Full-Time
Specializes in VA home loans for veterans
No salary listed
Junior, Mid
Columbia, MO, USA
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Veterans United Home Loans focuses on helping veterans and military families achieve homeownership through specialized mortgage lending services. The company primarily offers VA home loans, which are mortgage loans guaranteed by the U.S. Department of Veterans Affairs. These loans provide benefits such as no down payment, competitive interest rates, and low closing costs, making it easier for military personnel and veterans to buy homes. Veterans United stands out from its competitors by employing military advisors who assist clients in understanding and navigating the VA loan process, ensuring tailored support for their unique needs. The company's goal is to enhance the lives of veterans and military families by providing accessible home financing options while also giving back to the community through its foundation, which supports veteran organizations and local initiatives.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Columbia, South Carolina
Founded
2002
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Flexible Work Hours
Professional Development Budget
Increase fueled by caregiving needs and affordabilityCOLUMBIA, Mo. , April 23, 2025 /PRNewswire/ -- As families think ahead to their next move, many are considering how to bring loved ones under one roof—whether to care for aging parents, support adult children or share household expenses. Nearly 3-in-10 prospective buyers (28%) plan to purchase a home that will include family members from multiple generations, according to a new survey released today by Veterans United Home Loans, the nation's largest VA lender.The nationwide survey of 900 would-be buyers highlights the rising influence of family dynamics and financial considerations in the homebuying journey.Aging parents who need care (29%) was the top reason for seeking a home that can accommodate family members. Others said extended family members may help cover costs (21%), and grandparents sometimes contribute financially so the family can live in a certain area or spend part of the year together (27%)."Multigenerational homes are more than a trend: They are a meaningful solution for families looking to care for one another while making the most of their homebuying power," said Chris Birk, vice president of mortgage insight at Veterans United. "We're seeing buyers become increasingly thoughtful about how their home can serve not just themselves, but their broader family members."The Veterans United survey found that multigenerational living could be a fast-growing trend.According to the National Association of Realtors' 2025 Profile of Home Buyers and Sellers, 17% of recent buyers purchased a multigenerational home last year to reduce costs, care for aging relatives or to accommodate adult children moving back in. NAR also found that 36% of multigenerational buyers cited cost savings as their top reason, followed by caregiving for aging parents (25%) and supporting adult children returning home (21%).Why buyers are choosing multigenerational livingAbout 1-in-3 buyers cited the need to move aging parents into the home to provide care and support
Well, another year is in the books at the VA, and like prior years, Veterans United topped the list as the #1 VA loan lender in America.
COLUMBIA, Mo., Feb. 12, 2025 /PRNewswire/ -- Artificial intelligence is making its way into one of life's biggest financial decisions. About 1-in-3 prospective homebuyers (32%) are using AI tools as part of their homebuying journey, according to a survey released today by Veterans United Home Loans, the nation's largest VA lender.The nationwide survey of nearly 900 prospective buyers found that searching for and virtually touring homes are the two most common uses of AI.The survey also revealed that 40% of prospective buyers interact with AI once a day or more. However, they were split on how comfortable they are with this technology becoming a part of everyday life, with 31% more concerned than excited, 29% more excited than concerned and 28% equally excited and concerned."With digital assistants and smart home devices gaining broader adoption in everyday life, AI tools are becoming a valuable resource for home shoppers," said Chris Birk, vice president of mortgage insight at Veterans United. "However, some buyers need balance – leveraging AI as a helpful tool while maintaining the human touch to guide and reassure buyers through life's biggest investments."Searching and touring homes are the most popular tools homebuyers useToday, most home shoppers start their home search online. The survey shows nearly 40% of buyers are using AI to both find and view homes.At 38%, searching for homes for sale in the location they want to live ranked as the most common way home shoppers used AI
Affordability Will Continue to Remain a Challenge Prompting Buyers to Rely Heavily on Seller Concessions and Creative Financing OptionsCOLUMBIA, Mo., Dec. 13, 2024 /PRNewswire/ -- After five years of dramatic ups and downs, the U.S. housing market is poised for stabilization, according to Veterans United's 2025 Housing Market Outlook released today. Although affordability challenges and economic uncertainties remain, improvements in mortgage rates and more moderated home price growth signal a gradual recovery."The coming year will be characterized by a balance of opportunities and constraints, with affordability being the defining challenge," said Joe Ellison, Veterans United's Vice President of Capital Markets. "Prospective buyers and sellers will need to navigate a complex landscape where stabilization and recovery coexist alongside economic pressures. Although buyers may find declining mortgage rates encouraging, persistent inflation and lagging wages may significantly limit their purchasing power
Stockton, Calif, Des Moines, Iowa and Buffalo N.Y. Are the Top Three Metros Where Military Homeownership Rates Notably Exceed Non-Military Homeownership Rates. SANTA CLARA, Calif., Nov. 11, 2024 /PRNewswire/ -- In honor of Veterans Day, Realtor.com® released new research today, which found that over the last year, more than 3 in 4 (74.5%) home sales with Veterans Affairs (VA) loans had a 0% down payment and nearly 8 in 10 (83.5% of) VA home loan sales had a down payment below 10%. Down payments are a major barrier to homeownership and this new research found a VA borrower is more than twice as likely as a conforming borrower to have made a low down payment, easing the up-front costs of homeownership. "Realtor.com® compared loan characteristics of VA and conforming borrowers to highlight the many advantages that VA loans offer enabling Veteran households and the industry professionals working with them to better grasp the impact that this has on Veteran households and homeownership," said Danielle Hale, Chief Economist, Realtor.com®