Full-Time

Senior/Staff Product Manager

Updated on 8/23/2026

Effective AI

Effective AI

11-50 employees

AI-powered analyst platform for P&C insurance

Compensation Overview

$190k - $270k/yr

San Francisco, CA, USA

Hybrid

Hybrid/in-office work model in San Francisco.

Category
Product (1)
Required Skills
Product Management
Data Engineering
Role-based Access Control
REST APIs
Data Governance
Product Design
Data Analysis

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Requirements
  • At least 5 years of product management experience, with the most relevant experience building technical business-to-business or enterprise products.
  • Ability to use artificial intelligence coding tools to rapidly prototype workflows, test product ideas, and communicate precisely with engineers; production engineering experience is not required, but functional prototyping ability is expected.
  • Ability to conduct effective discovery, distinguish requests from underlying needs, and turn complex workflows into clear, intuitive product experiences.
  • Strong technical fluency in authorization, application programming interfaces, data pipelines, and system architecture, with the ability to partner effectively with engineers and make sound product tradeoffs.
  • Ability to ramp quickly in a complex domain and earn customer trust within weeks.
Responsibilities
  • Own product discovery and strategy by developing a deep understanding of user workflows, defining the problems worth solving, and translating them into a clear product vision, priorities, and engineering-ready briefs.
  • Partner closely with users and customers to learn how expert teams work, test product ideas, guide the roadmap, and build a coherent, reusable platform.
  • Define intuitive solutions for authorization, role-based access control, approval workflows, and data governance while balancing user needs, technical constraints, and long-term product strategy.
  • Design simple, elegant experiences for expert users by partnering with design and engineering and applying product-design judgment to make complex capabilities intuitive for actuaries, underwriters, and product leaders.
  • Decide which capabilities should become reusable product functionality, which should remain customer-specific configuration, and which should not be built.
  • Drive multiple product workstreams across design, engineering, and domain experts while maintaining focus.
Desired Qualifications
  • Experience with complex workflows, data products, infrastructure, security, or analytics.

Effective AI offers an AI-powered analyst platform for P&C insurers that provides research, analysis, and decision support to P&L teams. Its Always-on Market Radar continuously scans filings, forms, and rate actions and returns sourced briefs and alerts to aid regulatory operations, competitor intelligence, and portfolio analysis. The platform combines market research, form drafting, and filings preparation, aiming to cut research time and reduce filing objections. Its goal is to help insurers move faster on product ideas while lowering regulatory and operational friction.

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

San Francisco, California

Founded

2025

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Simplify Jobs

Simplify's Take

What believers are saying

  • The company disclosed $10 million seed funding from Lightspeed and Valor.
  • Insurance AI funding concentrated 95.2% in Q1 2026, validating investor demand.
  • Effective AI's 2026 hiring signals active product buildout from San Francisco.

What critics are saying

  • Sixfold launched AI Underwriter in June 2026, attacking the same P&C workflow.
  • Concirrus Inspire launched in February 2026, increasing competition for underwriting decisioning.
  • No public customer logos, revenue, or filings data existed on the August 2026 website.

What makes Effective AI unique

  • Effective AI targets P&C P&L teams, not generic insurance chatbots, in 2026.
  • Its Contextbase and RSL model insurance logic into typed, testable workflows.
  • Abhay Mitra left Nirvana Insurance in June 2025, bringing carrier-operator credibility.

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Benefits

401(k) Retirement Plan

401(k) Company Match

Flexible PTO

Catered lunches

Best-in-class medical, dental & vision insurance

Team building events & happy hours

Growth & Insights

Headcount

6 month growth

25%

1 year growth

42%

2 year growth

42%