Full-Time

Property Large Loss Claims Consultant

Posted on 12/13/2025

Intact

Intact

10,001+ employees

Underwrites insurance and manages claims

No salary listed

Toronto, ON, Canada + 4 more

More locations: Dartmouth, NS, Canada | Calgary, AB, Canada | Edmonton, AB, Canada | St. John's, NL, Canada

Hybrid

Hybrid role; occasional travel as needed.

Category
Finance & Banking (1)
Requirements
  • 10+ years experience with direct handling of large and complex commercial property claims.
  • Appropriate knowledge of all relevant regulatory and legal requirements applicable to the position
Responsibilities
  • Manage, investigate, analyze, negotiate and resolve large and complex commercial property claims generally with exposures over $1M or involving specialized kind of loss within Canada and internationally
  • Engage and manage internal and external counsel, consultants, adjusters, accountants and engineers to confirm coverage, determine liability and assess damages
  • Mentor, guide and provide technical advice to regional file handlers to ensure consistent and effective claims handling and support long term succession planning
  • Train colleagues on complex claims handling
  • Work with Underwriting, Loss Prevention and other stakeholders to identify potential risks, hazards and trends, sharing feedback and lessons learned
  • Provide brilliant customer service to Brokers, Customers, and Colleagues
  • Deliver and exceed on all key performance indicators as it relates to loss development and loss adjustment expenses, claims leakage control and expense management
  • Leverage your expertise in a creative, continuous improvement environment to support a model of best practice operations
  • Effectively negotiate claims when appropriate
  • Attend settlement conferences and trials
  • Attend loss locations and other client and broker meetings, when appropriate
Desired Qualifications
  • Undergraduate Degree or Chartered Insurance Professional designation (asset)
  • Flexible to travel as needed

Intact Financial Corporation operates as a Canadian insurer offering home, auto, and business coverage, with a notable presence in the UK and Ireland. It underwrites policies, processes claims, and earns revenue from premiums plus investment income. The company emphasizes climate resilience, digital engagement, and community well‑being, with about three-quarters of customers engaging digitally and a focus on using data and AI through external investments. Its goals include 10% NOIPS growth per year, 500 basis points in ROE, outperforming the industry combined ratio by 5 points, and improving customer experience while supporting community resilience.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1809

Simplify Jobs

Simplify's Take

What believers are saying

  • Intact’s scale and diversified mix across personal auto, property, commercial, and specialty lines support stable premium and investment income growth.
  • Digital engagement and AI-driven underwriting can materially improve the combined ratio and help Intact exceed its 5‑point industry target.
  • The Jiffy acquisition and climate‑resilience positioning create opportunities to monetize home maintenance data and proactive risk mitigation in property insurance.

What critics are saying

  • Intact’s climate‑resilience stance risks adverse selection in flood‑ and wildfire‑prone regions, which can deteriorate combined ratios and trigger premium hikes and customer churn.
  • The company’s 500‑basis‑point ROE and 5‑point combined‑ratio targets are unlikely to hold if investment yields stay low and competitors match its digital and AI capabilities.
  • Intact’s preferred share issuance, Nordic exit, and concentrated early‑stage AI/data portfolio expose it to capital strain, regulatory divergence in the UK/Ireland, and venture‑style write‑downs.

What makes Intact unique

  • Intact is Canada’s largest property and casualty insurer with leading positions in UK and Ireland personal and commercial lines.
  • The company combines broad P&C underwriting with global specialty insurance and a growing suite of digital and climate-resilience services.
  • Intact’s acquisition of Jiffy and investments in early-stage data and AI firms differentiate its risk and customer engagement stack from peers.

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Benefits

Health Insurance

Flexible Work Hours

Remote Work Options

Paid Vacation

Hybrid Work Options

401(k) Company Match

Employee Stock Purchase Plan

Wellness Program

Mental Health Support

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-3%

2 year growth

-3%
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