategies to improve financial performance, as well as enhance the experience for both customers and merchants.

Qualifications:

• Master’s degree in a quantitative discipline such as Statistics, Operations Research, Economics, Engineering, Data Science, or any other STEM major. 
• 2+ years of prior risk strategy development experience in the LTO industry, or consumer financial lending industry.
• Experience utilizing Python/SQL for conducting statistical analysis and creating pivot tables.

Preferred Qualifications:

• Familiarity with decision-tree analysis tools such as Knowledge Seeker.
• Proficiency in other analytical/programming languages is a plus.

Compensation & Benefits:

• Base Salary: Earn a competitive base salary ranging from $90,000 to $150,000.
• Healthcare: We prioritize your well-being by covering 80% of medical, dental, and vision insurance costs, including coverage for your spouse, children, and other dependents.
• Retirement Benefits: Begin planning for your future from day one with our 401k plan.
• Paid Time Off: We understand the importance of work-life balance. That’s why we offer flexible paid time off days starting from day one of your employment.