Full-Time

Lead Data Scientist

Director Level, IC

Posted on 10/5/2025

Visa

Visa

10,001+ employees

Global digital payments network processing transactions

No salary listed

Austin, TX, USA

Hybrid

Hybrid role; days in office to be confirmed by hiring manager.

Category
Data & Analytics (1)
Required Skills
Data Science
Machine Learning
Data Analysis
Requirements
  • 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD
Responsibilities
  • Formulate business problems as technical data problems while ensuring key business drivers are collected in collaboration product stakeholders.
  • Work with product and engineering to ensure effective solutions. Deliver prototypes and production code based on need.
  • Experiment with in-house and third-party data sets to test hypotheses on relevance and value of data to business problems.
  • Build needed data transformations on structured and un-structured data.
  • Build and experiment with modeling and scoring algorithms. This includes development of custom algorithms as well as use of packaged tools based on machine learning, analytics, and statistical techniques.
  • Devise and implement methods for efficiently monitoring model efficiency and performance in production.
  • Devise and implement methods for automation of all parts of the predictive pipeline to minimize labor in development and production.
  • Contribute to development and adoption of shared predictive analytics infrastructure.
  • Data mining, processing and analyzing large datasets to generate insightful reports.
  • Develop data modeling processes and algorithms to derive meaningful actionable insights from structured and unstructured big data
  • Utilize statistical analysis, data visualization, and machine learning techniques to extract meaningful insights from datasets. Identify and interpret patterns, trends, and correlations within payment data.
  • Generate comprehensive dashboards and reports for organizational leadership to use in a business setting.
Desired Qualifications
  • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
  • With a track record of successfully delivering complex software systems or services as Senior Data Scientist
  • Relevant coursework in modeling techniques such as logistic regression, Naïve Bayes, SVM, decision trees, or neural networks.
  • Ability to program in one or more scripting languages such as Perl or Python and one or more programming languages such as Java, C++, or C#.
  • Experience with one or more common statistical tools such SAS, R, KNIME, MATLAB.
  • Deep learning experience with TensorFlow is a plus.
  • Experience with Natural Language Processing is a plus.
  • Experience working with large datasets using tools like Hadoop, Spark, MapReduce, Pig, or Hive is a must.
  • Publications or presentation in recognized Machine Learning and Data Mining journals/conferences is a plus.
  • Proficiency working with agile methodologies, ceremonies.
  • Exceptional collaboration and partnership skills with the ability to work in a global environment, drive consensus in cross-functional teams and comfortable operating in a matrix setup
  • Demonstrated communications and interpersonal skills to interface well with diverse customer audience executives, product, and technology stakeholders.
  • Solid business acumen, Strong customer centric mindset and Strategic thinker who can balance big picture strategy with tactical needs of day-day execution.
  • Experience demonstrating strong leadership, self-motivation and accountability
  • Fast learner on both technical and business side.
  • Proactive, demonstrate sense of urgency and can do attitude
  • Detail and results oriented, able to analyze data to justify product decisions and apply key learnings.
  • Ability to stay organized while managing competing priorities.
  • Shown leadership capabilities including significant thought leadership, effective decision making, and ability to work towards results.
  • Excellent social skills with a strong emphasis on emotional intelligence to establish relationships with internal Visa teams and clients
  • Excellent written and oral communication skills with a flair for getting people excited.

Visa operates a global digital payments network that connects consumers, businesses, banks, and governments to enable electronic card payments. Its system moves money through a card-based flow: a merchant request, card authorization via Visa, funds settlement between banks, and data processing, with fees earned on transactions and services. The company differentiates itself with its worldwide network, large client base, and partnerships that expand access to digital payments while supporting sustainable commerce. Its goal is to widen financial inclusion and provide convenient, secure electronic payments for a growing share of global commerce.

Company Size

10,001+

Company Stage

N/A

Total Funding

$9.6M

Headquarters

San Francisco, California

Founded

1958

Simplify Jobs

Simplify's Take

What believers are saying

  • Visa Ventures invested in Nekuda's $5M round for agentic payments.
  • Visa Ventures led BVNK's $50M Series B for stablecoin payments.
  • VisaNet handled 164.7 billion transactions annually in 2021.

What critics are saying

  • FedNow bypasses Visa, cutting transaction volume in 12-24 months.
  • PSD2 enables direct payments, causing 70-85% volume loss in 18-36 months.
  • CBDCs in 130+ countries reduce Visa's market by 15-25% in 36-60 months.

What makes Visa unique

  • VisaNet processes 76,000 transactions per second with 99.9999% availability.
  • VisaNet connects 3.6 billion accounts across 200+ countries.
  • VisaNet uses AI for smarter authorization and fraud prevention.

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Benefits

Health Insurance.

Life Insurance.

Dental Insurance.

Disability Insurance.

Accidental Death & Dismemberment Insurance.

Company News

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.

INACTIVE