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Full-Time

Capital Markets Associate

Confirmed live in the last 24 hours

Brex

Brex

1,001-5,000 employees

Financial services for startups and businesses

Fintech
Financial Services

Compensation Overview

$117.5k - $146.9kAnnually

+ Equity + Other forms of compensation

Mid, Senior

San Francisco, CA, USA

Category
Corporate Finance
Sales & Trading
Treasury
Finance & Banking
Required Skills
Sales
Communications
Data Analysis
Requirements
  • Bachelor’s Degree in Economics, Finance, Business, STEM or a related field
  • 3+ years of capital markets experience at a Fintech or in structured finance investment banking
  • Experience executing and operationalizing capital markets financing strategies
  • Experience with financing structures such as securitization and warehouses
  • Hands-on experience with securitization issuance and warehouse facilities
  • Understanding of basic principles of credit risk and policy governance
  • Excellent work ethic, self-starter attitude, and willingness to contribute beyond the prescribed role to achieve the company objectives
  • Experience with financial modeling and analyzing large data sets such as loan tapes
  • Exceptional communication and interpersonal skills with proven success in partnering and collaborating across various functions and with external counterparts
  • Excellent organizational skills and attention to detail; ability to manage multiple projects and prioritize effectively
  • Strong verbal and written communication, quantitative, and analytical skills
  • High level of Excel proficiency
  • Comfortable interacting with internal and external senior-level executives
  • Must be willing to work in office 2 days per week on Wednesday and Thursday
Responsibilities
  • Play a leading role in managing and operationalizing existing facilities and in supporting our funding strategy via credit facilities, securitizations, loan sales, and other secured and unsecured debt solutions
  • Lead facility management efforts, including daily and monthly reporting as well as debt draws and repayments
  • Contribute to the execution of securitization transactions, warehouses, and other lending contracts
  • Build relationships and act as a liaison with external transaction parties such as auditors, banking partners, lenders, investors, rating agencies, and other capital markets participants
  • Prepare investor presentations and other materials for conferences, deal roadshows, rating agency meetings, and diligence meetings
  • Perform data analysis and performance reports for internal and external stakeholders
  • Contribute to Brex’s treasury strategy and liquidity position
  • Work with cross-functional partners on credit workstreams, strategic initiatives, and other projects
  • Perform ad hoc projects and analyses as required

Brex provides financial services designed for startups, small to medium-sized businesses, and larger enterprises. Their main products include corporate credit cards, cash management accounts, and expense management tools. Brex's corporate credit cards offer higher credit limits without requiring personal guarantees, making them appealing to startups and companies with limited credit history. The services are integrated with other business tools, allowing clients to manage expenses, track spending, and optimize cash flow efficiently. Unlike traditional banks, Brex focuses on a tech-savvy approach to finance, which helps them stand out in the financial services market. The company's goal is to simplify financial management for businesses, enabling them to operate more effectively.

Company Stage

Series D

Total Funding

$1.5B

Headquarters

San Francisco, California

Founded

2017

Growth & Insights
Headcount

6 month growth

-3%

1 year growth

-8%

2 year growth

-2%
Simplify Jobs

Simplify's Take

What believers are saying

  • Brex's new digital banking products and updates to their business accounts offer increased saving flexibility and higher yield, enhancing their appeal to startups.
  • Recognition as #4 on the 2024 CNBC Disruptor 50 list highlights Brex's strong market position and innovative approach.
  • Participation in high-profile events like VB Transform 2024 and partnerships with companies like Column N.A. demonstrate Brex's influence and commitment to innovation.

What critics are saying

  • The ongoing wave of tech layoffs could impact Brex's growth and operational stability, as seen across the industry.
  • Brex faces intense competition from both traditional banks and other fintech companies, which could pressure their market share.

What makes Brex unique

  • Brex offers higher credit limits and no personal guarantees on their corporate credit cards, making them particularly attractive to startups and growing companies.
  • Their seamless integration with other business tools and focus on tech-driven financial solutions sets them apart from traditional banks.
  • Brex's use of generative AI to simplify complex financial topics and potentially offer digital CFO capabilities is a unique innovation in the fintech space.

Benefits

Self-care. Health, dental, and vision; One Medical; Spring Health mental wellbeing; Calm membership.

Money. Competitive compensation with a biannual merit cycle, equity, 401(k) plan, and more.

Rest. Unlimited PTO if full-time, paid holidays, company weeks off, and parental leave.

Freedom. Remote-first, team and company offsites, monthly stipend, and one-time office setup budget.