Full-Time

Fraud Data Analyst

Updated on 9/4/2026

Satispay

Satispay

501-1,000 employees

Mobile payment network bypassing card networks

No salary listed

Barcelona, Spain

Hybrid

Relocation to the Barcelona office is required; three days per week are in-office.

Category
Finance & Banking (1)
Required Skills
Python
Data Science
Apache Spark
SQL
Machine Learning
GraphQL

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Requirements
  • Between 3 and 7 years of professional experience within the risk, payments, or credit sectors.
  • Highly skilled in SQL and Python for data analysis and strategy development.
  • Solid understanding of payment fraud dynamics and experience working with real-time decisioning environments.
  • Fluent in English.
Responsibilities
  • Design and deploy real-time decisioning logic that combines machine-learning scores with velocity features to make millisecond decisions.
  • Translate complex fraud patterns into high-performing rules while optimizing the balance between false-positive rates and gross fraud loss.
  • Proactively identify emerging fraud schemes, including account takeover and social engineering, and develop end-to-end mitigation strategies.
  • Partner with Product and Engineering to define analytical requirements for new features and third-party data signals.
  • Work with Data Science to operationalize machine-learning models and determine how to combine model scores with heuristic rules.
  • Analyze security measures to identify unnecessary hurdles and design dynamic friction strategies for a seamless user experience.
  • Monitor rule efficacy and portfolio health, and present data-driven recommendations to senior leadership to evolve risk appetite.
Desired Qualifications
  • Experience with machine learning.
  • Experience with data science.
  • Experience with PySpark.
  • Knowledge of GraphQL.

Satispay runs a mobile payments network that does not rely on traditional card networks. The app connects to a user’s bank account via IBAN to create a funded digital wallet for in-store, online, and peer-to-peer payments, often completed by scanning QR codes. Merchants pay fees to Satispay for processing, while most consumer services are free. Its goal is to make everyday payments cheaper and simpler for small businesses and individuals, while expanding services like digital vouchers and employee benefits across Europe.

Company Size

501-1,000

Company Stage

Late Stage VC

Total Funding

$577.6M

Headquarters

Milan, Italy

Founded

2013

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Simplify Jobs

Simplify's Take

What believers are saying

  • September 2, 2026 coffee cApp added Satispay top-ups, widening everyday use cases.
  • July 2026 cards, stocks, and ETFs deepen monetization beyond low-fee peer payments.
  • Revelio Labs counted 916 employees in March 2026, and Eurofound logged 400 planned hires.

What critics are saying

  • June 11, 2026 Bloomberg said Satispay seeks €120 million, signaling relentless capital dependence.
  • Italian banks and neobanks like Revolut now attack Satispay’s payments, cards, and investing.
  • Bank-like expansion, compliance, and M&A can bury the core merchant network within 2027.

What makes Satispay unique

  • Satispay’s proprietary bank-linked network bypasses card rails, preserving cheaper micropayments.
  • July 7, 2026 Mastercard cards extend Satispay beyond Italy’s closed-loop network worldwide.
  • July 2026 investments and welfare products turn Satispay into a broader financial super-app.

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Benefits

Unlimited Paid Time Off

Psychological support & mental health webinars

Flexible Work Hours

Extended parental leave

Childcare leave

Professional Development Budget

Stock Options

International relocation support

Competitive salary

Flexible Benefit budget

Meal vouchers

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
N-and Group
Sep 2nd, 2026
coffee cApp integrates Satispay.

coffee cApp integrates Satispay. N-and expands the top-up options for its payment app, used every month by over 800,000 people. Pognano (BG), Italy - 2 September 2026 - N-and Group announces a collaboration with Satispay: from today, coffee cApp users can top up their balance via Satispay. coffee cApp is the payment app for vending machines, with more than 2.5 million registered users, over 800,000 of whom are active every month across several European markets. Satispay is a payment network and app for managing everyday finances. With 6.5 million users and more than 450,000 affiliated merchants, it enables people to pay via smartphone, manage savings and investments, access corporate welfare services and - with Mastercard debit cards - benefit from all the functionalities of a bank account. More choice during the break. coffee cApp allows users to connect to enabled vending machines via smartphone and pay using the balance available in the app. Satispay now joins the existing top-up options, allowing users to add credit to coffee cApp through a payment method they already use every day. The topped-up balance can be used to purchase drinks, snacks and other products from all enabled vending machines. The option is automatically offered to users who have Satispay installed on their smartphone. An open platform, by design. The integration reflects a clear choice: bringing digital tools into vending that simplify the interaction between people and machines. coffee cApp is built as an open platform: every new top-up option removes a potential source of friction from the purchasing experience and brings payment services closer to users' everyday habits. "In vending, everything comes down to the last mile, right in front of the vending machine. The transaction takes just a few seconds, and that is where technology becomes a service. Our role is to integrate tools users already have in their pockets, without asking them to change their habits. The integration with Satispay is a step in this direction, and it will not be the last," said Tarcisio Vergani, CEO of N-and Group. "Satispay was created to be the payment method people choose every day, for any purchase. The integration with coffee cApp brings Satispay into a specific moment of the day - the break - and into a context where the simplicity of the transaction matters just as much as the product inside the vending machine. For us, collaborating with companies such as N-and means becoming part of people's everyday spending habits and making Satispay even more useful for the 6.5 million people who already use it," said Luca Casagrande, Payment Strategic Business Development Lead at Satispay. About N-and Group. Headquartered in Bristol, with sites in the United Kingdom, Italy and Hong Kong, N-and combines deep technical expertise with a collaborative, customer-focused approach to drive digital transformation across multiple industries. N-and Group specialises in the design, development and manufacturing of advanced embedded solutions, including touchscreens, edge HMIs and user interfaces that redefine human-machine interaction. Drawing on its expertise in IoT software platforms, business intelligence, connectivity services and digital payment solutions, N-and enables businesses to optimise their operations and generate new revenue streams. With extensive experience in bringing successful solutions to market, N-and develops innovative and highly customisable technologies designed to meet the needs of leading companies across their respective industries - from manufacturers of fitness equipment, coffee machines and vending machines to vending operators. Among the Group's platforms, coffee cApp is the payment app dedicated to vending, active across several European markets. About Satispay. On the market since 2015, Satispay is the Italian super app and proprietary payment network designed to make money management and financial services simple and accessible. With a growing community of 6.5 million people and a network of 450,000 affiliated merchants, the platform enables users to pay via smartphone, both in physical stores and online, transfer money free of charge and access a wide range of value-added services, including the Punti cashback loyalty programme, Paga in 3 to split everyday purchases into three interest-free instalments, mobile phone top-ups, bill payments, vehicle tax payments, pagoPA, gift cards, donations and savings. After consolidating its experience in the B2C market, the fintech expanded its model into B2B. In September 2023, it entered the corporate welfare market with Satispay Buoni Pasto and Buoni Acquisto, followed by the Satispay FlexBen platform, which simplifies the management of reimbursements and pension funds. In just over two years, Satispay has established itself as one of the sector's leading operators, with more than 43,000 corporate clients whose employees have access to a new generation of welfare tools combining simplicity and speed of use with one of the widest acceptance networks in Italy, covering more than 400,000 affiliated merchants. Satispay has also expanded its offering with Salvadanaio Remunerato and the Investments section, where users can choose from Satispay mutual funds and, more recently, buy and sell shares and ETFs directly within the app, making financial markets more accessible even to first-time investors. With the launch of debit cards in partnership with Mastercard, enabling users to pay with Satispay worldwide, the company is taking another step towards banking, with the goal of offering all the functionalities of a bank account within a single app. Press contact. N-and Group: Nicola Scardi - Chief Marketing Officer - [email protected]

Idemia
Jul 17th, 2026
Satispay expands into physical payment cards with IDEMIA Secure Transactions.

Satispay expands into physical payment cards with IDEMIA Secure Transactions. A premium debit card lineup with perks designed to enhance the Italian financial app's digital-first ecosystem. Posted on 07.17.26 IDEMIA Secure Transactions (IST) and Satispay have partnered to launch a new range of Mastercard payment cards, enabling the Italian fintech to expand its digital-first ecosystem, moving closer to a full account experience. On the market since 2015, Satispay is the Italian super app and proprietary payment network that makes managing money and financial services simple and accessible. With a community of 6.5 million people and over 450,000 affiliated stores, it enables people and businesses to pay, send money, and manage their finances from their phones. Today, it has evolved into a financial platform spanning everyday payments, corporate welfare, Buy Now Pay Later, and investing - the launch of debit cards issued in partnership with Mastercard makes a natural evolution toward banking. Premium payment cards designed around customer lifestyles. The launch includes three distinct payment cards, each tied to one of Satispay's three subscription plans, designed to meet different customer lifestyles and spending habits. * The "Red" card combines everyday functionality with a recycled PVC material. * The "Metal" card is based on IST's Smart Metal Art (SMA) model, delivering a premium metal card experience with distinctive designs. * The "Velvet" card features IST's Ultimate Metal Art (UMA) model, delivering an enhanced premium experience due to its substantial weight and feel in hand. The Metal and Velvet cards are presented in luxury packaging that elevates the premium experience beyond the payment card itself. Physical payment cards with exclusive benefits. Each card tier offers tailored benefits designed around how customers spend, travel, and manage their money. Perks include: * Zero extra fees on foreign currency transactions * Satispay points multipliers to get discounts * Access to airport lounges worldwide. As consumers are faced with more choice than ever, card design and associated benefits programs have become a powerful differentiator. For issuers, it provides an opportunity to express their brand and stand out, while for cardholders, a card can reflect their lifestyle and preferences. The value of physical payment cards in a digital world. The launch highlights the continued importance of the physical touchpoint between financial institutions and their customers as payments become increasingly digital. Today, payment cards are no longer just transactional tools - they are one of the few tangible connections consumers have with their financial providers. The success of the project was driven by close collaboration between IST and Satispay, with both teams bringing their expertise and vision to every stage of the journey. From concept and design to manufacturing and personalization, IST leveraged its expertise to deliver a differentiated card portfolio tailored to meet the needs of Satispay's customers. IDEMIA Group is thrilled to support Satispay as it expands its digital-first payment ecosystem with the launch of its new card portfolio. The success of this initiative reflects a year of close collaboration between IST and Satispay, combining shared expertise, strategic vision, and a commitment to delivering the card payment experience that today's consumers expect. This milestone showcases the strength of its partnership and the value of IST's technical and design expertise in guiding the project from concept to launch. Vincent Gros, General Manager Italy, Payment Services, IST Bringing its first cards to life meant finding a partner who could match its attention to detail, and in IDEMIA IDEMIA Group found exactly that. Together IDEMIA Group worked through every stage - from design and materials to the finish in people's hands - to create cards that feel unmistakably Satispay: simple, beautifully made and true to its idea of accessible money management. It's a collaboration IDEMIA Group is proud of, and one that lets its community carry Satispay wherever they go, in Italy and around the world. Edoardo Volta, Strategic Partnerships Director, Satispay * Downloads Related offers

Tailk.me
Jul 17th, 2026
Italian companies hiring the most in fintech.

Italian companies hiring the most in fintech. Italy's fintech ecosystem is booming, and companies are racing to fill a variety of tech, compliance, and business roles. Below are the three firms with the highest number of active openings right now, based on the latest tailk.me data. Satispay leads the pack with 41 open positions, reflecting its rapid expansion of mobile payments and merchant services across the peninsula. The company is seeking both senior engineers to sharpen its front-end experience and legal talent to safeguard its cross-border governance. Opportunities span highly specialized product work in Milan as well as corporate counsel roles that support its Luxembourg hub. Cerved follows with 33 active listings, focusing on data-driven solutions for credit scoring, risk analysis, and regulatory reporting. The firm blends traditional finance expertise with modern cloud platforms, which explains the demand for Salesforce developers alongside marketing and communications talent to amplify its brand. Whether you are a coder, a storyteller, or a compliance enthusiast, Cerved offers a range of entry-level to senior positions. Gi Group SpA rounds out the top three with 18 openings, primarily in back-office and credit mediation functions that support its financial services division. The roles are a mix of operational, advisory, and regulatory tasks, ideal for candidates who thrive in client-facing environments and enjoy navigating the intricacies of Italian credit markets. Positions are based in Milan and Verona, offering both regional exposure and the chance to contribute to a well-established staffing powerhouse. How to apply on tailk.me. * Go to your AI CV at https://tailk.me/en/my-ai.html#cv and enrich it: add projects, skills, experiences. Add images and videos to the relevant chunks - your profile becomes a conversation, not a PDF. * Open the listing you're interested in on tailk.me and click "Run interview". tailk.me's AI runs a realistic interview: your AI CV answers questions from a virtual recruiter who knows the role. * Get the score (0-100) and the full chat by email. See what you said well, what you could improve. Then decide whether to actually apply, dismiss the listing, or enrich the CV and try again. * When you're ready: click "Apply" - you're redirected to the original listing, but knowing exactly how prepared you are. Want the AI to interview for you? Upload your CV on tailk.me and the AI will match you with these openings and run the interview.

Tailk.me
Jul 12th, 2026
Italian companies hiring the most in fintech.

Italian companies hiring the most in fintech. The Italian fintech sector is booming, and companies are scrambling to fill talent gaps fast. Below are the three firms with the most active openings right now, according to the latest tailk.me data. Satispay leads the pack with six positions, reflecting its rapid growth in mobile payments and digital finance. The openings span senior creative leadership, marketing strategy, and entry-level sales roles, illustrating the company's blend of brand building and customer acquisition. Ingenico follows with three openings, focusing on finance-centric roles that support its payment-terminal and services portfolio. The positions indicate a push to strengthen financial control, accounting, and business performance as Ingenico expands its fintech ecosystem. Gi Group SpA also lists three vacancies, underscoring its role as a staffing powerhouse for banking and insurance services. Candidates can apply for front-office banking, core administrative, or insurance-focused positions, all of which are critical to the broader fintech talent pipeline. How to apply on tailk.me. * Visit your AI CV at https://tailk.me/en/my-ai.html#cv and enrich it: add projects, skills, experiences, plus images and videos so your profile becomes a conversation, not a static PDF. * Open the job listing you're interested in on tailk.me and click "Run interview". The platform's AI conducts a realistic interview, letting your AI CV answer questions from a virtual recruiter who knows the role. * You receive a score (0-100) and the full chat transcript by email. Review what you answered well, where you can improve, then decide whether to apply, dismiss the listing, or further enrich your CV and try again. * When you feel ready, click "Apply". You'll be redirected to the original listing, now armed with a clear sense of your preparedness. Want the AI to interview for you? Upload your CV on tailk.me and the AI will match you with these openings and run the interview.

Lyonsdown Limited
May 13th, 2025
Italian payment app Satispay teams up with Amundi in money market fund service

Italian payment app Satispay teams up with Amundi in money market fund service.