Full-Time

Lead Machine Learning Scientist

Confirmed live in the last 24 hours

Monzo

Monzo

1,001-5,000 employees

Digital-only banking platform for consumers

Fintech
Financial Services

Compensation Overview

£110k - £140kAnnually

+ Stocks

Senior, Expert

H1B Sponsorship Available

Remote in UK

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We’ll help you relocate to the UK and can sponsor your visa.

Category
Applied Machine Learning
Deep Learning
AI & Machine Learning
Required Skills
Python
SQL
Machine Learning
Go

You match the following Monzo's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • You have a track record of leading the technical work of a team in the development and deployment of advanced Machine Learning models tackling real business problems with demonstrable impact, preferably in a fast moving tech company.
  • You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact.
  • You're impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production.
  • You have experience in, and a passion for, mentoring other ML practitioners, sharing knowledge and raising the technical bar across the team.
  • You have a self-starter mindset; you proactively identify the most impactful issues and opportunities and collaboratively tackle them without being told to do so.
  • You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn Go lang which is used in many of our backend microservices.
  • You thrive working on ambiguous problems and have a track record of helping your team and stakeholders resolve that ambiguity.
  • You're excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain.
  • You’re adaptable, curious and enjoy learning new technologies and ideas.
Responsibilities
  • Understand customers’ problems and support needs based on a variety of inputs.
  • Route customers to the right COp who can support them and globally optimise those routing decisions across millions of customers and thousands of support staff.
  • Automate the resolution of customers’ support needs through autonomous agents.
  • Aid customer support in decision-making and pattern detection.
Desired Qualifications
  • Experience working with operations, financial crime and in regulated institutions
  • Commercial experience writing critical production code and working with microservices

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million.

Company Size

1,001-5,000

Company Stage

Late Stage VC

Total Funding

$1.9B

Headquarters

London, United Kingdom

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Monzo secured $400M in 2024, indicating strong investor confidence.
  • Expansion into Europe in 2025 could significantly increase Monzo's customer base.
  • Partnership with SignLive enhances accessibility for Deaf or hard of hearing users.

What critics are saying

  • Departure of COO Sujata Bhatia may impact operational stability.
  • Regulatory uncertainty in fintech could affect Monzo's operations.
  • Internal disagreement on IPO location may delay public offering plans.

What makes Monzo unique

  • Monzo offers real-time updates and instant notifications for transactions via its app.
  • The 'Pots' feature allows users to set aside money for specific purposes.
  • Monzo's gambling block feature helps users control gambling-related spending.

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Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Tech.eu
Feb 12th, 2025
Monzo’S Coo Sujata Bhatia To Exit After Five Years

Monzo’s chief operating officer Sujata Bhatia is leaving the UK challenger bank after five years.Bhatia announced on LinkedIn that she is "stepping away" from the neobank, saying it was the right time to exit.She said:“There’s never a good time to leave a company that’s on a tear and has some of the best and smartest people driving it forward, but in many ways, that’s exactly why it feels like the right time. I couldn’t be prouder of what we’ve achieved as a company over the last five years.”Bhatia, a former American Express executive, pointed to some Monzo highlights during her tenure, including the challenger backing becoming full-year profitable.She also singled out CEO TS Anil, who she said had taken the “bar for leadership to new levels".Bhatia, who was part of Monzo’s executive team, didn’t reveal details of her next move.Prior to Monzo, Bhatia spent almost 16 years at American Express, including roles as senior vice president for Global Merchant Services Europe and senior vice president of Global Strategy and Capabilities.Anil said:“Sujata has been an incredible force over the past five years and I’d like to pay a special thanks to her for everything she’s done to help build Monzo into the success it is today. She leaves with all our love and gratitude as she embarks on her next chapter.”Monzo, which now has move 10 million customers, and is valued at $5.9bn, is set to launch across the EU next year

PYMNTS
Feb 6th, 2025
Thredd’S Mccarthy: ‘Seismic Shift’ Will Define Fintech Future

The last half-decade of the 2020s looms, and for FinTechs and financial services in general, the dust has just started to be kicked up on Capitol Hill and in the White House in terms of new regulations and even a reshaping of the regulatory agencies themselves. Consumer Financial Protection Bureau Director Rohit Chopra was removed, and there is a bill in Congress afoot to abolish the agency itself. The Federal Deposit Insurance Corp. issued a slew of consent orders that delve into AML and KYC. Thredd CEO Jim McCarthy told Karen Webster that a seismic shift will define the sector

Tech.eu
Feb 6th, 2025
Resilient And Rising: Uk Tech Ecosystem

Recognized as one of the most dynamic and innovative ecosystems globally, the UK is home to a thriving network of startups, scale-ups, and established tech giants. With strong infrastructure, access to venture capital, and a highly skilled workforce, the UK remains a global leader in sectors like fintech, artificial intelligence, and digital health. In 2024, the UK maintained its leading position, raising €17.5 billion (23.6% of total investments) across more than 861 deals. While the country retained its position from the previous year, the total amount raised was approximately 30% lower than in 2023, when UK companies raised €24.7 billion. Nevertheless, the ecosystem faces challenges, such as a shortage of tech talent due to competition with global markets, high operating costs, and uncertainties around post-Brexit regulatory frameworks. Despite these obstacles, the UK’s tech sector remains resilient, continuing to attract significant investment and foster innovation

PYMNTS
Jan 21st, 2025
Monzo Ceo And Board Reportedly At Odds On Ipo Location

While Monzo wants to go public, its leadership reportedly can’t agree on where to list.That’s according to a report Tuesday (Jan. 21) by the Financial Times (FT), citing sources who say that while CEO TS Anil is backing an initial public offering (IPO) in the U.S., the neobank’s board wants to list in Monzo’s home city of London.Sources say the FinTech, valued at $5 billion last year, is in preliminary talks with bankers as it works to become “IPO ready” before the end of the year.The company also hasn’t settled on a timeframe for an IPO and wants to be ready for the right market conditions, the sources said. One source said the IPO would be more likely to come in 2026, though Monzo is intent on having its governance and paperwork ready this year.PYMNTS has contacted Monzo for comment but has not yet gotten a reply.The FT report notes that the debate about where to list could potentially be bad news for the London Stock Exchange. Companies going public in the U.K. raised the lowest amount on record last year, the report said — citing data from Dealogic —amid worries about the British market’s liquidity and valuations.FinTech companies could turn things around, the report adds. Aside from Monzo, neobanks such as Starling and Revolut are expected to go public in the coming years

PYMNTS
Jan 14th, 2025
Neobanks Navigate Smb Market Potential And Regulatory Risks

Neobanks have gained momentum with the promise of helping consumers shift their financial lives fully online — with digital onboarding, speedier account openings and competitive rates on deposits and other offerings — in direct competition with traditional omnichannel financial institutions (FIs). Those same attributes are being leveraged by the digital-only players to attract smaller businesses, particularly where there have been some gaps left by FIs. But challenges and risks remain. The potential of the small- to medium-sized business (SMB) market is vast. In the U.S. alone, there are more than 33 million smaller businesses in operation, as estimated by the U.S