Home Equity Underwriting Manager

Job Title: Home Equity Underwriting Manager

Primary Location:  4027 Lake Drive, Grand Rapids

Employee Status: Full-Time Salaried

Estimated Hours/Week: 38 hours/week

Remote: Hybrid

What You’ll Get: (note varied offerings based on role and hours) 
•    Weekly Pay 
•    Comprehensive Health & Wellness package including Medical (with prescription coverage), Dental, and vision 
•    Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA) 
•    Retirement options like 401 (k) with company match and pension. 
•    Paid time off: Vacation, Personal days, paid holidays, paid volunteer time, sick days, & flex time. 
•    Tuition reimbursement 
 

About this position: 

LMCU is looking for a Home Equity Underwriting Manager who will be responsible for managing the daily operations of the underwriting team within the Home Equity Department. The responsibilities include, but are not limited to, assisting employees with the processing and underwriting of all incoming Mortgage applications and assisting Members with all questions regarding their Mortgage.

What you’ll do: 

• Ensures that all Mortgage Applications actively in Underwriting are in Compliance with HMDA, RESPA, TRID, Reg C, CFPB along with all State & Federal Guidelines. Work with strategy team partners to stay current with relevant regulatory and compliance updates. Implement changes into training material and underwriting process and procedures.

• Hire, schedule, train & monitor the work of others in the department along with preparing & conducting employee performance reviews.

• Conducts training sessions as needed for employees and branches on all Mortgage regulation updates along with Internal & External Marketing programs.

• Monitors and Updates all Mortgage Product Descriptions as needed.

• Monitors all reports daily to ensure day to day operations are progressing to meet expectations in regard to timelines for underwriting along with compliance in all areas of the application from start to finish.

What You’ll Bring:

• 5+ years of mortgage/home equity underwriting experience.

• Leadership experience in underwriting or mortgage operations.

• Strong knowledge of mortgage regulations and compliance requirements.

• Excellent analytical, decision-making, and problem-solving skills.

• Ability to manage processes, meet deadlines, and ensure accuracy.

• Proficiency in mortgage underwriting systems and reporting tools.

Who We Are: 
We’re proud of our past, thrilled with our present, and couldn’t be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan. 
As a credit union, LMCU is a not-for-profit institution, owned by its members, instead of corporate stock holders. We are accountable directly to our members, and they directly share in our success – benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks. 

It’s about always doing what’s best and right for our members - it guides everything we do. 

From friendly, knowledgeable and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members. 

Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day.  As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members’ lifetime financial needs.  

You’ll be encouraged to innovate and excel and we're committed to your empowerment as an employee, providing ongoing training, development, support, and opportunities for you to achieve your career goals.

Have additional questions about the role? 

You may email us at: Careers@lmcu.org. 
If you lack access to the internet or internet connectivity, or have a disability that hinders your ability to apply online, please choose one of the following options to obtain assistance:

Call us at: (616) 242-9790
Mail your resume to: 5664 Prairie Creek Drive, Caledonia, MI 49316

Please Note: These options are reserved for use by individuals requesting an accommodation as a candidate. Information received via these options will be routed to our HR team, who will provide appropriate assistance to facilitate the completion of LMCU’s online application.
 

LMCU is an Equal Opportunity Employer