Facebook pixel

Sr FCC Payments Strategy Analyst
Confirmed live in the last 24 hours
Edgewater, NJ, USA
Experience Level
Desired Skills
  • Experience with Payments as a Service clients
  • Knowledge of banking and payments products and services, including payments flows, MSB structures, ISOs/PayFacs, NACHA and Card network structures, among others
  • Minimum 5 years of experience working within a due diligence or client onboarding framework within a Financial Institution, Payfac, MSB or general Payments industry
  • Background knowledge of AML, Compliance and Risk programs
  • Strong work-ethic with ability to deliver quickly with minimal manager direction, take ownership and work independently
  • Experience of working within a strong regulatory/control environment
  • Strong communication skills, both written and oral
  • Willingness to build and shape a program from the ground-up
  • Overall positive disposition
  • Strong interpersonal relationship and partnership skills
  • Thoughtful approach and ability to create and validate new solutions
  • Partner with Fintech banking in early-stage discussions for new payments products and services to assess BSA/AML and OFAC risks and control environment ahead of new product or service launch
  • Collaborate with Fintech partners and the business on building AML programs and controls for Payments Partners to ensure their programs align with Cross River's risk appetite
  • Partner with Fintech banking through customer onboarding, integration and implementation period
  • Review and advise on high-risk features within the client structure, including (but not limited to) the client's proposed flow of funds, expected activity, regulatory structure and licensing requirements and general company background information
  • Review complex products and services arranged with clients within the Payments, Merchant Acquiring and/or Fintech spaces
  • Oversee Ongoing Monitoring and Oversight over existing relationships
  • Communicate effectively with internal stakeholders, including Business Development, Relationship Management teams and other areas of the Control framework, including Risk, Compliance, BSA/AML and Operations
  • Provide guidance and advice on due diligence requirements from a risk-based approach
Desired Qualifications
  • Experience or familiarity with Fintech or startup culture
  • Basic technology knowledge and prior experience working with third party technology providers (i.e., client onboarding/CDD vendors)
Cross River Bank

501-1,000 employees

Financial technology infrastructure solutions
  • Generous parental & leave policies
  • Completely subsidized health, dental, & vision insurance
  • Complimentary dry cleaning
  • On-site haircuts
  • Endless snacks
  • Company events
Company Core Values
  • Authentic
  • Purposeful
  • Responsible