Full-Time
Senior Digital Product Manager
Monitor & Grow
Santander
10,001+ employees
Global retail and commercial banking group
No salary listed
Boadilla del Monte, Madrid, Spain
Hybrid
Bachelor's
 Product (1) |
|---|
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- At least 8 years of relevant experience as a Product Manager, Strategy Manager, Product Operations Manager, Transformation Manager or similar role.
- Experience owning digital products or leading complex digital initiatives with cross-functional and international stakeholders.
- Strong understanding of digital product management and Agile environments.
- Experience coordinating complex cross-functional programmes.
- Strong strategic thinking and execution capabilities.
- Strong communication and stakeholder management skills.
- Ability to structure complex problems and translate them into actionable plans.
- Experience working with senior stakeholders in international environments.
- Strong analytical and organisational skills.
- Fluency in English and Spanish.
- Analyse customer needs, competitors, market trends and business priorities to identify opportunities to improve customer experience and simplify investment journeys.
- Own the vision, strategy and roadmap for the Monitor & Grow customer mission.
- Define and continuously evolve how customers monitor, understand and manage their investments after execution.
- Design omnichannel-oriented experiences across channels for different customer segments.
- Translate product strategy into detailed functional requirements.
- Drive the evolution of digital portfolio management towards proactive, personalised and artificial-intelligence-enabled experiences.
- Balance customer needs, business priorities and technical constraints to maximise customer value and long-term engagement.
- Define customer journeys focused on portfolio monitoring, performance understanding and investment follow-up.
- Design digital experiences that increase customer engagement and encourage long-term investing behaviours.
- Drive capabilities such as portfolio insights, notifications, watchlists, alerts, goals tracking, proactive guidance and customer accompaniment.
- Simplify complex financial information into intuitive customer experiences.
- Ensure consistency across customer journeys, channels, segments and markets.
- Design enhanced hybrid experiences across channels.
- Act as the voice of the customer by translating customer needs into product strategy and roadmap priorities.
- Lead the end-to-end product lifecycle from product discovery and prioritisation to delivery and continuous optimisation.
- Coordinate Product Owners, countries, engineering teams and business stakeholders to deliver scalable global capabilities.
- Manage dependencies, risks and cross-functional alignment across multiple initiatives.
- Ensure product adoption and rollout across countries.
- Promote collaboration across customer missions to deliver a seamless end-to-end investment experience.
- Define product success metrics and monitor customer, business and operational key performance indicators.
- Measure customer engagement, product adoption and long-term customer value.
- Drive continuous optimisation through analytics, experimentation and customer feedback.
- Identify opportunities to improve customer retention, portfolio growth and digital engagement.
- Monitor market trends, digital wealth platforms and emerging technologies to continuously evolve the product.
- Manage and coordinate internal and external partners where required.
- Own country roadmap alignment, end-to-end customer experience delivery, business readiness, local business priorities, functional rollout support, market feedback and continuous improvement.
- Experience in digital banking, wealth management or digital platforms.
- A university degree in Business, Economics, Engineering, Data, Technology or related fields.
Santander is a global bank focusing on retail and commercial banking in Europe and the Americas. It serves individuals and SMEs through strong regional franchises (Spain, Brazil, the UK, the US) and a broad Consumer Finance arm, while supporting multinational clients via its Corporate & Investment Banking division. It digitalizes core banking on its Gravity cloud to rapidly deploy digital solutions like Openbank and cross-border services, blending fintech agility with a traditional bank balance sheet. Its goal is to improve efficiency under the One Santander framework, grow cross-border revenue, and finance sustainable initiatives aligned with Net Zero targets.
Company Size
10,001+
Company Stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902
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See people who can refer or advise you
Simplify's Take
What believers are saying
- H1 2026 underlying profit reached €7.3 billion, up 15%, with 12 million new customers.
- The July 2026 TSB acquisition strengthens UK scale and unlocks at least £400 million synergies.
- Santander's April 2026 Ebury funding and August 2026 EU approval expand payments growth.
What critics are saying
- Spain's Sepblac fined Openbank over €40 million in January 2026 for AML failures.
- UK branch closures cut 291 jobs, and TSB integration risks distracting management through 2027.
- Brazil tax cases total €5.3 billion contingent liability; Germany's cum-ex probe threatens material penalties.
What makes Santander unique
- Santander spans Spain, Brazil, the UK, and the US with 170 million customers.
- Openbank and Gravity let Santander deploy digital banking across markets faster than peers.
- Ebury and CIB combine retail deposits with cross-border payments and multinational servicing.
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Benefits
Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition
Growth & Insights and Company News
6 month growth
↓ -14%1 year growth
↓ -3%2 year growth
↓ -3%Spain plans Europe's next AI gigafactory: EU gives green light for 5 billion euro project. Wallstreet Online Friday, August 21, 2026, 10:01 The EU Commission approves a joint venture for data centers in Spain. Behind it lies a much larger goal: its own AI gigafactory. The European Commission has approved a joint venture involving Telefónica, Banco Santander, AI Infrastructure Development, and the state-owned SETT. According to the Brussels authority, there are no competition concerns, as the companies involved only hold limited positions in the affected markets. Officially, the focus is initially on so-called colocation services in Spanish data centers. In this model, operators provide companies with floor space, power supply, cooling, and network connectivity for their IT infrastructure. But behind these operations lies a significantly larger endeavor. Spain wants to build its own AI gigafactory. The companies involved want to jointly advance Spain's bid for one of the planned European AI gigafactories. The planned facilities are intended to provide enormous computing capacities for training and operating large AI models. Spain has already established a public-private consortium for this purpose. Telefónica, Santander, and the infrastructure group ACS, which is involved through AI Infrastructure Development, each hold 15.67 percent. The Spanish AI company Multiverse Computing holds 4 percent. State-owned SETT holds the largest share with 47.99 percent, and the remaining 1 percent goes to the Generalitat de Catalunya. Sites are planned in Tarragona and the Madrid area. The infrastructure is intended to be available not only to companies but also to universities and research institutions. Billions for Europe's own computing power. According to available information, the project could mobilize investments of around 5 billion euros. The Spanish government has already approved around 719 million euros via SETT. A further 300 million euros are to be provided through a voluntary payment to the European high-performance computing initiative EuroHPC. Spain wants to submit its application from September as part of the European gigafactory program. Whether the country will actually win the bid for one of the planned facilities remains to be seen. EU wants to become less dependent on the US and Asia. For the European Union, such projects are part of a larger strategy: Europe wants to reduce its dependence on computing power and cloud infrastructure from the US and Asia and build its own capacities for artificial intelligence. For Telefónica, the project also opens up the opportunity to position itself more strongly as a provider of critical AI and data center infrastructure. ACS brings its experience with large infrastructure projects, while Santander acts as a financial partner. The current decision from Brussels is therefore not yet the approval of the AI gigafactory itself. It first clears the way for the joint venture. The crucial next step is Spain's bid for one of the European AI gigafactories. The original version of this article, "AI Gigafactory for Europe: This 5-billion-euro plan gains momentum" by Paul Späthling, comes from Wallstreet Online.
European Commission approves Spanish AI gigafactory venture. The European Commission approved a joint venture between ACS AIID, Telefónica, Banco Santander, and SETT to develop Spain's AI gigafactory. The project, planned for Móra la Nova and San Fernando de Henares, is supported by €719 million in public investment. Spain will compete for one of up to seven EU gigafactories, with decisions expected in early 2027. 16 minutes ago August 21, 2026 The European Commission (EC) has approved the creation of the Spanish Gigafactory of Artificial Intelligence, a joint venture between AI Infrastructure Development (ACS AIID), Telefónica, Banco Santander, and the public entity Spanish Society for Technological Transformation (SETT). The new company, notified to Brussels on July 17th, was approved under European Union merger-control regulations. It will be eligible to participate in the European Commission's future call for proposals to develop high-performance infrastructure for artificial intelligence. The project aims to develop "sovereign and sustainable" AI computing capabilities in the European Union and provide services to the Commission and other clients. Planned locations for the AI gigafactory in Spain. According to Efe, the project includes the construction of an AI gigafactory at the El Molló industrial park in Móra la Nova, Tarragona. On July 30th, the European Commission launched a call for proposals for up to seven AI gigafactories across the EU. Spain hopes to secure one of them, with proposed locations in Móra la Nova and San Fernando de Henares in Madrid. The bidding process will remain open until November 12. Spain's joint venture will now be able to compete for the European initiative. €719 million investment. To support the Spanish bid, the Council of Ministers authorized an investment of €719 million through SETT in the public-private consortium, for the AI gigafactory construction, in mid-June. This investment comes in addition to a voluntary contribution of €300 million to the European High Performance Computing Joint Undertaking (EuroHPC). The consortium brings together ACS AIID, Telefónica, Banco Santander, and SETT, combining private-sector participation with public investment in the proposed AI infrastructure. No competition concerns, European Commission says. The European Commission concluded that the creation of the joint venture does not raise competition concerns. Brussels reached this conclusion after examining the transaction under a simplified procedure. The procedure was used because the participating companies would have only limited positions in the relevant market following the merger. The approval clears the way for the consortium to participate in the European Commission's call for proposals and continue developing its plans for the Spanish AI gigafactory. Decision expected by 2027. The European Commission expects to decide on the successful proposals by early 2027. The selected AI gigafactories are expected to become operational within a maximum of 18 months after the contracts are signed. For Spain, the next step is the European selection process, with Móra la Nova and San Fernando de Henares proposed as locations. The Spanish project is intended to strengthen the country's AI computing capabilities while contributing to the European Union's goal of developing sovereign and sustainable infrastructure for artificial intelligence. The outcome of the European call will determine whether Spain secures one of the planned gigafactories. DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review its disclaimer for more information. This article may include forward-looking statements. These forward-looking statements generally are identified by the words "believe," "project," "estimate," "become," "plan," "will," and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these important disclosures. First published in El INDEPENDIENTE. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail. Although Born2Invest made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, Born2Invest encourage you to contact Born2Invest. Andrew Ross is a features writer whose stories are centered on emerging economies and fast-growing companies. His articles often look at trade policies and practices, geopolitics, mining and commodities, as well as the exciting world of technology. He also covers industries that have piqued the interest of the stock market, such as cryptocurrency and cannabis. He is a certified gadget enthusiast.
Pretty Thai, a Texas-based specialty food company, has received an $8,500 growth grant through Santander's Cultivate Small Business Program. The award follows completion of the bank's 12-week accelerator for food entrepreneurs. All programme participants receive a $2,500 grant. Pretty Thai was one of nine businesses selected for an additional competitive growth award based on its business plan and potential. The Austin company produces Thai-inspired food products for home cooking. Founder Robert Strong said the programme provided mentorship and education alongside financial investment. The accelerator covered financial management, marketing, operations and strategic growth. Pretty Thai plans to use the funding to expand its product range and strengthen its market presence across the United States. The Santander programme aims to support underserved entrepreneurs through education, mentorship and access to capital.
The European Commission has approved the joint acquisition of Ebury by Santander and Centerbridge. Ebury is an international payments fintech company currently owned by the Spanish bank. Brussels determined that the transaction, which primarily affects banking and financial services, "does not raise concerns." The deal will see joint control of the payments company shared between Santander and US-based Centerbridge. The approval from the European Commission clears a key regulatory hurdle for the transaction. No financial details of the deal were disclosed in the announcement.
DataVita has secured a £300 million debt facility to expand and build two data centres in Scotland's North Lanarkshire AI Growth Zone. The financing, backed by a £202 million guarantee from the National Wealth Fund, comes from a syndicate including ING, ABN AMRO, Santander, the Scottish National Investment Bank and Siemens Financial Services. The investment will expand DataVita's existing DV1 data centre and fund construction of a new facility, DV3. Both are contracted to AI cloud firm CoreWeave under a 15-year lease. The developments will create around 600 construction jobs and approximately 100 permanent high-skilled positions. DataVita, Scotland's largest independent data centre operator, has served the country's digital infrastructure for over ten years. The project marks the National Wealth Fund's first support for domestic compute capacity, aligning with the government's Compute Roadmap and Scotland's AI strategy.