Full-Time

Senior Technical Lead

Machine Learning Science

Updated on 3/13/2025

Monzo

Monzo

1,001-5,000 employees

Digital-only banking platform for consumers

Compensation Overview

ÂŁ135k - ÂŁ165kAnnually

Senior, Expert

H1B Sponsorship Available

Remote in UK

This role can be based in London or Cardiff, or can be done remotely within the UK. The company will help with relocation to the UK.

Category
Applied Machine Learning
Natural Language Processing (NLP)
AI & Machine Learning
Required Skills
LLM
Python
SQL
Machine Learning
Go
Requirements
  • multiple year track record of excellence leading the technical work of a team in the development and deployment of advanced Machine Learning models tackling real business problems, preferably in a fast moving tech company
  • impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production
  • solid grounding in SQL and Python, are comfortable using them every day, and keen to learn Go lang which is used in many of our microservices
  • experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact
  • comfortable exploring potentially ambiguous business problems within a complex and rapidly growing organisation
  • excited about the potential of machine learning and can communicate those ideas to colleagues who are not familiar with the domain
  • adaptable, curious and enjoy learning new technologies and ideas
  • experience in, and a passion for, mentoring other ML practitioners, sharing knowledge and raising the technical bar across the team
  • comfortable moving across teams within a larger organisation, optimising for where you can be most impactful and tracking multiple projects at once
Responsibilities
  • provide key technical leadership and ship highly impactful ML-based solutions
  • work across the collective identifying the most impactful areas and pushing solution development forward while mentoring and levelling up less experienced ML practitioners
  • impact how people across Monzo use ML tools to improve customer outcomes, including LLMs
  • collaborate across not only the data disciple, but with cross-functional squads, to deliver real-time models all the way to actual value
Desired Qualifications
  • experience working within large Customer Support and internal product spaces
  • experience with NLP tasks
  • commercial experience writing critical production code and working with microservices

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on customer deposits, fees for certain services, and interchange fees from card transactions. Additionally, it offers overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

Company Size

1,001-5,000

Company Stage

Late Stage VC

Total Funding

$1.9B

Headquarters

London, United Kingdom

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Monzo secured $400M in 2024, indicating strong investor confidence.
  • Monzo plans to expand into the SMB market, leveraging its digital-only model.
  • Monzo's introduction of 'Monzo Flex' aligns with the trend of flexible payment solutions.

What critics are saying

  • Departure of COO Sujata Bhatia may affect strategic continuity.
  • Internal disagreements over IPO location could lead to strategic delays.
  • Potential regulatory challenges in fintech sector may impact Monzo's operations.

What makes Monzo unique

  • Monzo offers real-time updates and instant notifications for transactions.
  • Monzo's 'Pots' feature allows users to set aside money for specific purposes.
  • Monzo Plus provides premium features like custom card designs and travel insurance.

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Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

Growth & Insights and Company News

Headcount

6 month growth

↑ 0%

1 year growth

↑ 0%

2 year growth

↑ 0%
LEP
Feb 27th, 2025
Online banking: 9 of the best digital-only banks with mobile apps - from Monzo to Revolut

In 2021, Monzo introduced "Monzo Flex," a buy-now-pay-later product, and has plans to launch pension services, allowing customers to consolidate their pension schemes within the app.

Finextra
Feb 14th, 2025
Monzo COO Bhatia steps down

Bhatia joined Monzo in 2020 from American Express, where she spent 15 years in a variety of roles including GM head of Europe, global merchant services.

Tech.eu
Feb 12th, 2025
Monzo’S Coo Sujata Bhatia To Exit After Five Years

Monzo’s chief operating officer Sujata Bhatia is leaving the UK challenger bank after five years.Bhatia announced on LinkedIn that she is "stepping away" from the neobank, saying it was the right time to exit.She said:“There’s never a good time to leave a company that’s on a tear and has some of the best and smartest people driving it forward, but in many ways, that’s exactly why it feels like the right time. I couldn’t be prouder of what we’ve achieved as a company over the last five years.”Bhatia, a former American Express executive, pointed to some Monzo highlights during her tenure, including the challenger backing becoming full-year profitable.She also singled out CEO TS Anil, who she said had taken the “bar for leadership to new levels".Bhatia, who was part of Monzo’s executive team, didn’t reveal details of her next move.Prior to Monzo, Bhatia spent almost 16 years at American Express, including roles as senior vice president for Global Merchant Services Europe and senior vice president of Global Strategy and Capabilities.Anil said:“Sujata has been an incredible force over the past five years and I’d like to pay a special thanks to her for everything she’s done to help build Monzo into the success it is today. She leaves with all our love and gratitude as she embarks on her next chapter.”Monzo, which now has move 10 million customers, and is valued at $5.9bn, is set to launch across the EU next year

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Feb 6th, 2025
Thredd’S Mccarthy: ‘Seismic Shift’ Will Define Fintech Future

The last half-decade of the 2020s looms, and for FinTechs and financial services in general, the dust has just started to be kicked up on Capitol Hill and in the White House in terms of new regulations and even a reshaping of the regulatory agencies themselves. Consumer Financial Protection Bureau Director Rohit Chopra was removed, and there is a bill in Congress afoot to abolish the agency itself. The Federal Deposit Insurance Corp. issued a slew of consent orders that delve into AML and KYC. Thredd CEO Jim McCarthy told Karen Webster that a seismic shift will define the sector

Tech.eu
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Resilient And Rising: Uk Tech Ecosystem

Recognized as one of the most dynamic and innovative ecosystems globally, the UK is home to a thriving network of startups, scale-ups, and established tech giants. With strong infrastructure, access to venture capital, and a highly skilled workforce, the UK remains a global leader in sectors like fintech, artificial intelligence, and digital health. In 2024, the UK maintained its leading position, raising €17.5 billion (23.6% of total investments) across more than 861 deals. While the country retained its position from the previous year, the total amount raised was approximately 30% lower than in 2023, when UK companies raised €24.7 billion. Nevertheless, the ecosystem faces challenges, such as a shortage of tech talent due to competition with global markets, high operating costs, and uncertainties around post-Brexit regulatory frameworks. Despite these obstacles, the UK’s tech sector remains resilient, continuing to attract significant investment and foster innovation