Senior Enterp Risk Mgmt Consultant

Salary Range: $100,000 - $150,000

Job Posting End Date: March 15, 2026

We’ve Got You Under Our Wing

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way.

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com.

Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Work Designation.Depending on your location within the continental US, this role may be hybrid or remote.

• If you live within 50 miles of the Aflac offices located in Columbus, GA, New York City, NY, or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership. 
• If you live more than 50 miles from the Aflac offices located in Columbus, GA, New York City, NY, or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

What does it take to be successful at Aflac?

• Acting with Integrity
• Communicating Effectively
• Pursuing Self-Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

What does it take to be successful in this role?

• Excellent analytical, problem solving, and research skills

• Solid knowledge and understanding of risk management frameworks

• Strong Microsoft Excel, PowerPoint, and Word skills

• Excellent presentation, oral, written, and interpersonal communications skills to effectively interact with all levels of management

• Ability to maintain professionalism

• Ability to collaborate with business unit customers, business partners, and all levels of leadership to deliver and drive results

• Ability to lead and work on multiple projects in a time constrained environment

Enterprise Risk Management Competencies

• Technical Knowledge & Skill - Performs data analysis with minimal supervision and direction. Seen as a subject matter expert with internal and external customers. Thinks strategically about process improvement. Uses experience and knowledge to coach others.

• Communication - Clearly conveys information & ideas to individuals & groups through a variety of communication methods. Listens effectively & able to clarify & synthesize information from multiple sources. Chooses an appropriate & effective way to communicate to different audiences in diverse situations.

• Personal Effectiveness & Development - Displays self-awareness & conscious of the implications of interactions with others; takes personal responsibility for improving oneself through use of resources.

• Impact - Takes pride in your work & strives for excellence to achieve the best possible results for the company. Brings value to the company through ideas and work product.

• Teamwork - Establishes & maintains respectful, cooperative, collaborative, & productive working relationships with informal & formal teams to accomplish goals.

• Business Knowledge & Acumen - Very knowledgeable of the business. Frequently mentors/advises others on business practices. Frequently suggests new ways of performing tasks based on previous experience. Knows key stakeholders and organizational hierarchy.

• Project Management - Effectively leads projects, including those with cross-functional accountabilities including both internal and external partners. Considered a subject-matter expert and capable of coaching others. Leverages experience to enhance or drive changes.

• Influencing - Effectively interprets business and technical data in a way that influences key decision makers/stakeholders. Leads discussions in order to drive key business decisions. Effectively builds consensus among a group in order to achieve objectives; including external partners.

• Decision Making - Understands impact of data on business decisions and raises concerns in a timely manner. Makes effective business decisions with minimal guidance from manager and others. Informs others to guide decision making.

• Values Driven - Interacts with others in a way that gives them confidence in one's intentions. Listens with respect and objectivity even when others' opinions conflict with one's own. Adheres to standards of professional conduct.

• Talent Management & Development - Effectively coaches peers or subordinates; delegates work appropriately; helps develop team capabilities and shares knowledge; builds positive relationships

Education & Experience Required

• Bachelor's Degree Risk Management, Actuarial Science, Business Management, Finance, Accounting, Economics, or a related business discipline
• 8 years of professional job related experience
• Experience developing and/or governing a Risk and Control Self-Assessment (RCSA) Program, and/or Process, Risk, and Control Inventory Program (PRCI, and/or an Issue Management Program

Or an equivalent combination of education and experience

Education & Experience Preferred

• MBA, CPA, or risk and assurance experience with SOX
• Certified Risk Manager (CRM), Associate in Risk Management (ARM), Certified Risk Management Professional (CRMP), Financial Risk Manager (FRM), Project Management Professional (PMP) or other risk/project management or financial designation
• Insurance or Financial Services Industry

Travel

Less than or equal to 10%

Principal Duties & Responsibilities

• Works closely with senior management and serves as a business-focused, value-added partner to the business units with respect to understanding enterprise-wide risks, managing risks effectively and evaluating current and future risks.

• Leads annual risk assessments across the organization, collaborating with local risk teams where appropriate.

• Leads the coordination and development of enterprise risk policies and practices with the local risk teams (including Japan ERM, USRM, GIRM) to ensure a cohesive and complimentary structure is maintained and communication is consistent across Aflac U.S., GI and Aflac Japan ERM.

• Actively participates and/or leads various Aflac risk committees or represents risk on other committees; may serve as coordinator or secretary for risk committees where needed.

• Actively participates and/or leads cross-functional working groups covering multiple risks areas such as operational risk (i.e. model risk, third-party risk, compliance risk, etc.), market risk, credit risk, insurance, strategic risk or other project related risks.

• Leads the analysis of operational risk events, including the identification of the root cause that has led to their occurrence and helps to develop a remediation plan; evaluates existing risk measurement methodologies and presents results and recommendations to management.

• Provides oversight ensuring that appropriate internal controls and practices are in place within business units to ensure compliance with risk policies.

• Leads enterprise-wide risk aggregation efforts in order to communicate to senior management, including the research of emerging risk and trends.

• Leads and advises on the development of risk metrics, limits, and tolerances for key risks, working collaboratively with other local risk teams and business unit leadership.

• Leads risk culture initiatives and works closely with other areas of Aflac to embed a culture of risk management practices and problem-solving; recommends best practices; solves complex problems; takes a broad perspective to identify solutions.

• Builds effective working relationships with the key business stakeholders and risk owners; serves as a risk management advisor on key projects/initiatives and provides risk management education to the business units.

• Mentors less-experienced team members using broad knowledge, experience and tools to assist in the attainment of department/organizational goals.

• Performs other related duties as required.

Total Rewards

The salary range for this job is $100,000 - $150,000. This range is specific to the job and salary offers consider a wide range of factors that are considered in making compensation decisions, including, but not limited to: education, experience, licensure, certifications, geographic location, and peer compensation. The range has been created in good faith based on information known to Aflac at the time of the posting.

At Aflac, it is not typical for an individual to be hired at or near the top of the range for the role to allow for future and continued salary growth, and compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate.

In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee), 401(k) plans, annual bonuses, and an opportunity to purchase company stock.  On an annual basis, you’ll also be offered 11 paid holidays, up to 20 days PTO to be used for any reason, and, if eligible, state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked) and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to, sick and safe leave, and adoption and parental leave, in all states and localities.