Full-Time
Posted on 11/3/2025
Lease-to-own financing for consumer goods
$80k - $95k/yr
Indianapolis, IN, USA + 1 more
More locations: Louisville, KY, USA
Remote
Must reside within 100 miles of Indianapolis, IN or Louisville, KY.
Kafene offers lease-to-own options for furniture, appliances, electronics, tires, and wheels. Customers apply online with basic information, and no credit check is required, with credit impact avoided. Once approved (up to $5,000), they can lease items from a store of their choice, with pricing tailored to their needs. Revenue comes from lease payments, which are designed to be flexible and easy to understand. The service emphasizes professionalism and a customer-centric approach, including accommodating changes in payment schedules. Compared with competitors, Kafene eliminates credit checks and provides flexible terms and store-choice leasing. The goal is to give consumers financial flexibility and an affordable path to ownership without upfront payments or traditional credit-based financing.
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$152M
Headquarters
New York City, New York
Founded
2019
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Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
Unlimited Paid Time Off
Gym Membership
Kafene announces partnership with Nationwide Marketing Group. Expands access to flexible ownership options for independent retail customers TWICE Staff ⋅ Published: March 18, 2026 Kafene, a point-of-sale leasing platform that helps retailers offer nonprime customers more flexible purchase options through lease-to-own (LTO) agreements, announced a new partnership with Nationwide Marketing Group (NMG). "Partnering with Nationwide Marketing Group is a natural fit for us," said Darryl Cole, vice president of sales at Kafene. "They bring an incredible network of independent retailers, and we bring ways to help those retailers serve more customers. Together, we can put the right products in more hands and help NMG members grow." The partnership marks a continued expansion of Kafene's retail footprint and deepens NMG's commitment to equipping its members with tools that drive both revenue and customer loyalty. "NMG is a key partner for us within the industry, and we're excited to bring Kafene's innovative approach to leasing to their merchants," said Josh McSpadden, head of business development at Kafene. Unlike traditional LTO companies that operate on a one-size-fits-all approval model, Kafene takes a fundamentally different approach: tiered, performance-based pricing that allows merchants to approve more customers for lower cost, at terms calibrated to each individual's financial profile. Lower pricing drives higher conversion. NMG members are encouraged to integrate Kafene's LTO platform directly into their sales process to offer a wider range of shoppers a realistic path to owning premium appliances, electronics, furniture, and home products. The result is a genuine win on both sides of the transaction - independent retailers capture sales they would have otherwise lost, and customers leave with the products they need. The timing of this partnership reflects a broader shift in how consumers approach major purchases. With household budgets stretched and traditional credit increasingly out of reach for a significant share of the population, demand for flexible, transparent alternatives has never been higher. Kafene was built using modern underwriting technology to match pricing to consumer circumstances, driving higher approval rates and lower pricing without sacrificing the performance merchants depend on "Independent retailers succeed when they have the right tools to serve every customer who walks through their doors," said Chris Kirk, senior vice president of business & financial services at Nationwide Marketing Group. "Kafene's technology-driven approach to lease-to-own expands the financing options available to our members, helping them convert more opportunities into sales while providing shoppers with a transparent and flexible path to ownership." About Nationwide Marketing Group Nationwide Marketing Group is North America's largest, most comprehensive buying group for independent retailers and manufacturers in around-the-home categories, including furniture, bedding, appliances, electronics, specialty electronics, and custom installation. For over 50 years, NMG has championed the success of the independent channel, providing personalized support to 5,500+ members representing 14,000 storefronts nationwide. About Kafene Kafene is a point-of-sale leasing platform that helps retailers offer nonprime customers more flexible purchase options through lease-to-own (LTO) agreements. Kafene's technology-driven platform delivers high approval rates through tiered, performance-based pricing - giving retailers the flexibility to approve more customers while maintaining the business outcomes that matter.
NEW YORK, July 25, 2025 /PRNewswire/ - Kafene, a point-of-sale leasing platform that helps retailers offer credit-constrained customers more flexible purchase options through lease-to-own ("LTO") agreements, today announced a partnership and integration with LendPro, a leading provider of in-store and e-commerce lending technology solutions designed to match consumers with financing options that fit their credit profile.
Point-of-sale financing company, Kafene, Inc., recently experienced a significant data breach.
NEW YORK - Buying group BrandSource has reached an agreement with point-of-sale leasing platform Kafene.
Kafene included on the prestigious list for the second straight yearNEW YORK, March 13, 2024 /PRNewswire/ -- Kafene, a fintech startup that offers flexible purchase options through lease-to-own ("LTO") agreements, is pleased to announce its recognition as one of Forbes' Best Startup Employers of 2024. This marks Kafene's second consecutive year being included on the prestigious list.Forbes' America's Best Startup Employers list, compiled in conjunction with Statista Inc., recognizes the top 500 startups displaying excellence across employer reputation, employee satisfaction, and growth. Millions of data points were gathered and analyzed. Out of 20,000 companies, 3,000 qualified for in-depth analysis, and 500 startups made the final ranking for distinguished corporate culture and employee engagement practices."It's wonderful to see Kafene continually recognized as a top destination for talent in the fintech space," said Neal Desai, Co-Founder & Chief Executive Officer, Kafene. "Our people are our most valuable asset, and this award underscores our commitment to creating a dynamic and supportive culture where employees can thrive professionally and personally."Kafene's recognition highlights its unwavering commitment to fostering excellence and innovation. Since its founding in 2019, Kafene has facilitated over $150 million in incremental sales for its 2,000+ retail partners