Full-Time

Mortgage Loan Officer

DSCR/Non QM/Investor Lending

Truehold

Truehold

51-200 employees

Real estate sale-leaseback provider for homeowners

No salary listed

Remote in USA

Remote

Remote in the Eastern or Central United States.

Category
Real Estate (1)

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Requirements
  • 2+ years of experience as a Mortgage Loan Officer / Originator
  • Proven track record of converting inbound leads and closing loans
  • Experience with DSCR, Non-QM, or investor-focused lending strongly preferred
  • Experience with consumer mortgages is a plus
  • Proficiency with CRM, LOS, and pricing engines
  • Strong understanding of loan structuring and underwriting fundamentals
  • Highly organized, self-motivated, and able to operate independently
Responsibilities
  • Convert a high volume of inbound leads across DSCR, RTL/Fix-and-Flip, and consumer mortgage products
  • Qualify borrowers, structure deals, and guide clients to the best loan solutions
  • Collect documentation and submit clean, well-structured files to processing/underwriting
  • Manage a fast-moving pipeline with strong speed-to-lead, follow-up, and conversion discipline
  • Consistently hit monthly production and conversion targets
  • Partner cross-functionally with processing, underwriting, and capital markets to drive deals to funding
  • Provide feedback to improve turn times, workflows, and borrower experience
  • Contribute to building best-in-class investor lending programs
Desired Qualifications
  • Active NMLS license (required for consumer lending)
  • Experience in a startup or fast-paced lending environment
  • Familiarity with capital markets, pricing models, and investor products
  • Experience engaging with investor communities or industry events

Truehold provides a sale-leaseback service for homeowners. It buys a homeowner’s house at a competitive price and lets the former owner continue living there as a tenant. The homeowner receives upfront cash, gaining immediate liquidity, while Truehold collects monthly lease payments. Unlike loans or reverse mortgages, this does not add debt for the homeowner; instead, it converts home equity into cash and offers a flexible lease that can be short-term or long-term. The company’s revenue comes from the rent it charges. Truehold differentiates itself by offering liquidity without debt and offering flexible leases, rather than tying homeowners to ongoing loan payments. Its goal is to help homeowners access their home equity quickly and with financial flexibility, enabling them to meet life needs without the burden of new debt.

Company Size

51-200

Company Stage

Series B

Total Funding

$60M

Headquarters

New York City, New York

Founded

2021

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Simplify Jobs

Simplify's Take

What believers are saying

  • Truehold's Endpoint partnership still supports faster closings and lower transaction friction.
  • PitchBook showed $63.8 million raised and ongoing generating revenue status.
  • The company keeps expanding geographically, signaling demand beyond its St. Louis base.

What critics are saying

  • St. Louis eviction suits and legal clinic scrutiny attack the model's fairness.
  • Sale-leaseback contracts draw regulator and lawyer criticism for targeting cash-crunched homeowners.
  • If tenants default, a wave of evictions can damage brand and acquisition economics.

What makes Truehold unique

  • Truehold pioneered residential sale-leasebacks, turning home equity into cash without new debt.
  • Its 2023 Endpoint integration digitized closings, helping scale into seven new markets.
  • By 2025, Truehold owned 700-plus St. Louis homes, with 400 sell-and-stay deals.

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Benefits

Health Insurance

401(k) Retirement Plan

Remote Work Options

Unlimited Paid Time Off

Flexible Work Hours

Paid Vacation

Stock Options

Wellness Program

Mental Health Support

Conference Attendance Budget

Professional Development Budget

Phone/Internet Stipend

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

-1%

2 year growth

3%
Truehold
May 10th, 2023
Truehold Partners with Endpoint to Streamline Home Closing Process | Truehold

As the leading provider of residential sale-leasebacks, Truehold has joined forces with Endpoint, its national digital title and escrow partner, to make the complex process of home closing easier for homeowners in Truehold's rapidly expanding markets.