We’re looking for an Insurance Product Director to guide a growing and dynamic team focused on building the most loved car insurance.

You’ll lead the Insurance Product team for Lemonade Car, directing the dedicated insurance functions and helping us to profitably grow our customer base. Focusing on how we can continuously improve our car product offering, you’ll define actions to balance profitability, growth, and customer delight in order to meet P&L objectives.

In this role you’ll

• Lead the design and ongoing development of our current and future car insurance offerings, bringing innovative ideas and creative thinking to improve risk quality, pricing accuracy, and customer experience

• Collaborate with Actuarial, Underwriting, and Insurance Operations experts to lead the development of coverage, pricing levels, and eligibility requirements

• Partner with Engineering and Growth teams to prioritize and implement these features, with user experience always at the forefront

• Monitor key financial results, product profitability, and competitive intelligence, while communicating  relevant info to stakeholders across the organization

• Steer team resourcing and capacity

• Promote best-in-class processes, underpinned by advanced technology to support the growing needs of a fast-growth line of business

What you’ll need 

• 12+ years of personal lines insurance product or state management experience, with experience managing large teams at top-tier, national carriers, or consultancies

• Relevant prior experience in personal lines and auto, strongly preferred

• Bachelor’s degree in Business, Insurance, Finance, Economics, Statistics, or related field

• Proven track record of managing countrywide or regional product enhancement and development—including rate levels, risk segmentation, risk selection, and policy forms

• Experience collaborating with engineering and data science teams

• Ability to communicate complex concepts in a simple way to audiences of all backgrounds

• Highly analytical, with a knack for identifying trends, relaying results, and taking action

• Comfortable with new technologies, prioritization challenges, and simultaneously handling multiple, large-scale projects

• Ability to work remotely 

*Please note that we are unable to sponsor applicants for work visas

Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade’s US base salary range for this full-time position is $185,000-$205,000 equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.