Full-Time

Director - Business Management

Payments + Transaction Banking

Deadline 5/18/26
TD Bank

TD Bank

10,001+ employees

Offers banking, loans, and wealth management.

Compensation Overview

CA$115.6k - CA$163.2k/yr

+ Discretionary Variable Compensation

Toronto, ON, Canada

In Person

Category
Accounting (2)
,
Required Skills
REST APIs
Requirements
  • Ten or more years of progressive experience in payments, transaction banking, business management, and/or technical program management within complex financial services environments.
  • Demonstrated expertise in ledger integrity, financial controls, settlement, reconciliation, and regulatory alignment for large-scale payment platforms.
  • Strong technical fluency, including understanding of system integrations, APIs, data flows, and platform dependencies, with the ability to engage credibly with architects and engineers.
  • Proven success leading cross-domain, enterprise-scale initiatives, balancing business priorities, financial rigor, and technology execution.
  • Exceptional stakeholder management and influencing skills, with the ability to operate effectively at senior leadership levels.
  • Program or project management certifications (PMP, PgMP, SAFe, or similar) are considered an asset.
Responsibilities
  • Own end-to-end business management for enterprise payments platforms, partnering with Finance, Operations, Risk, and Technology to ensure accurate ledger posting, settlement, reconciliation, and financial controls across complex, high-volume payment flows.
  • Drive financial integrity and performance for payments products, with accountability for general ledger oversight, exception management, balance substantiation, audit readiness, and alignment with accounting standards and regulatory expectations.
  • Lead business management and financial governance for transaction banking capabilities, including cash management, clearing, and settlement, ensuring robust controls and minimized operational risk across client and internal flows.
  • Act as a trusted finance and controls steward, translating product, operational, and technology changes into clear financial impacts, ledger treatment, and scalable operating models.
  • Own the end-to-end integrated program roadmap across Payments, Transaction Banking, and Ledger domains, ensuring dependencies are clearly identified, sequenced, and managed.
  • Provide oversight of cross-platform integrations, ensuring systems, data flows, and interfaces are aligned to support business outcomes and regulatory requirements.
  • Proactively identify technical, financial, and operational risks, establishing mitigation strategies and driving timely resolution in partnership with senior stakeholders.
  • Establish and maintain strong governance and reporting frameworks, providing transparency into progress, risks, and dependencies for executive leadership.
  • Serve as a critical bridge between business and technology, translating complex integration and financial requirements into executable plans.
  • Partner closely with engineering, architecture, product, operations, and risk leaders to ensure disciplined execution and end-to-end alignment.
  • Ensure delivery of key milestones with a focus on quality, scalability, control, and long-term sustainability.

TD Bank provides a wide range of banking and financial services in North America for individuals, businesses, and corporations. Core offerings include checking and savings accounts, credit cards, loans, mortgages, investment products, and wealth management. TD Bank emphasizes digital banking through online and mobile apps that let customers manage money, pay bills, deposit checks, transfer funds, and manage cards. Revenue comes from interest on loans, service fees, and investment income. The company differentiates itself with a broad product lineup, large North American footprint, and integrated services for both personal and business customers, plus a focus on digital accessibility. Its goal is to be a leading, accessible financial institution that helps customers manage and grow their money through convenient, everyday banking and investment solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1955

Simplify Jobs

Simplify's Take

What believers are saying

  • Jennifer Armstrong's regulatory expertise drives wealth management amid intergenerational transfers.
  • Institutional ownership rises to 52.37% signaling confidence in AI strategy.
  • Community sponsorships like TD Amp Ballantyne boost local brand loyalty.

What critics are saying

  • February 2026 data breach exposed Social Security numbers triggering 2026 class-action lawsuits.
  • $3.1B AML fine in 2024 erodes capital; new fines hit within 12-24 months.
  • Chime and SoFi apps divert 10-15% millennial deposits in 6-12 months.

What makes TD Bank unique

  • TD pioneered Google Virtual Card Numbers for Visa cards in May 2026.
  • TD issued CHF 150 million green bond in Europe supporting $500 billion sustainability target.
  • TD AI Prism and Layer 6 target CA$500 million in automation efficiencies.

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Benefits

Health Insurance

Paid Vacation

Flexible Work Hours

Professional Development Budget

Mental Health Support

Wellness Program

Performance Bonus

Company News

WFAE
Apr 7th, 2026
Amp Ballantyne receives new naming rights sponsor.

Amp Ballantyne receives new naming rights sponsor. Published April 7, 2026 at 4:38 PM EDT The Amp Ballantyne announced today that TD Bank is its new naming rights sponsor. The 5,000-person-capacity outdoor entertainment venue on the 500-plus Ballantyne campus will now be known as TD Amp Ballantyne. TD also plans to serve as the presenting sponsor of the venue's $15 ticket program. Woody is a Charlotte native who came to WFAE from the world of NASCAR where he was host of NASCAR Today for MRN Radio as well as a pit reporter, turn announcer and host of the NASCAR Live pre race show for Cup Series races. Before that, he was a news anchor at WBT radio in Charlotte, a traffic reporter, editor of The Charlotte Observer's University City Magazine, News/Sports Director at WEGO-AM in Concord and a Swiss Army knife in local cable television. His first job after graduating from Appalachian State University was news reporter at The Daily Independent in Kannapolis. Along the way he's covered everything from murder trials and a national political convention to high school sports and minor league baseball.

GlobeNewswire
Apr 6th, 2026
Vancouver hosts the 3rd u.s.-canada Chinatown Solidarity Summit from April 6-8.

Vancouver hosts the 3rd u.s.-canada Chinatown Solidarity Summit from April 6-8. 3-day summit brings together 65 U.S. and canadian leaders to advance cross-border collaboration, economic revitalization, and cultural preservation. VANCOUVER, British Columbia, April 06, 2026 (GLOBE NEWSWIRE) - The Vancouver Chinatown Foundation, in partnership with The U.S. Consulate General in Vancouver and presented by TD Bank Group, will host the 2026 Chinatown Solidarity Summit from April 6-8 at the Chinatown Storytelling Centre, located in Vancouver's iconic Chinatown. The summit will bring together 65 leaders from 22 Chinatowns across the United States and Canada for a focused, solution-driven exchange on revitalization and the future of historic Chinatown communities. Chinatowns across the U.S. and Canada continue to face shared challenges, including economic pressures, declining foot traffic, and the need to preserve cultural identity in rapidly changing urban environments. The Summit will convene leaders from community organizations, business, and cultural institutions to share insights, strengthen cross-border partnerships, and explore practical solutions to support long-term sustainability. It will serve as an important opportunity to discuss what has been accomplished since the last meeting hosted by Welcome to Chinatown in New York in 2024 (Report here) and before that in Vancouver in 2023 (Report here). "The future of Chinatowns depends on our ability to come together, share ideas and learnings, and work collaboratively across cities, sectors, and borders," said Carol Lee, Chair of the Vancouver Chinatown Foundation. "We're excited to share the progress we have made in the last 3 years since first hosting. Through the Solidarity Summit, we are bringing leaders together to share knowledge, strengthen partnerships, and build a collective path forward towards revitalization to ensure these communities continue to grow for generations to come." The program will feature panels and discussions on cultural preservation, economic empowerment, and coalition building, including: * Cultural and Historical Preservation/Reinvention * Economic Empowerment for Small and Medium-Sized Businesses * Strengthening Partnerships: Coalition Building for Systemic Solutions Participants will also take part in tours of Vancouver's Chinatown, including visits to the Foundation's gold standard community housing project Bob & Michael's Place, a landmark development that now provides more than 300 residents with safe, affordable homes and serves as a blueprint for physical revitalization that other Chinatowns can replicate. The Summit offers the opportunity to showcase the Vancouver Chinatown Foundation's broader revitalization efforts, including the Chinatown Impact Fund, a dedicated initiative aimed at supporting the longevity and growth of 100+ local businesses while preserving Chinatown's unique cultural identity. Delegates will also hear about Light Up Chinatown! Festival, now in its 6th year, has become a template for attracting younger generations and visitors to Chinatown businesses and culture. Held in partnership with the U.S. Consulate General in Vancouver, the 2026 Summit supports the ongoing revitalization of Chinatown communities and strengthens connections between them across the U.S. and Canada. "The United States Consulate General in Vancouver has been a strong supporter of these important cross-border conversations since they began in 2023," U.S. Consul General Shawn Crowley said. "By working together, leaders on both sides of the border can make their communities safer, stronger, and more prosperous to the benefit of people in the United States and in Canada." About the Vancouver Chinatown Foundation: The Vancouver Chinatown Foundation is a registered charity committed to the revitalization of Chinatown, one of Canada's most iconic neighbourhoods in the historic heart of Vancouver. The Foundation builds more resilient and inclusive communities by promoting the well-being of those in need, while preserving Chinatown's irreplaceable cultural heritage. Learn more at chinatownfoundation.org

Yahoo Finance
Apr 4th, 2026
TD Bank targets $365M from AI automation as institutional ownership rises to 52%

Toronto-Dominion Bank has been highlighted by Jefferies as a leader in AI adoption, targeting CA$500 million in revenue and expense improvements through automation. Institutional investors have increased their ownership stake to 52.37%, signalling confidence in the bank's technology-driven strategy. TD's AI initiatives include investments in TD AI Prism, Layer 6 development and a Wealth Virtual Assistant. The bank projects CA$55.4 billion in revenue and CA$15.8 billion in earnings by 2029, though this implies annual revenue declines of 5.7%. Analysts note that whilst AI-driven efficiency represents a key catalyst, TD faces elevated compliance, anti-money laundering and cybersecurity risks as it expands its digital operations. Simply Wall St Community members value TD's fair value between CA$122 and CA$190, representing potential upside from current levels.

Fortune
Apr 1st, 2026
55% now use AI to manage finances, but only 18% trust it to make decisions alone

A new report from TD Bank finds that 83% of employed respondents now use AI-powered tools at work, up 20 percentage points from last year. Adoption increased for both employer-provided tools (75%) and independently accessed tools (78%). The survey of over 2,500 consumers reveals that whilst 55% use AI to help manage finances, up from 10% last year, only 18% would trust AI to make financial recommendations entirely on its own. Most prefer AI to surface insights whilst humans retain final decision-making authority. Trust is building gradually, with 62% of respondents saying they trust AI to provide honest and reliable information, up from roughly half last year. TD Bank has approximately 2,500 employees working on AI development and has partnered with Columbia University for executive AI training.

Simply Wall St
Apr 1st, 2026
Toronto-Dominion Bank launches commission-free trading app and raises $1.7B in euro bond offering

Toronto-Dominion Bank completed a €1.50 billion fixed-to-floating senior covered bond offering due 2031 and launched TD Easy Trade, a mobile app offering up to 100 commission-free trades annually with no account fees or minimum balance requirements. The dual announcements highlight TD's strategy of reshaping both its capital structure through secured euro-denominated funding and its retail distribution model via a low-barrier digital platform targeting newer and younger investors. The bank has also been actively managing capital, having repurchased 80.2 million shares under its current normal course issuer bid. However, TD's narrative projects significant headwinds, with revenue forecast to decline 5.7% annually to CA$55.4 billion by 2029, whilst earnings are expected to decrease from CA$21.2 billion to CA$15.8 billion over the same period.