Helping you do more

DUAL is a different kind of MGA and has been since day one in 1998. We’ve built our business on the idea that when industry expertise, intelligent underwriting and an entrepreneurial mindset come together, insurance can help our partners thrive. Today that philosophy is as relevant as ever. Our intermediary and carrier partners around the world rely on our underwriting teams to take initiative, lean into the challenges of an increasingly complex world, and respond to our clients’ emerging needs.

A career that grows with you

DUAL is a place where you can bring your whole self to work – a people-first company that helps you be the best you can be.

We’re looking for the underwriters who want something bigger, who think a little differently and are ready for change. At DUAL, we’re expanding our regional footprint and are looking for expert underwriters, well regarded in their local market, to join us to shape something different. You’ll initially work with the DUAL leadership team to refresh our Commercial Combined proposition before actively trading with Brokers in the early part of 2025. You’ll be working as part of 10+ person strong branch, reporting into the Regional Manager, and be supported by Business Development Managers as we continue to grow in the regional market. We’re initially recruiting in the North West market (Manchester office) but are open Underwriting experts across the UK.

Role overview & Role responsibilities

Work with peers and line of business leaders to shape and deliver DUAL’s Property and Casualty (Commercial Combined) proposition to market, providing considered ideas to evolve the proposition and profitably develop the account.
Actively contribute towards DUALs visibility in the local market, working closely with Brokers to identify underserved segments where DUAL can shape propositions to gain market share.
Build strong relationships with brokers, negotiating effectively, and providing excellent customer service at all times.
Ability to underwrite both New & Renewal business in line with DUALs underwriting strategy, within DUALs underwriting framework.
Expertly deploy the full extent of Underwriting authority to craft solutions to risks.
Support the wider team and business to deliver the best of DUAL to our broker partners and customers.
Work diligently to ensure documentation and underwriting files are thoroughly checked and terms are accurately issued in a timely manner.

Key requirements

Proven track record of building a portfolio of mid-market property and casualty risks, writing risks £10k+ GWP.
You’ll ideally have 10+ years of Underwriting experience.
Professional underwriting qualifications desirable but not essential.
Attention to detail, and ability to hit deadlines.
Brand ambassador, meeting with clients where appropriate.
Strong ability to influence and negotiate with brokers, with excellent interpersonal skills.
Analytical and creative thinker in meeting Underwriting needs whilst working in partnership with brokers.
Ability to understand the needs of each Underwriting line on a portfolio basis.
Ability to motivate and gain buy-in from others effectively.
Committed to learning and development i.e. continual professional development.
To work with confidence, embrace change, be inquisitive, resilient, imaginative and direct.
Ability to communicate theories and ideas.
Pro-active & flexible approach to your Role.

To Conclude

Join DUAL as a Senior Underwriter in Property and Casualty, based in Manchester. Lead our growth in the North West, build strong broker relationships, and help shape innovative underwriting solutions. Be part of a market-leading team driving change

DUAL is where ambitious people thrive

There’s an independent spirit and an entrepreneurial feel that run throughout the business. You’ll have greater freedom to use your talents to help clients and colleagues do more. We believe that’s fundamental to realising our vision to be the world’s best underwriting business.

Working here is rewarding

As well as job satisfaction and a stimulating culture, working at DUAL comes with all the benefits you’d expect from a global business – and some you wouldn’t.

— Family-first policies that support you through all of life’s milestones

— Health and wellbeing benefits including private medical insurance and more

— Critical illness and life insurance cover to give you extra financial security

— A choice of rewards for every five years of service, including shares

— Volunteer leave so you can make a difference outside of work too

Reasonable adjustments

At DUAL, we're committed to providing reasonable accommodations to make sure our positions align with our people’s needs. For example, we can always make adjustments to your office set-up – your software, hardware, desk and so on. We may also be able to offer flexible hours or hybrid working depending on your role and location. If you're excited about this position but have doubts as to how ‘workable’ it is for you, please send us your application. If your profile fits the criteria, we’ll be happy to chat about any reasonable accommodations you may need.

The power to change our world

As a business, DUAL is about taking action. It’s fundamental to our entrepreneurial spirit, and it doesn’t just apply during office hours. It relates to the communities we move in and the world we live in. That’s why we constantly strive to be a force for good.

Permanent

Senior Underwriter Property and Casualty

Howden

Helping you do more

A career that grows with you

DUAL is where ambitious people thrive

Working here is rewarding

Reasonable adjustments

The power to change our world

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