Full-Time

Mortgage Loan Originator

Confirmed live in the last 24 hours

Fifth Third Bank

Fifth Third Bank

10,001+ employees

Provides diverse banking and financial services

Social Impact
Financial Services

Entry, Junior

Kalamazoo, MI, USA

Category
Real Estate
Real Estate Finance
Required Skills
Customer Service
Requirements
  • High school diploma or equivalent mandatory
  • Four-year college degree preferred
  • Knowledge of conventional and/or government lending guidelines
  • Knowledge of residential mortgage processing, underwriting, and closing procedures
  • Knowledge of federal lending regulations governing real estate lending
  • Demonstrated organizational skills
  • Strong written and verbal communications skills
  • Demonstrated teamwork and customer service skills
  • Proven computer skills
  • Basic sales technique skills
  • Strong desire to excel in a competitive environment
  • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS)
Responsibilities
  • Develop referral contacts (realtors, builders, professional and personal contacts)
  • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines
  • Follow defined protocol for escalation exceptions
  • Take applicant applications by completing Fannie Mae form 1003 on the laptop
  • Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS
  • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management
  • Manage pipeline for all originated loans through closing and complete required management reports
  • Communicate with branches and/or applicants of providing timely updates and progress reports
  • Maintain high levels of customer service while managing each applicant's and support staff's expectations
  • Attend and participate in all Consumer Lending meetings as required by management
Desired Qualifications
  • Four-year college degree preferred

Fifth Third Bank offers a variety of financial services, including personal and business banking, loans, mortgages, credit lines, and insurance products. Their services cater to individual consumers, small businesses, and commercial clients, providing comprehensive solutions for managing finances. The bank generates revenue through interest on loans, fees for services, and commissions from insurance and investment products. What sets Fifth Third Bank apart from its competitors is its strong focus on community engagement and financial education, helping clients understand and manage their finances better. The goal of Fifth Third Bank is to provide accessible financial solutions while promoting financial literacy and community involvement.

Company Stage

IPO

Total Funding

N/A

Headquarters

Cincinnati, Ohio

Founded

1858

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for digital banking boosts Fifth Third Bank's online service offerings.
  • Partnerships with fintech enhance technological capabilities and customer experience.
  • Growing interest in sustainable finance attracts environmentally conscious customers.

What critics are saying

  • Rising interest rates may decrease demand for loans and mortgages.
  • Competition from fintechs like Robinhood threatens Fifth Third's wealth management sector.
  • Sophisticated cybersecurity threats pose risks to customer data and trust.

What makes Fifth Third Bank unique

  • Fifth Third Bank offers comprehensive financial solutions for individuals and businesses.
  • The bank emphasizes community engagement and financial education for client empowerment.
  • It provides a wide range of insurance products, including life, health, and disability.

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Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Performance Bonus

Flexible Work Hours