Full-Time
Stablecoin Senior Product Manager
Posted on 12/12/2025
M&T Bank
10,001+ employees
Full-service banking with mortgage, deposits, loans
Compensation Overview
$128.9k - $214.9k/yr
Remote in USA + 1 more
More locations: Alabaster, AL, USA
Remote
 Product (2) |
|---|
| , |
- Bachelor’s degree and a minimum of 10 years’ proven marketing, product management, financial, operations and/or project management experience.
- 3-6 years of product management experience in fintech, payments or blockchain/digital asset sectors is highly preferred.
- OR in lieu of a degree, A combined minimum of 14 years’ higher education and/or work experience, including a minimum of 10 years’ proven marketing, product management, financial, operations and/or project management experience.
- Define product vision, strategy, and roadmap for stablecoin offerings, ensuring alignment with business goals and market needs.
- Develop business case recommendations for investment to executive sponsors.
- Evaluate market entry alternatives for coin issuance, wallet management, B2B and cross-border payments, reserve management, and crypto settlement services.
- Establish partnerships with important external entities in the digital asset sector to enhance the Bank's time-to-market and presence in potential business models.
- Oversee the design, development, deployment, and profitability of stablecoin products.
- Manage integrations with blockchain infrastructure players, both existing and emerging.
- Ensure compliance with relevant regulations (e.g., KYC/AML, financial risk management) and coordinate regulatory submissions when required. Play a lead role in identifying the right partners to help develop a stablecoin risk management control framework.
- Gather user feedback, monitor market trends, and analyze key performance metrics to refine products and drive adoption.
- Lead engagement with institutional clients and ecosystem players to expand stablecoin reach and utility.
- As opportunities are identified, build a team capable of delivering those opportunities and achieving targeted outcomes for the Bank’s clients and the Bank.
- 3–6+ years of product management experience in fintech, payments, or blockchain/digital asset sectors.
- Deep understanding of blockchain technology, stablecoin mechanics (issuance, redemption, collateralization), and smart contracts.
- Strong knowledge of regulatory frameworks and compliance requirements for digital assets.
- Familiarity with stablecoin issuers (e.g., USDC, USDT), on-chain analytics, and interoperability protocols.
- Experience developing partnerships with VC and PE-backed fintechs.
- Excellent communication, leadership, and cross-functional collaboration skills.
- Ability to translate complex technical and regulatory concepts into user-centric solutions.
- Experience with treasury asset management, reserve backing (e.g., U.S. Treasuries), and liquidity strategies.
- Hands-on expertise with Ethereum, Solana, or other blockchain platforms.
- This role is ideal for a proactive, detail-oriented leader passionate about transforming payments and digital assets through innovative stablecoin solutions.
M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.
Company Size
10,001+
Company Stage
IPO
Headquarters
Buffalo, New York
Founded
1993
Simplify's Take
What believers are saying
- Q1 2026 revenue hit $2.45B from commercial loan surge.
- Fee income grew 13% YoY in Q1 2026 via treasury services.
- United Bank merger expands footprint across Eastern U.S.
What critics are saying
- CRE office vacancies exceed 15% in New York, Maryland, Pennsylvania.
- Loan growth outpaces deposits, forcing costly wholesale funding.
- Fintechs like Chime erode Northeast retail deposit base.
What makes M&T Bank unique
- M&T Bank profitable every quarter since 1976, unlike peers.
- Top SBA lender nationally, #1 in key Eastern markets.
- Owns Wilmington Trust, largest U.S. personal trust providers.
Help us improve and share your feedback! Did you find this helpful?
Benefits
401(k) Company Match
401(k) Retirement Plan
Flexible Work Hours
Hybrid Work Options
Paid Vacation
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Growth & Insights and Company News
6 month growth
↓ -5%1 year growth
↓ -5%2 year growth
↓ -5%M&T Bank Corporation is expected to announce its fiscal Q1 2026 earnings on 15 April, with analysts forecasting earnings of $4.03 per share, up 19.2% year-over-year. The Buffalo-based bank holding company has beaten Wall Street estimates in three of the past four quarters. For full-year 2026, M&T Bank is projected to deliver earnings per share of $18.77, representing 9.1% growth from fiscal 2025. The company's shares have risen 11.9% over the past 52 weeks, outperforming the financial sector but trailing the broader S&P 500. The bank's recent performance has been driven by higher net interest income, improved margins and disciplined cost control. Analysts maintain a "Moderate Buy" rating, with a mean price target of $234.55, suggesting 14.6% upside potential.
M&T Bank has demonstrated solid revenue growth driven by its core lending business and fee-based operations. Net interest income grew at a 7.9% compound annual growth rate over seven years through 2025, supported by loan expansion and a strong deposit franchise. Loans and leases grew at a 12.9% CAGR over the same period, whilst deposits rose 9.2%. The bank has also strengthened non-interest income through treasury management, capital markets and mortgage banking, which grew at a 3.9% CAGR between 2018 and 2025. For 2026, management projects net interest income of $7.2-$7.35 billion and non-interest income of $2.67-$2.77 billion, up from $6.95 billion and $2.74 billion respectively in 2025. Average loans are expected to reach $140-$142 billion, with deposits at $165-$167 billion.
SL Green Realty Corp. (NYSE: SLG) refinanced $2.0 billion of its $2.4 billion corporate credit facility, extending maturities and reducing borrowing costs by 25 basis points across multiple components. The Manhattan...
M&T Bank chairman and CEO René Jones released his annual shareholder letter highlighting the bank's record $2.88 billion in earnings for 2025 and its technology transformation efforts. The letter emphasises how M&T outperformed peers despite an uncertain operating environment. Jones described the past year as a "Rorschach Economy", where different communities experienced varying economic conditions. He stressed the bank's focus on generating consistent, high-quality earnings rather than chasing short-term growth. The letter details M&T's investments in technology and talent development, whilst reinforcing the bank's commitment to traditional banking fundamentals. Jones credited the company's success to its employees, noting their adaptability and judgement in navigating industry changes. M&T operates across the eastern US from Maine to Virginia.
~ Proactive Step, Strengthens Liquidity, Reduces Borrowing Costs by ~$3.7 Million While Accelerating Growth ~CHARLES TOWN, W.Va., March 12, 2026 /PRNewswire/ -- American Public Education, Inc. (the "Company")