Full-Time

Loan Officer

Posted on 5/9/2026

Lower

Lower

501-1,000 employees

Digital mortgage lender and MaaS platform

Compensation Overview

$75k - $200k/yr

+ Commission

Columbus, OH, USA

In Person

Category
Sales & Account Management (1)
Required Skills
Financial analysis
Requirements
  • Prepare for and pass your NMLS exam to become licensed
Responsibilities
  • Engage and build relationships with potential clients
  • Provide expert guidance on loan options tailored to client needs
  • Analyze financial data to identify the best financing solutions
  • Present loan programs that align with company and regulatory standards
  • Help customers achieve their homeownership dreams

Lower.com is a multi-channel fintech that makes homeownership more accessible and helps people build wealth through real estate. It operates a fully digital mortgage brand (Lower.com), a traditional retail channel with partners like Homeside Financial, and a Mortgage as a Service (MaaS) platform that lets other companies offer Lower’s mortgage products via API or no-code tools. Its services cover mortgage origination, refinancing, HELOCs, home insurance marketplace, and a savings account called HomeFund that helps save for a down payment. Lower differentiates itself with a unified multi-channel approach, a MaaS platform, and integrated services spanning financing, savings, insurance, and partner ecosystems to serve both direct customers and partners, with the goal of scaling accessible home financing and wealth-building.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$100M

Headquarters

New Albany, Ohio

Founded

2018

Simplify Jobs

Simplify's Take

What believers are saying

  • Adam Wiener, ex-Redfin president, leads tech and DTC sales since January 2025.
  • Movoto acquisition grants 478 loan officers 150M-visit lead portal.
  • 40-50% growth projected for 2025 from same-store sales expansion.

What critics are saying

  • Rocket Mortgage erodes share with 30% lower acquisition costs.
  • Opendoor's in-house pivot slashes Lower's MaaS revenue 40%.
  • New York, Vermont exclusions block Northeast millennial refinances.

What makes Lower unique

  • Lower's MaaS platform powers Opendoor's mortgage integrations via API.
  • HomeFund™ offers FDIC-insured savings with down payment rewards matching.
  • LowerOS integrates Neat Labs tech, cutting origination costs 20%.

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People at Lower who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Remote Work Options

Hybrid Work Options

Paid Vacation

Paid Holidays

401(k) Company Match

Parental Leave

Wellness Program

Employee Discounts

Company News

Forbes
Apr 25th, 2025
What Messi’S Concacaf Run Should Teach Mls And Its Clubs

Lionel Messi, middle, of Inter Miami CF controls the ball whilst under pressure from Andrés Cubas,. More left, of the Vancouver Whitecaps FC during the CONCACAF Champions Cup Semi-final first leg on Thursday night. Getty ImagesMajor League Soccer clubs have competed in Concacaf competitions since the league launched in 1996. The overwhelming majority of those games have not carried the aura of a special occasion in the way UEFA Champions League or Copa Libertadores fixtures can in Europe and South America.Thanks largely to Lionel Messi, 2025 has been the exception. Everywhere Inter Miami has played during their run to the Concacaf Champions Cup semifinals has had a big-time feel, from their frigid start in the first round against Kansas City, to a trip to Jamaica’s national stadium in Kingston, and to a meeting at LAFC earlier this month that brought out a lengthy list of celebrities.And that continued Thursday night in Miami’s 2-0 loss in Leg 1 against the Vancouver Whitecaps at B.C. Place

PR Newswire
Jan 14th, 2025
Lower Appoints Former Redfin Executive Adam Wiener As President

COLUMBUS, Ohio, Jan. 14, 2025 /PRNewswire/ -- Today, Lower is announcing the hiring of industry trailblazer Adam Wiener as its new president. Wiener will lead Lower's technology, marketing, data science, and direct-to-consumer sales organizations. He will focus on growing Lower's brand, both online and offline, and oversee the development of LowerOS, Lower's proprietary technology to dramatically improve the lending experience for borrowers and loan officers.Wiener graduated from Stanford in 2002 and cut his teeth working in program management for Microsoft's SQL Server division. In 2007, he left Microsoft for Redfin, a technology-powered real-estate company, helping to lead the business through its IPO in 2017 and on to nearly $1B in revenue in 2023.Over his 16-year career at Redfin, he led Redfin's marketing and growth initiatives, generating over $100B in real estate transactions. He also founded and ran their mortgage and title businesses and culminated his career there as the president of real estate services, leading a nationwide sales organization with over 3,000 real estate agents and sales support professionals."There are few executives in our industry that have successfully leveraged both technology and the human touch to build a game-changing company, and Adam is one

HousingWire
Dec 15th, 2024
Lower acquires Neat Labs for integration

Lower has acquired Neat Labs to enhance its mortgage platform, aiming to cut reliance on third-party vendors. The stock-based deal, finalized in December, will integrate Neat's tech into LowerOS, reducing loan origination costs by 20% and delivery times to 10 days. Neat Labs, founded in 2015, raised over $50 million. Co-founder Steve Herschleb joins Lower as CTO. Lower, backed by Accel Partners and others, projects 40%-50% growth in 2025 and focuses on same-store sales growth.

PR Newswire
Feb 15th, 2024
Condado Tacos To Open Its 50Th Location At Lower.Com Field, Home Of The Crew, The 2023 Mls Cup Champions

COLUMBUS, Ohio, Feb. 15, 2024 /PRNewswire/ -- Condado Tacos, the Columbus, Ohio-based taco joint with a reputation for bold flavors and vibrant atmospheres, is thrilled to announce the opening of its 50th location at Lower.com Field, the iconic home of the Columbus Crew, the three-time and reigning Major League Soccer champions.Set to open in time for the season home opener on Saturday, February 24, Condado Tacos will bring its unique culture and craveable tacos to the stadium experience with a special menu featuring a curated selection of margs, beers, and signature menu items. The restaurant will replace The Pub at the stadium's southeast entrance, giving soccer fans a vibrant and delightful space ideal for game-day excitement.Condado Tacos to open 50th location at Lower.com Field in partnership with Columbus Crew Post this"We are delighted to bring the Condado experience to Lower.com Field. Our roots are in Columbus, and we see a fantastic opportunity to connect with the passionate Crew fan base," said Sara Kear, CMO of Condado Tacos. "This location is not just about great food and drinks; it's about creating memorable moments for fans who share our love for sports, community, and quality experiences."Exciting details about Condado Tacos at Lower.com Field:Game Day Delight: Condado Tacos will open one hour before gate times at Lower.com Field (i.e., 5 p.m. for 7:30 p.m

Forbes
Nov 4th, 2023
A Better Playoff Format For Mls, Apple Tv Exists — In College Baseball

Cucho Hernandez of Columbus Crew celebrates a goal during the second half of the MLS playoff match . [+] against the Atlanta United at Lower.com Field on Wednesday. Icon Sportswire via Getty ImagesThe driving force behind the latest MLS Cup Playoff format change, an unpopular move to re-introduce the best-of-three series for the first time in two decades, was the desire to create more high leverage games for the league’s new worldwide streaming partner, Apple TV.Despite uncompelling results — with seven of eight so far decided by a margin of two or more goals — Apple TV’s insistence on lengthening the postseason was sensible.The previous MLS format — with an all single-elimination bracket — shorter relative to its regular season than three of the four North American sports, with no team’s schedule lengthened by more than four matches, or 11.8% of their league schedule. By contrast, an NFL reaching the Super Bowl could see their season lengthened by as much as 23.5%. And NBA and NHL teams reaching their respective finals could lengthen their season by as much as 34.1%.But the challenge was how to lengthen the MLS postseason while still maintaining the urgency and momentum that gave the 2019 through 2022 editions an organic sense of intensity and finality. That hasn’t happened.So what if the league changes formats again? They could go to a world-cup-style format, with group play followed by a knockout round, something that was reportedly under consideration for this season