Full-Time
Treasury Management-Sales & Payments Officer Senior
Posted on 5/9/2026
Flagstar Bank
1,001-5,000 employees
Regional bank offering diversified financial services
Compensation Overview
$143.9k - $227.3k/yr
Cohoes, NY, USA + 2 more
More locations: Culver City, CA, USA | New York, NY, USA
In Person
Requires 50% travel to client offices, prospects, branches, and various functions.
 Sales & Account Management (2) |
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- Education level required: Undergraduate Degree (4 years or equivalent) or equivalent work experience.
- Minimum experience required: 10+ Years in a treasury sales role.
- Demonstrates expert knowledge and understanding of treasury management products and services.
- Applies an expert understanding of business cash flows, accounting processes and financial optimization.
- Applies an expert understanding of value propositions related to treasury management applications within a corporate treasury environment.
- Excellent understanding of both business and banking regulations such as UCC, Reg CC, RegE and regulatory guidance/oversight.
- Expert sales/negotiation aptitude and the ability to tactfully communicate at a senior executive level.
- Maintains senior level contact with top clients and high priority prospects.
- Professional verbal and written communication skills.
- Demonstrated analytical skills with the ability to think both creatively and strategically when devising a client solution.
- Strong aptitude for time management, organization and the ability to manage multiple initiatives successfully.
- Ability to prepare, present and direct client proposals.
- Ability to mobilize internal networks and resources to resolve a service challenge or develop a solution.
- Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.
- Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.
- Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.
- 50% - Travel to client offices, prospects, branches and various functions is a requirement of the position.
- Physical demands (ADA): The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting.
- New business development activities including calling efforts, joint sales opportunities and revenue generation.
- Maintains professional level (C-Suite) calling efforts in order to develop new and existing client relationships.
- Creates proactive and strategic dialogues with team members and potential clients surrounding TM industry issues to include; best practices, advice and recommendations in order to position the banks TM solutions or to provide feedback to internal stakeholders.
- Determines and manages non-credit related risk for customer portfolio related to TM solutions.
- Calculates and advises internal team regarding TM service profitability for each customer.
- Collaborates with the RM team on recommendations for clients.
- Deposit relationship management and deposit acquisition.
- Managing existing client portfolio, performing relationship reviews, servicing clients and increasing product cross-sell opportunities.
- Generating proposals, responding to RFPs and coordinating the implementation of new clients and services.
- Participating and providing leadership representation to the market, prospects, and clients regarding solutions through; client roundtables, industry conferences, in person meetings such as annual reviews, webinars, and social media platforms.
- Ensuring compliance with applicable federal, state and local laws and regulations. Completes all required compliance training. Maintains knowledge of and adheres to Flagstar's internal compliance policies and procedures. Takes responsibility to keep up to date with changing regulations and policies.
- ADDITIONAL ACCOUNTABILITIES: Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.
- Master2s Degree (or Postgraduate equivalent) preferred.
- Certified Treasury Professional designation (CTP) strongly preferred.
Flagstar Bank is a regional bank that offers a broad range of financial products and services through its 418 branches in 10 states, complemented by digital channels. It operates with a customer-first mindset, emphasizing local market expertise, personalized solutions, and community focus. Its products work through a combination of branch-based relationship banking and technology-enabled services to meet customers’ financial needs. What sets Flagstar apart is its emphasis on local knowledge, community involvement, and diverse, inclusive workplace culture, rather than solely relying on scale or standard products. The company’s goal is to deliver a new energy in banking that opens doors for customers’ financial and personal success while strengthening the communities it serves.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Troy, Michigan
Founded
1987
Simplify's Take
What believers are saying
- CET1 capital ratio of 13.24% with $1.6 billion excess capital enables H2 2026 distributions.
- Fitch and Moody's upgraded deposit ratings to investment grade in Q1 2026.
- Reduced CRE concentration from 500% to 365% of capital, lowering multifamily exposure risk.
What critics are saying
- Revenue missed consensus by 10.61% in Q1 2026; NIM pressure persists below 2.5%.
- CRE concentration remains elevated at 365% amid New York multifamily market distress.
- $31.5 million data breach settlement drains excess capital and invites OCC scrutiny.
What makes Flagstar Bank unique
- Diversifying loan portfolio from CRE to one-third C&I, one-third CRE, one-third consumer.
- C&I loans grew $1.4 billion in Q1 2026 at 242 basis points over SOFR spread.
- Consolidated six data centers into two, enabling 2027 core conversion for cost reduction.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
Flexible Work Hours
Remote Work Options
Paid Vacation
Paid Sick Leave
Paid Holidays
Hybrid Work Options
Stock Options
Company Equity
Wellness Program
Mental Health Support
Gym Membership
Phone/Internet Stipend
Home Office Stipend
Conference Attendance Budget
Professional Development Budget
Family Planning Benefits
Fertility Treatment Support
Adoption Assistance
Childcare Support
Elder Care Support
Commuter Benefits
Meal Benefits
Professional Certification Support
Mentorship Program
Tuition Reimbursement
Tuition Reimbursement
Company News
Eli miller joins Flagstar Bank (NYSE: FLG) board ahead of 2026 meeting. Filing Impact (Moderate) Filing Sentiment Rhea-AI Filing summary. Flagstar Bank, N.A. announced that director Alessandro DiNello will not stand for re-election at the 2026 Annual Meeting of Shareholders, so his board term will end at the conclusion of that meeting, expected on June 9, 2026. The Bank stated his decision was not due to any disagreement over its operations, policies, or practices. The Bank also appointed Eli H. Miller to its Board of Directors effective April 1, 2026, filling a vacancy created by the previously disclosed resignation of Brian Callanan, with a term expiring at the 2026 Annual Meeting. Miller, a Senior Managing Director at Liberty Strategic Capital, will serve on the Risk Assessment and Technology and Operations committees and receive standard non-employee director compensation, including a $97,500 annual cash retainer and $130,000 in annual equity awards, plus additional retainers for committee service. 8-K event classification. Item 5.02 - Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers 03/27/2026 - 04:13 PM Faq. What board changes did Flagstar Bank (FLG) disclose in this 8-K? Flagstar Bank reported that director Alessandro DiNello will not stand for re-election at the 2026 Annual Meeting, ending his term then. The Bank also appointed Eli H. Miller to its Board effective April 1, 2026, to serve until that meeting. Why is Alessandro DiNello leaving the Flagstar Bank (FLG) board? Alessandro DiNello chose not to stand for re-election at Flagstar Bank's 2026 Annual Meeting, ending his term at its conclusion. The Bank stated his decision was not due to any disagreement regarding operations, policies, or practices, indicating an orderly, non-contentious transition. Who is Eli H. Miller, the new Flagstar Bank (FLG) director? Eli H. Miller is a Senior Managing Director at Liberty Strategic Capital and a member of its Investment Committee. He previously held senior roles at Blackstone and served as Chief of Staff at the U.S. Department of the Treasury, bringing policy and investment experience. How long will Eli H. Miller serve on the Flagstar Bank (FLG) board? Eli H. Miller's term as a Flagstar Bank director runs from his April 1, 2026 effective appointment date until the 2026 Annual Meeting of Shareholders. That meeting is expected to occur on June 9, 2026, when his current term will expire unless re-elected. What compensation will Eli H. Miller receive as a Flagstar Bank (FLG) director? As a non-employee director, Eli H. Miller will receive Flagstar Bank's standard remuneration: a $97,500 annual cash retainer, an annual equity award totaling $130,000, and additional annual cash retainers for each board committee on which he serves as a member. Which Flagstar Bank (FLG) board committees will Eli H. Miller join? Eli H. Miller will serve on Flagstar Bank's Risk Assessment Committee and its Technology and Operations Committee. These assignments align his background in policy, investment, and operations with oversight of the Bank's risk management and technology-related activities at the board level. Filing exhibits & attachments. 4 documents
Flagstar Bank, N.A. To participate at the RBC Capital Markets 2026 Global Financial Institutions Conference. Mar 04, 2026, 08:30 ET HICKSVILLE, N.Y., March 4, 2026 /PRNewswire/ - Flagstar Bank, N.A. (NYSE: FLG) (the "Bank") will participate in the RBC Capital Markets 2026 Global Financial Institutions Conference in New York on Wednesday, March 11, 2026. Chairman, President, and Chief Executive Officer, Joseph Otting, Senior Executive Vice President and Chief Financial Officer, Lee Smith, and Senior Executive Vice President & President of Commercial and Private Banking, Richard Raffetto, are scheduled to take part in a fireside chat-style discussion at 2:40 p.m. Eastern Time. A simultaneous webcast of the presentation will be available on the Bank's website at ir.flagstar.com. A replay of the webcast will be available approximately 12 hours after the conclusion of the presentation and will be archived at the Bank's website through 5:00 p.m., on Wednesday, April 8, 2026. Flagstar Bank, N.A. Flagstar Bank, N.A. is one of the largest regional banks in the country and is headquartered in Hicksville, New York. At December 31, 2025, the Bank had $87.5 billion of assets, $61.0 billion of loans, deposits of $66.0 billion, and total stockholders' equity of $8.1 billion. Flagstar Bank, N.A. operates approximately 340 locations across ten states, with strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast. Investor Contact: Salvatore J. DiMartino (516) 683-4286 SOURCE Flagstar Bank, N.A.
$31.5M flagstar Bank settlement resolves class action lawsuit over 2021 data breaches. Flagstar Bank faces a lawsuit over a late 2021 data breach during which the information of more than 1.5 million consumers was reportedly compromised. Defendant(s)
Flagstar Bank returned to profitability in the fourth quarter of 2025, reporting adjusted net income of $30 million, or $0.06 per diluted share, compared to a $0.07 per share loss in the previous quarter. CEO Joseph Otting said the results mark a significant milestone after two challenging years. The quarter's performance was driven by net interest income growth, margin expansion and disciplined expense management, resulting in a $45 million increase in pre-provision net revenue. Commercial and industrial loans grew 2% quarter-on-quarter, whilst the bank reduced commercial real estate exposure by $2.3 billion through payoffs. Credit quality improved, with declining nonaccrual loans and lower net charge-offs. Flagstar expects continued profitability throughout 2026, supported by net interest income growth and expense management, whilst further diversifying its loan portfolio away from commercial real estate.
Flagstar Bank returned to profitability in the fourth quarter of 2025, reporting net income attributable to common stockholders of $0.05 per diluted share, or $0.06 on an adjusted basis. This marks a significant turnaround from a net loss of $0.11 per share in the third quarter. The bank demonstrated momentum in commercial and industrial lending, with commitments rising 28% to $3 billion and total CI loans increasing 2% quarter-over-quarter. Net interest margin improved 14 basis points to 2.05% on an adjusted basis, whilst operating expenses declined 3% compared to the previous quarter and 26% year-over-year. Credit quality strengthened, with non-accrual loans falling 8% and commercial real estate concentration improving to 381% from 405%. The bank reduced brokered deposits by $7.8 billion year-to-date and wholesale borrowings by $1 billion quarter-over-quarter.