Senior Loss Control Specialist

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

This position can be performed remotely for candidates who reside in North Carolina

Essential Functions:

• Performs detailed evaluation of complex account information, such as loss drivers, return to work programs, previous recommendations, etc.
• Completes on-site or virtual loss control surveys of current and prospective policyholders’ operations with advanced understanding of exposures and controls in the niche markets.
• Assesses and analyzes the exposure potential and effectiveness of existing controls.
• Delivers training and on-site loss control surveys for current and prospective accounts.
• Consults with policyholders regarding their operations, claims trends, and recommendations for improvement related to insured coverages.
• Prepares loss control reports for underwriting about identified exposures, such as property, commercial auto, liability, and workers’ compensation.
• Evaluates effectiveness of controls for identified exposures to allow proper risk selection and pricing decision making.
• Provides detailed explanation of business operations, hazards, and controls associated with coverages.
• Develops written consultative recommendations for policyholders to control hazards and to prevent or reduce exposure to insured losses.
• Communicates with underwriting to identify unique observations to aid decision-making with accounts.
• Collaborates with Loss Control and branch teams, such as underwriting, claims, and premium audit, to identify accounts that would benefit from ongoing, routine service or focused, short-term service.
• Analyzes previous losses and current exposures for large complex accounts, utilizing specialized knowledge to develop appropriate service plan.
• Consults with policyholders to understand their service needs and concerns.
• Provides comprehensive, tailored services, such as hazard control assessments, ergonomic surveys, or slip-fall surveys, to address loss drivers and exposures while meeting insureds’ needs and documents in a service report.
• Develops and fosters positive relationships with accounts and agents.
• Coordinates with other Loss Control team members to provide specialized services.
• Communicates findings with policyholders and agents.
• Provides critical updates to branch team to improve renewal decision-making.
• Communicates loss control services available to prospective accounts, policyholders, and agents.
• Markets loss control functions in coordination with the branch team by making agency visits, presenting at agency and association meetings, etc.
• Mentors and trains other Loss Control team members.
• Remains current on Loss Control practices through ongoing training.

Education & Experience:

• Bachelor's degree in safety, engineering, industrial safety, fire protection or related field or equivalent relevant experience
• Five years of insurance or loss control experience, or related or equivalent relevant experience
• Successful completion of EMC Loss Control training within six months of accepting role or equivalent
• Related Master’s degree or designations preferred, such as Certified Safety Professional, CPCU or relevant market certifications

Knowledge, Skills & Abilities:

• Excellent ability to understand and evaluate risk
• Advanced knowledge of industrial, construction, fire, and commercial automotive safety
• Excellent understanding of various nationally recognized standards and codes, including OSHA, DOT and NFPA
• Excellent ability to identify and visualize potential loss exposures
• Strong knowledge of relevant niche markets, such as petroleum marketers, schools, municipalities, or manufacturing
• Strong computer skills, including Microsoft Office Suite
• Ability to work independently and prioritize
• Excellent problem-solving skills
• Superior customer relation skills
• Excellent verbal and written communication skills, including documentation and presentation skills
• Ability to maintain confidentiality
• Demonstrated ability to provide consultative service to large and complicated risks
• Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

The hiring salary range for this position will vary based on geographic location, falling within either the $83,925 - $115,647 range or $92,509 - $127,495 range. A hiring range represents a subset of the full salary range.  The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.