Full-Time
State Filings and Forms Quality Assurance Analyst
Insurance Product, Quality Assurance
Posted on 9/25/2025
Nirvana Insurance
201-500 employees
Data-driven trucking insurance with fast quotes
No salary listed
Remote in USA
Remote
 QA & Testing (2) |
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- Bachelor’s degree from an accredited college/university, or equivalent work experience.
- Minimum of 2 years in state regulatory filings or a related role.
- Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint). Google Suite (Docs, Sheets, Slides), Adobe Pro.
- Strong understanding of state insurance regulations and filing requirements.
- Excellent written and verbal communication skills, with the ability to interact effectively with regulators and internal teams.
- Strong attention to detail with the ability to simultaneously manage multiple filing projects and deadlines.
- Draft and submit rate, rule, and form filings through the System for Electronic Rate and Form Filing (SERFF) and other state-specific filing systems.
- Monitor and address objections from state insurance departments, coordinating timely responses and revisions as necessary.
- Review state statutes, regulations, bulletins and checklists to ensure filings meet state requirements and align with regulatory standards.
- Regularly review and analyze ISO circulars and bulletins to assess their impact on existing products and understand required filing action.
- Maintain detailed records of all filings, approvals, and correspondence with state insurance departments.
- Actively assist and work collaboratively with the Sr. State Filings Manager, underwriting, product, and actuarial teams to support new product development, state expansions, rate revisions, and program enhancements.
- Assist in drafting and formatting simple policy forms and rules, assigning form and rule numbers and edition dates.
- Research and analyze competitor filings.
- Identify opportunities to improve filing processes, enhancing efficiency and accuracy.
- Prepare forms for policy system implementation in Adobe Pro, adding and formatting dynamic fields according to system requirements.
- Conduct quality assurance (QA) testing of policy forms to ensure accuracy, readability, and compliance with state-approved filings.
- Create and manage form implementation and testing tickets, monitoring status and queues to ensure timely delivery.
- Contribute to the maintenance and improvement of overall QA processes and frameworks.
- Professional designations such as AINS
- Insurance paralegal experience
- Experience in property & casualty lines product development
NirvanaTech provides trucking insurance by acting as an independent producer with access to multiple insurance carriers. It uses data-driven methods to price and manage risk, offering fast online quotes in under 10 minutes and proactive protection that rewards safety and efficiency. The product works by pairing state-admitted, A.M. Best A-rated coverage with reinsurance partners to ensure reliability, while enabling customers to obtain competitive rates through a marketplace of partner insurers. The company differentiates itself from competitors through its data-driven approach, focus on safety rewards, hassle-free claims handled by transportation experts, and fast, online onboarding. Its goal is to make trucking insurance fairer, faster, and more affordable, helping customers stay on the road safely and cost-effectively.
Company Size
201-500
Company Stage
Series D
Total Funding
$262M
Headquarters
San Francisco, California
Founded
2020
Simplify's Take
What believers are saying
- Doubled fleet and non-fleet businesses in 2025 while maintaining best-in-class loss ratios across segments.[2]
- Industry-wide rate increases averaging 20% create market opportunity for Nirvana's precision pricing advantage.[2]
- Expansion into non-trucking commercial fleets diversifies revenue beyond traditional motor carriers into contractors and service providers.[2]
What critics are saying
- Reinsurers tighten capacity after 2025 loss ratio deterioration, forcing 15-20% rate increases and customer attrition.[2]
- Regulatory scrutiny from telematics model errors risks $10M+ fines and policy issuance halts.[2]
- OpenAI's specialized insurance AI agent commoditizes Nirvana's core OS before scaling beyond current partners.[2]
What makes Nirvana Insurance unique
- AI-native architecture trained on 20+ billion miles of telematics data enables 15x faster underwriting decisions.[1][4]
- In-house claims operation achieves double industry average 30-day closure rate with full AI automation.[2]
- Proprietary safety intelligence platform integrates real-time driver behavior, DOT violations, and expert guidance for proactive risk reduction.[1][3]
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
Unlimited Paid Time Off
Remote Work Options
Home Office Stipend
Wellness Program
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6 month growth
↑ 2%1 year growth
↑ 9%2 year growth
↑ 7%Nirvana 2025 Hackathon - embedding AI into its DNA. At Nirvana, AI isn't just a tool in its stack. It shapes how teams across the company build, decide, and operate every day. That way of working is part of its AI-native DNA. This December, Nirvana Tech Inc. once again hosted its annual company-wide AI Hackathon, with a simple goal: create space for everyone, not just engineers, to build with AI. The hackathon was designed to be both practical and energizing: a chance to experiment hands-on, collaborate across teams, and rethink everyday workflows using modern AI tools. What followed was one of the most collaborative and eye-opening days Nirvana Tech Inc. has had as a company. An AI Hackathon for the entire company. The true measure of an AI-native organization isn't what the R&D team builds, but what the rest of the company does when given the right tools. For this hackathon, Nirvana Tech Inc. focused on lowering the barrier to building so every team member could work on the problems they know best. Behind the scenes, an internal group of AI champions coordinated model and API access, set up shared workspaces, and showcased new capabilities - from AI-powered compliance reviews and dynamic audio generation to content summarization and custom-built agents. A day of building and learning. As a global organization, Nirvana Tech Inc. had to coordinate teams across time zones and continents. Some groups met in person; others collaborated remotely. Throughout the day, Slack filled with questions, quick demos, and rapid feedback. Teams helped each other debug, iterate, and refine ideas. Non-technical teammates paired with engineers to bring domain expertise to life. The result was a day that felt both focused and fun; and for many teammates, a shift in how they think about what's possible with AI in their own roles. What teams built in a single day. By the end of the hackathon, Nirvana Tech Inc. saw 26 completed projects, 60% of them led by non-technical groups. Several showed immediate efficiency gains; others pointed toward longer-term platform and product opportunities. While Nirvana Tech Inc. is being purposefully vague to protect some of the innovations Nirvana Tech Inc. plan to fully launch, here are a few flavors of what teams built: * Its People team leaders partnered with engineering to build an AI coaching "wingman" to support managers and team members with things like 1:1 prep, feedback summaries, and growth plan drafts. * Engineers and data scientists created AI copilots and "AI interns" to assist with investigations, analysis, and internal tooling - helping them get from raw data to initial hypotheses faster * Finance teams built agents to streamline and automate day-to-day operational workflows such as pulling, reconciling, and explaining key metrics across systems * Compliance teams prototyped AI assistants to support regulatory reporting and documentation, parsing rules and mapping them to internal controls * Business and underwriting teams explored tools that turned complex data into faster, clearer decisions by surfacing decision-ready summaries instead of raw inputs More than the output, the hackathon reinforced the Nirvana way of solving problems: experiment directly, learn fast, and build solutions that meaningfully improve what Nirvana Tech Inc. deliver for customers. Looking ahead. As the year came to a close, the hackathon left teams energized and curious about what comes next. Many of the ideas will continue to evolve into tools and products, but all of them elevated its shared understanding of how AI fits into everyday work at Nirvana. The hackathon reinforced a belief Nirvana Tech Inc. hold strongly: AI creates the most impact when everyone is empowered to build with it, every day.
Commercial trucking insurer Nirvana Insurance has raised a $100 million Series D, lifting its valuation to $1.5 billion.
Nirvana's $100M Series D bets big on AI to revolutionize commercial insurance. Fresh off an $80M Series C, the startup eyes an AI operating system to tackle telematics, claims and rising rates for fleets. Key takeaways: AI-driven insurer Nirvana Insurance announced Thursday it has secured a pre-emptive $100 million Series D funding round to expand the company's AI-powered commercial insurance offerings. The round was led by Valor Equity Partners, with participation from prior rounds' lead investors Lightspeed Venture Partners and General Catalyst. The Series D follows closely on the heels of an $80 million Series C completed in March. According to a company release, Nirvana aims to build the world's first AI-powered operating system for insurance. That expansion includes developing unique solutions to better incorporate telematics into insurance products. Rushil Goel, Nirvana's co-founder and CEO, told FreightWaves in an email that one reason for the company's rapid expansion is growing demand for better commercial vehicle insurance offerings. Goel noted that in 2025 alone, Nirvana has scaled its fleet and non-fleet businesses, doubling their size while maintaining best-in-class loss ratios. One of those offerings is insurance for non-trucking commercial fleets, such as those for general and artisan contractors, service fleets, wholesalers, distributors and manufacturers. On the claims side, the company has used its AI innovations to shift to handling 100% of claims in-house while accelerating the claims closure rate. According to Goel, the in-house claims operation has achieved double the industry average closure rate within 30 days. Cost factors are another challenge Nirvana hopes to help fleets address. Goel noted that policies continue to grow more expensive for cash-strapped fleets. "Cost and sustainability continue to be the biggest challenge - we're seeing the insurance industry raise rates about 20% on average, with certain cohorts getting hit much harder," Goel said. "We're also seeing underwriting guidelines tighten up, putting more pressure on motor carriers to find ways to optimize the safety of their operations. These shifts make the precision and cost savings we offer even more of a differentiator." Another area where Nirvana is using its AI is in the policy underwriting process. The company has created more than a dozen AI-powered underwriting tools to help users better understand risk and reduce the manual workload that slows the underwriting process. "The biggest impacts are on things like automating the analysis of loss runs, understanding routes and individual driver performance, and making quote and pricing options easier to develop and explain," Goel said. Looking ahead, expect more AI offerings as the technology is deployed across all aspects of the supply chain. "The promise of AI is not incremental; it gives us an opportunity to rethink industries entirely, from first principles to create the best solutions for the challenges of today and tomorrow," Nirvana CEO Rushil Goel said in the release. "At Nirvana, we're building insurance the way it needs to exist in the AI era: with data at the center, models trained on billions of real-world miles, and an OS that can redefine underwriting, claims and services for the industry at scale."
EPA gives trucking OEMs whiplash with emissions rule rollback plan(Photo: Jim Allen/FreightWaves)On Wednesday, Environmental Protection Agency Administrator Lee Zeldin announced that the EPA is reviewing the emissions rulemaking put in place under the Biden-Harris administration. The important part for trucking comes from targeting the Greenhouse Gas Emissions Standards for Heavy-Duty Vehicles – Phase 3, or just Phase 3, rules, which began with model year 2027 trucks and extended through 2032. Opponents to the rulemaking argued that the added emissions reduction requirements for nitrogen oxide would add tens of thousands of dollars to the cost of a new Class 8 tractor. Additionally, at the recent 2025 TMC annual meeting, the Commercial Carrier Journal reported, “Mike Tunnell, senior director of environmental affairs and research at American Trucking Associations, noted a modern diesel truck has seen a 99% reduction in NOx since 1973 and 99% in PM emissions since 1987.”While the EPA is looking to terminate emissions rulemaking, the larger fight may be with the California Air Resources Board’s rulemaking. While CARB withdrew its Advanced Clean Fleets rule during the waning days of the Biden administration, it still has the Advanced Clean Trucks rule in place. CARB also has seen other states adopt its policies. CCJ adds, “Class 7 8 truck-tractors sold in model year 2024 will have to be 5% zero-emission-based rising to 40% by 2032
General Catalyst led the round, with continued support from Lightspeed Venture Partners and Valor Equity Partners.