Full-Time
MBA Leadership Path
Confirmed live in the last 24 hours
OneMain Financial
5,001-10,000 employees
Provides personal loans for consumers
Entry, Junior, Mid
No H1B Sponsorship
Wilmington, DE, USA
You match the following OneMain Financial's candidate preferences
Employers are more likely to interview you if you match these preferences:
- Undergraduate degree and MBA from an accredited business school with a graduation date of Dec 2024 or between May/June 2025
- Outstanding academic achievement
- 1-5 years of relevant work experience
- Demonstrated ability to analyze business data and strategy
- Analytical skills desired; Python and SQL experience is a bonus
- Leadership experience through on-campus involvement or work experience
- Excellent written, interpersonal and presentation skills
- Creative thinking and strong analytical skills
- Proven ability to connect across groups enabling more communication, knowledge sharing, and collaboration across the enterprise
- Experience working in Microsoft excel and PowerPoint required
- Willingness to travel
- Engage in high-impact strategic assignments across different areas of the business
- Help drive key business objectives and initiatives that support the organization’s strategic priorities
- Work collaboratively and build business partnerships
- Develop a diverse set of skills and leadership attributes
- Acquire new and more complex skills while strengthening fundamental business knowledge
OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself from competitors by focusing on personalized financial solutions and maintaining a strong presence with numerous branches across the U.S. The goal of OneMain Financial is to provide accessible financial options to clients, helping them improve their financial situations.
Company Stage
IPO
Total Funding
N/A
Headquarters
Baltimore, Maryland
Founded
1912
Simplify's Take
What believers are saying
- AI-driven credit scoring models improve loan approval processes for nonprime borrowers.
- Partnerships with fintechs offer opportunities to integrate advanced technologies and expand services.
- The resurgence in securitization interest boosts OneMain's Springleaf Funding Trust platform.
What critics are saying
- Increased competition from fintechs may erode OneMain's market share.
- Rising interest rates could lead to higher default rates among nonprime borrowers.
- Executive share sales and board member resignation may indicate internal instability.
What makes OneMain Financial unique
- OneMain specializes in serving nonprime borrowers with limited access to traditional banking.
- The company offers both secured and unsecured loans, catering to diverse financial needs.
- OneMain's Springleaf Funding Trust platform enhances capital flow through loan securitization.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
401(k) Retirement Plan
401(k) Company Match
Employee Stock Purchase Plan
Tuition Reimbursement
Paid Vacation
Paid Sick Leave
Paid Holidays
Paid Volunteer Time