Full-Time

Capital Markets Associate

Posted on 7/19/2024

Brex

Brex

1,001-5,000 employees

Financial services for startups and businesses

Fintech
Financial Services

Compensation Overview

$117.5k - $146.9kAnnually

+ Equity + Other forms of compensation

Mid, Senior

San Francisco, CA, USA

Must work in-office 2 days per week (Wednesday and Thursday).

Category
Corporate Finance
Sales & Trading
Treasury
Finance & Banking
Required Skills
Sales
Communications
Data Analysis
Requirements
  • Bachelor’s Degree in Economics, Finance, Business, STEM or a related field
  • 3+ years of capital markets experience at a Fintech or in structured finance investment banking
  • Experience executing and operationalizing capital markets financing strategies
  • Experience with financing structures such as securitization and warehouses
  • Hands-on experience with securitization issuance and warehouse facilities
  • Understanding of basic principles of credit risk and policy governance
  • Excellent work ethic, self-starter attitude, and willingness to contribute beyond the prescribed role to achieve the company objectives
  • Experience with financial modeling and analyzing large data sets such as loan tapes
  • Exceptional communication and interpersonal skills with proven success in partnering and collaborating across various functions and with external counterparts
  • Excellent organizational skills and attention to detail; ability to manage multiple projects and prioritize effectively
  • Strong verbal and written communication, quantitative, and analytical skills
  • High level of Excel proficiency
  • Comfortable interacting with internal and external senior-level executives
  • Must be willing to work in office 2 days per week on Wednesday and Thursday
Responsibilities
  • Play a leading role in managing and operationalizing existing facilities and in supporting our funding strategy via credit facilities, securitizations, loan sales, and other secured and unsecured debt solutions
  • Lead facility management efforts, including daily and monthly reporting as well as debt draws and repayments
  • Contribute to the execution of securitization transactions, warehouses, and other lending contracts
  • Build relationships and act as a liaison with external transaction parties such as auditors, banking partners, lenders, investors, rating agencies, and other capital markets participants
  • Prepare investor presentations and other materials for conferences, deal roadshows, rating agency meetings, and diligence meetings
  • Perform data analysis and performance reports for internal and external stakeholders
  • Contribute to Brex’s treasury strategy and liquidity position
  • Work with cross-functional partners on credit workstreams, strategic initiatives, and other projects
  • Perform ad hoc projects and analyses as required

Brex provides financial services designed for startups, small to medium-sized businesses, and larger enterprises. Their main products include corporate credit cards, cash management accounts, and expense management tools. Brex's corporate credit cards offer higher credit limits without requiring personal guarantees, making them appealing to businesses with limited credit history. The services are integrated with other business tools, allowing clients to manage expenses, track spending, and optimize cash flow efficiently. Unlike traditional banks, Brex focuses on a tech-savvy approach to finance, which helps them stand out in the financial services market. The company's goal is to simplify financial management for businesses, particularly those in the startup phase.

Company Stage

Debt Financing

Total Funding

$1.1B

Headquarters

San Francisco, California

Founded

2017

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-3%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Brex's revamped partnership program enhances services for accounting firms.
  • New digital banking products expand Brex's offerings for startups.
  • Increased fintech ad spending suggests a growing market for Brex.

What critics are saying

  • Competition from AI platforms like Puzzle threatens Brex's expense management tools.
  • Tech layoffs in 2024 may impact Brex's talent acquisition strategies.
  • Amazon's B2B solutions could challenge Brex's financial management offerings.

What makes Brex unique

  • Brex offers high credit limits with no personal guarantees, ideal for startups.
  • Seamless integration with business tools sets Brex apart from traditional banks.
  • Brex's focus on tech-driven solutions appeals to modern, fast-paced businesses.

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Benefits

Self-care. Health, dental, and vision; One Medical; Spring Health mental wellbeing; Calm membership.

Money. Competitive compensation with a biannual merit cycle, equity, 401(k) plan, and more.

Rest. Unlimited PTO if full-time, paid holidays, company weeks off, and parental leave.

Freedom. Remote-first, team and company offsites, monthly stipend, and one-time office setup budget.

INACTIVE