Full-Time

VP / Managing Director

Credit & Pricing Technology

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Fintech
Financial Services

Compensation Overview

$180k - $225kAnnually

+ Additional Compensation Program

Senior, Expert

Charlotte, NC, USA + 4 more

More locations: Evansville, IN, USA | Wilmington, DE, USA | Irving, TX, USA | Baltimore, MD, USA

This role is hybrid and requires being within a commutable distance to the offices in Baltimore, Charlotte, Wilmington, Evansville, or Dallas/Fort Worth.

Category
DevOps & Infrastructure
Platform Engineering
Cloud Engineering
Required Skills
Kubernetes
Python
Apache Kafka
Java
GraphQL
TypeScript
AWS
SCRUM
Requirements
  • 10+ years of experience leading employee/contractor blended organizations.
  • 10+ years of experience and proficiency in managing multiple priorities in a dynamic, geographically dispersed environment.
  • 10+ years working with iterative and incremental delivery methodologies (e.g., SCRUM).
  • 10+ years of experience selecting and negotiating 3rd party products and services.
  • 10+ years of experience defining compelling job descriptions, attracting, and hiring industry-leading talent, both in employee and contractor roles.
  • 5+ years of experience leading a data-centric organization in Financial Services or other heavily regulated industry.
  • 5+ years of experience leading on-prem to cloud-based technology organization transformation.
  • BA/BS Degree in computer science, hard sciences, or engineering is preferred, MS degree is desirable or equivalent professional experience as a substitute for either degree.
  • Experience delivering strategic presentations to executive leadership, as well as public speaking experience as a technology domain leader.
  • Proficient with a range languages (e.g. TypeScript, Python, Java, COBOL), and domain-oriented technology areas including rules engines (e.g. Drools), interoperability frameworks (e.g. GraphQL, Kafka), Observability (e.g. OpenTelemetry), and Containers (e.g. Kubernetes)
Responsibilities
  • Accountable for the performance of the staff, applications, platforms, and services in support of credit and pricing execution.
  • Establish objectives and key results (OKRs) for the Credit and Pricing technology function, working with peers and engineering leadership to align OKRs against product priorities and business OKRs.
  • Inspire and cultivate an engineering-centric organization, motivating individuals to advance their craft. Attract new engineering talent which raises the bar of platform teams and further drives a zeal for software craft.
  • Direct the efforts to build new and modernize existing credit execution platforms and services as cloud-native solutions running in AWS.
  • Partner with Credit, Pricing, Data Science, and Digital teams, to understand product roadmaps and to define and refine a well-aligned architectural vision and strategy for credit and pricing execution services.
  • Establish a prioritization and interaction model between the platforms and product delivery teams which gains early visibility into business needs and prioritization, how platform work is prioritized and deconflicted across product needs, and how platform improvements are driven against business and product team needs.
  • Ensure platform delivery is of a high quality with every release, raising the bar for quality, resiliency, performance, and testability for each component that you work on.
  • Operate across business verticals to increase agility, drive common approaches, increase reuse, and drive down total cost of ownership.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself from competitors by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

N/A

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • OneMain's acquisition of Foursight Capital expands its reach into the auto lending market, diversifying its portfolio and growth opportunities.
  • The company's Build: Credit Fundamentals education program demonstrates a commitment to financial literacy, potentially fostering long-term customer loyalty.
  • Significant investments from firms like Adage Capital Partners and Benjamin F. Edwards & Company indicate strong market confidence in OneMain's business model and growth prospects.

What critics are saying

  • Facing a class action lawsuit over alleged Military Lending Act violations could damage OneMain's reputation and financial standing.
  • The competitive consumer lending market requires continuous innovation and adaptation to maintain market share.

What makes OneMain Financial unique

  • OneMain Financial specializes in serving nonprime consumers who often lack access to traditional banking services, setting it apart from many competitors.
  • The company's securitization platform, Springleaf Funding Trust, provides a unique method of capital generation through bundling and selling loans as securities.
  • OneMain's extensive branch network across 44 states enhances its customer-centric approach, offering personalized financial solutions both online and offline.

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