Full-Time

Senior Manager – Enterprise Risk Mgmt

Aflac

Aflac

10,001+ employees

Supplemental health and life insurance provider

No salary listed

Georgia, USA

Hybrid

Hybrid arrangement: 60% in-office if within 50 miles of Columbus, GA or Columbia, SC; remote otherwise.

Category
Finance & Banking (2)
,
Required Skills
Risk Management
Requirements
  • Bachelor's Degree in Risk Management, Finance, Accounting, Business Administration or a related field
  • Ten years of professional job-related experience
  • Experience formulating, executing and managing Enterprise Risk Programs including risk framework, risk culture, limit setting, and managing risk appetite
  • Experience developing and / or governing a Risk and Control Self-Assessment (RCSA) Program, and / or Process, Risk, and Control Inventory (PRCI) Program and / or an Issue Management Program
  • Five years in a leadership/supervisory capacity
  • Or an equivalent combination of education and experience
Responsibilities
  • Leads and guides enterprise-wide risk strategic initiatives including the creation of enterprise risk policies and practices covering elements such as risk identification, assessment, appetite and limit setting, monitoring and reporting. Advises team members on risk management practices and facilitates communication with business leaders and local risk teams.
  • Collaborates with various departments on business strategies and risk management activities, staying abreast of changes and communicating to team members and other stakeholders as needed.
  • Leads and guides enterprise risk reporting in order to provide stakeholders a holistic view of the company’s risk profile and risk management activities, including reporting to regulators (i.e ORSA), various rating agencies, risk committees, and other ad-hoc reporting to leadership and/or the Board.
  • Directs and strategizes the placement of enterprise-wide Property & Casualty and Executive & Management Liability coverage and other necessary insurance and surety programs for Aflac Inc.’s operations to reduce risk and losses. Ensures appropriate coverage is maintained and retains effective relationships with insurance carriers and brokers; stays abreast of emerging insurance news and events, which could impact Aflac’s insurance portfolio.
  • Monitors industry trends, regulatory developments and ERM best practices and makes recommendations to leadership, the Chief Global Risk Officer and other stakeholders.
  • Ensures that consistent and constructive feedback is provided to employees through performance evaluations and other means of communication; monitors progress of new employees and identifies training needs of new and experienced employees. Assesses team skills to ensure that capability exists to provide required services to business stakeholders.
  • Participates on and may lead enterprise-wide large and/or complex projects that require the highest level of expertise; leads project teams focused on risk management practices, design, development, integration, and enhancement activities.
  • Challenges and directs the ERM team to proactively monitor projects and/or existing processes, looking for ways to improve the accuracy, timeliness, relevance, etc.
  • Drives and leads the development, coordination, communication, and implementation of strategic risk management initiatives, as directed by leadership.
  • Maintains professional and technical knowledge by attending educational workshops, reviewing professional publications, participating in professional development and establishing personal networks; benchmarks state-of-the-art practices that are appropriate for the organization.
  • May direct and strategize the placement of enterprise-wide Property & Casualty and Executive & Management Liability coverage and other necessary insurance and surety programs for Aflac Inc.’s operations to reduce risk and losses; ensures appropriate coverage is maintained and retains effective relationships with insurance carriers and brokers; stays abreast of emerging insurance news and events, which could impact Aflac’s insurance portfolio.
  • Performs other related duties as required.
Desired Qualifications
  • Master's Degree in related field
  • Financial Risk Manager (FRM), Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), Associate of the Society of Actuaries (ASA), Fellow of the Society of Actuaries (FSA), Chartered Enterprise Risk Analyst (CERA), Certified Risk Management Professional (CRMP), or other risk management or related designation
  • Insurance or financial institution experience

Aflac provides supplemental health and life insurance products to individuals and families, operating mainly in two regions: Aflac Japan and Aflac U.S. Its policies are designed to cover out-of-pocket costs from health events and income loss, including cancer, critical illness, accidents, hospital stays, and life events. These benefits are paid directly to policyholders to help manage medical expenses not fully covered by primary insurance. The products are distributed through a network of independent agents, brokers, and financial advisors, enabling a high-volume, low-premium model that supports a large, stable customer base and ongoing revenue. Japan is its largest market, and the company uses this broad distribution and scale to differentiate itself from competitors. The goal is to provide straightforward financial protection against unexpected health-related costs while expanding its presence in the U.S. and Japanese markets.

Company Size

10,001+

Company Stage

IPO

Headquarters

Columbus, Georgia

Founded

1955

Simplify Jobs

Simplify's Take

What believers are saying

  • Aflac Japan sales surged 25.5% in Q1 2026 from Anshin Palette products.
  • Aflac U.S. group voluntary benefits grew over 12% year-over-year Q1 2026.
  • Aflac administers Maine PFML program serving 500,000 workers since May 2026.

What critics are saying

  • Japan higher lapses erode premiums with negative 1-2% growth through 2026.
  • Piper Sandler cuts price target to $125 after Q1 2026 Japan margin miss.
  • Corebridge Financial captures share with 35.7% revenue growth in Q4 2025.

What makes Aflac unique

  • Aflac leads supplemental insurance in U.S. with payroll deduction coverage.
  • Aflac dominates Japan as top cancer and medical insurance provider.
  • Aflac sells high-volume, low-premium policies via brokers and agents.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Holidays

Hybrid Work Options

Remote Work Options

Company News

Yahoo Finance
Feb 25th, 2026
Aflac misses Q4 revenue estimates as life insurance stocks slip 5.6%

Life insurance stocks reported a slower fourth quarter, with the 13 companies tracked beating revenue consensus estimates by 3.7% on average. However, share prices have declined 5.6% on average since the latest earnings results. Aflac reported revenues of $4.28 billion, flat year on year, missing analysts' expectations by 2.9%. The company also missed earnings per share estimates. CEO Daniel Amos said the results reflect focused efforts to create long-term shareholder value. The stock has remained flat since reporting and currently trades at $112.80. Corebridge Financial performed best in the quarter, reporting revenues of $6.34 billion, up 35.7% year on year and beating expectations by 47.3%. The company also exceeded earnings per share estimates.

Yahoo Finance
Feb 4th, 2026
Aflac reports Q4 net earnings of $1.4B, announces 5.2% dividend increase

Aflac Incorporated reported fourth quarter net earnings of $1.4 billion, or $2.64 per diluted share, down from $1.9 billion, or $3.42 per share, in the same period last year. Total revenues fell to $4.9 billion from $5.4 billion year-over-year. Adjusted earnings decreased 5.4% to $818 million, though adjusted earnings per diluted share rose 0.6% to $1.57. Net earnings included investment gains of $537 million, driven primarily by gains on derivatives and foreign currency activities. Shareholders' equity stood at $29.5 billion, or $56.85 per share, at year-end. For full-year 2025, net earnings totalled $3.6 billion with adjusted earnings of $4.0 billion. The company reaffirmed a 5.2% increase in its first quarter dividend.

Cbonds
May 28th, 2025
Aflac: Other Events, Financial Statements And Exhibits

01 Other Events.

MarketBeat
Jan 6th, 2024
BluePath Capital Management LLC Makes New Investment in Aflac Incorporated (NYSE:AFL)

BluePath Capital Management LLC purchased a new position in Aflac Incorporated (NYSE:AFL - Free Report) during the 3rd quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor purchased 66,732 shares of the financial

Slater Sentinel
Dec 3rd, 2023
Eqis Capital Management Inc. Makes New Investment in Aflac Incorporated (NYSE:AFL)

Eqis Capital Management Inc. purchased a new position in shares of Aflac Incorporated (NYSE:AFL – Free Report) in the 2nd quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The fund purchased 12,152 shares of the financial services provider’s stock, valued at approximately $848,000. Several other large investors […]