Full-Time

Senior Complaints Operations Manager

Updated on 6/25/2026

Oodle Financial Services

Oodle Financial Services

201-500 employees

UK car finance lender offering loans

No salary listed

Manchester, UK

Hybrid

Hybrid role based in Manchester; some on-site days required.

Category
Operations & Logistics (1)
Required Skills
Forecasting
Risk Management
Data Analysis
Requirements
  • Operational leadership experience within a regulated motor finance environment.
  • Complaints handling management experience, ideally within motor finance.
  • Strong knowledge of FCA regulations, DISP rules, Consumer Duty, and complaint governance.
  • Experience managing large operational teams and complex customer escalations.
  • Proven ability to deliver operational improvements and customer outcome enhancements.
  • Strong analytical and decision-making capability.
  • Excellent stakeholder management and communication skills.
  • Experience handling FOS escalations and regulatory interactions.
  • Customer-focused mindset
  • Strong ethical and conduct standards
  • Resilient under pressure
  • Commercially aware
  • Collaborative leadership style
Responsibilities
  • Manage the complaints handling function including on / off-shore complaints handling teams, administration support, triage, telephony and FOS activity.
  • Deliver operational performance against KPIs, SLAs, regulatory deadlines, and quality standards.
  • Ensure complaints are investigated thoroughly, fairly, and consistently.
  • Manage capacity planning, forecasting, and resource allocation to meet business demand.
  • Drive operational efficiency while maintaining high standards of customer outcomes.
  • Lead, coach, and develop operational team leaders and the complaints teams.
  • Promote a performance culture focused on accountability, quality, and customer service.
  • Conduct regular performance reviews, succession planning, and talent development activities.
  • Manage employee engagement, wellbeing, and retention within the function.
  • Ensure compliance with FCA DISP requirements, Consumer Duty principles, Treating Customers Fairly (TCF), and all applicable regulatory obligations.
  • Maintain oversight of complaint handling procedures and controls.
  • Support internal audits, compliance reviews, and regulatory inspections.
  • Champion customer-centric complaint resolution practices.
  • Oversee quality assurance frameworks and complaint outcome consistency.
  • Ensure vulnerable customers are identified and supported appropriately.
  • Reduce repeat complaints through root-cause analysis and process improvement initiatives.
  • Escalate significant customer detriment risks appropriately.
  • Build strong relationships with Compliance, Legal, Risk, Operations, Customer Services, and Executive stakeholders.
  • Provide regular management information and insight
  • Act as a key contact for Financial Ombudsman Service (FOS) escalations and complex complaint cases.
  • Collaborate with change and transformation teams to improve customer journeys.
  • Analyze complaint trends and operational data to identify systemic issues.
  • Lead process improvement initiatives.
  • Key relationships: All internal departments; Motor Dealers and Brokers (in relation to vehicle quality complaints); FOS Technical Helpline.
Oodle Financial Services

Oodle Financial Services

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Oodle Car Finance helps people in the UK buy cars by providing car loans. It partners with trusted car dealers and uses technology to make applying for finance easier, faster, and more personalised. Customers submit a credit application online or through the dealer, and Oodle provides a loan offer that the customer repays over a set term with interest and any applicable fees. The loan is funded to purchase a vehicle through its dealer network, and the customer makes regular payments to repay the loan. The company earns revenue from interest on the loans and from service-related fees. What makes Oodle Car Finance different is its emphasis on a streamlined, technology-driven application process, a strong network of trusted dealers, and a focus on customer feedback to improve service. The goal is to grow its UK presence by offering competitive rates and a smooth, personalised car-financing experience that helps more customers finance their vehicles through reliable dealers.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$211.2M

Headquarters

Oxford, United Kingdom

Founded

2016

Your Connections

People at Oodle Financial Services who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • iVendi point-of-sale technology expands dealer reach across online and showroom channels.
  • Estell McConnell's sales leadership supports deeper major-account growth and origination volumes.
  • Oodle's aftercare focus can improve retention, complaints handling, and customer outcomes.

What critics are saying

  • FCA motor-finance redress actions trigger compensation, remediation, and originations restrictions.
  • Supreme Court remedies could overwhelm Oodle's smaller capital buffer with liabilities.
  • Third-party workflow dependencies create outage, data, and reporting risks under regulatory scrutiny.

What makes Oodle Financial Services unique

  • Founded in 2016, Oodle serves UK car finance through dealers and brokers.
  • Its quick decisions and automation simplify applications without impacting credit scores.
  • NotifyNOW and NICE integrations strengthen bereavement and vulnerable-customer servicing workflows.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Paid Vacation

Paid Sick Leave

Paid Holidays

Pension

Flexible Work Hours

Remote Work Options

Hybrid Work Options

Wellness Program

Mental Health Support

Gym Membership

Phone/Internet Stipend

Home Office Stipend

Employee Discounts

1 day volunteer day per year

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
The AI Journal Ltd
Jan 21st, 2026
Oodle Car Finance Launches Partnership With NotifyNOW Putting Bereaved Families at the Heart of Their Service

Oodle Car Finance launches partnership with NotifyNOW putting bereaved families at the heart of their service. * Oodle Car Finance announces a new partnership with NotifyNOW, a service of Phillips & Cohen Associates, to streamline end-of-life admin * Oodle customers can now inform other UK service providers of a death via NotifyNOW's technology * NotifyNOW - exclusively licensed by Phillips & Cohen Associates - partners with its first car finance firm MANCHESTER, England - (BUSINESS WIRE) - Leading bereavement notification service NotifyNOW, a service of Phillips & Cohen Associates (PCA), has forged a new partnership with Oodle Car Finance, which will simplify end-of-life administration for its customers. Oodle, which was founded in 2016, focuses on making car finance easier for customers, dealers and brokers. A car loan from Oodle helps customers fund their vehicle and spread the cost with monthly payments tailored to their income and circumstances. Oodle's quick decision-making process enables customers to move forward efficiently and produces strong customer outcomes. From today, people handling the affairs of a customer who has passed away will be able to inform Oodle about a bereavement through the digital platform NotifyNOW, while also being offered the option to notify other service providers with one click. Louise Schofield, Chief Operating Officer at Oodle, says: "At Oodle, The AI Journal Ltd. is committed to using technology not just to improve processes, but to make a real difference for its customers, especially during life's most difficult moments. "Bereavement is an incredibly distressing time; The AI Journal Ltd. understand the emotional and administrative strain it brings. Partnering with NotifyNOW was a natural step in its digital transformation journey to remove unnecessary complexity. "By integrating NotifyNOW's technology, we're streamlining the process of notifying multiple organisations, reducing stress and saving time for bereaved families. This partnership reflects our focus on operational excellence and customer care, helping people concentrate on what truly matters." Oodle staff deal with up to 300 calls per year from those dealing with the estates of customers, with close case management provided by the company's bereavement teams afterwards. Nick Cherry, Divisional CEO at Phillips & Cohen Associates, says: "Oodle Car Finance is taking active steps to support bereaved customers and their families at a time when they need it most. "We hope the NotifyNOW service offers some peace of mind to customers and other motor finance firms will follow Oodle's lead to enhance bereavement care across the sector." When someone contacts Oodle to report the death of a customer, a link on their website will offer access to NotifyNOW. They will then be asked to upload customer details. This enables NotifyNOW to inform over 2,000 companies, including financial institutions, utility companies, service providers and mobile phone companies, in one go, saving grieving families from having to make many separate calls and repeat information to each individual company. Phillips & Cohen is the sole licensee of the NotifyNOW platform, which is owned by The Estate Registry. Notes to Editors Headshots of Louise Schofield, Chief Operating Officer at Oodle (quoted) and Nick Cherry, Divisional CEO at Phillips & Cohen Associates (quoted) are available to download here About Oodle: Founded in 2016, Oodle Car Finance focuses on making car finance easier for customers, dealers and brokers. Quick decisions and use of automation help introducers move applications forward efficiently, and jargon-free communication supports customer understanding and confidence. These approaches are designed to deliver strong customer outcomes with a focus on transparency, accessibility, and overall experience. Oodle offers both Hire Purchase (HP) and Unsecured Personal Loan (UPL) products. Working closely with dealers and brokers across the UK, Oodle supports customers in finding finance that suits their needs and helps them get on the road with confidence. About Phillips & Cohen Associates: Phillips & Cohen Associates, Ltd., built its reputation in the credit industry by providing specialized compassionate engagement services to clients. Focusing on customer care, compliance, and innovation, Phillips & Cohen Associates, Ltd. delivers solutions that support businesses while maintaining sensitivity and professionalism in all interactions. About The Estate Registry: The Estate Registry was created by a team of professionals with experience throughout the USA, Canada and the UK. The AI Journal Ltd. identified the challenges of estate management as an area where individuals and organisations could benefit from services that help automate and smooth the transition of assets to beneficiaries, making the process simple and straightforward. For further information, please contact: For PCA - [email protected] For Oodle - [email protected]

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Dec 18th, 2024
Oodle partners with iVendi to drive expansion with POS tech

Oodle partners with iVendi to drive expansion with POS tech.

AM Magazine
Jun 3rd, 2024
McConnell joins car finance firm Oodle as head of sales

Former V12 Vehicle Finance executive Estell McConnell has joined Oodle Car Finance as its head of sales and major accounts.

Directors Club News
Nov 22nd, 2023
Oodle Selects NICE Enlighten AI to Better Identify and Serve Vulnerable Customers

NICE announced that Oodle Car Finance, one of the fastest growing motor finance companies in the United Kingdom (UK), has selected NICE's artificial intelligence (AI)-driven customer experience solutions to identify and meet the specific needs of vulnerable consumers.

Yahoo Finance
Nov 22nd, 2023
Oodle Selects NICE Enlighten AI to Better Identify and Serve Vulnerable Customers

Oodle selects NICE Enlighten AI to better identify and serve Vulnerable Customers.