Full-Time
Asset Management Specialist II
Asset Manager, Equipment Finance
Pathward
501-1,000 employees
Financial services promoting inclusion and access
Compensation Overview
$49.9k - $92.2k/yr
Mid
Remote in USA
Remote
Candidates can be based anywhere, but the company has onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA.
- Bachelor's degree or equivalent education and work experience.
- Typically, 3+ years with bachelor's or equivalent.
- Knowledge of valuation methodologies and secondary market behavior for various asset classes
- Proficient in Microsoft Excel
- Knowledge of financial modeling
- Excellent verbal and written communication skills
- Collaborative
- Detail-oriented
- Advise and document values of current and potential financed assets, including market research on equipment trends and forecasts.
- Work directly with Credit and Sales to price multiple financial products, including leases and loans.
- Provide various FMV purchase and lease renewal options, including forecasting expected results and analyzing economic impact.
- Assist with the repossession and remarketing of defaulted and off-lease equipment through a combination of dealers, brokers, and end-users.
- Other duties as assigned.
Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on a purpose-driven approach, helping clients navigate their financial journeys despite economic challenges. The company generates revenue through fees and interest from services like working capital loans and equipment financing, aiming to empower clients to achieve financial stability and growth.
Company Size
501-1,000
Company Stage
IPO
Headquarters
Sioux Falls, South Dakota
Founded
1954
Simplify's Take
What believers are saying
- Real-time payments can attract SMBs seeking faster financial services.
- Partnership with FairPlay enhances Pathward's analytical capabilities and client appeal.
- Great Place To Work Certification boosts employee retention and attracts top talent.
What critics are saying
- Competition in real-time payments may reduce Pathward's SMB market share.
- Data privacy and algorithmic bias pose regulatory risks for Pathward.
- Established players challenge Pathward's new commercial finance and merchant services.
What makes Pathward unique
- Pathward offers tailored financial solutions for underserved individuals and businesses.
- The company integrates Fairness-as-a-Service to enhance ethical financial practices.
- Pathward's expanded product suite supports small banks and credit unions efficiently.
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Benefits
Health Insurance
401(k) Retirement Plan
401(k) Company Match
Life Insurance
Disability Insurance
Paid Time Off
Hybrid Work Options
Company News
Populus employees, both in our ACE Cash Express (ACE) stores and at our corporate office, not only raised money for NBCF this past year but also volunteered their time. During five NBCF packing sessions, our volunteers packed 600 HOPE Kits, which provide an expression of hope and encouragement to women during one of the most difficult times of their lives. Each box included a handwritten letter, as well as items women need most during their breast cancer treatment. These boxes were shipped to women throughout the United States. During Pink Month, our ACE stores across the country decorated their stores in pink and raised over $209,000 for NBCF. Customers had the opportunity to make a donation to NBCF
Real-time payments are gaining traction everywhere, with businesses and consumers alike clamoring for these services from their financial institutions (FIs). Perhaps nowhere, however, are instant payments’ benefits more evident than in the small to mid-sized business (SMB) segment. Real-time capabilities help smaller firms overcome payment delays and realize stronger cash flow — urgent priorities for the smallest businesses as economic uncertainty persists. Banks realize this, yet many still cater primarily to large enterprises in these offerings. Recent studies indicate that one-third of SMBs would switch FIs for real-time payments, putting banks on notice. Moreover, by addressing small businesses’ real-time payment needs, FIs can unlock new revenue streams and strengthen relationships with a sizable customer base
Pathward will incorporate FairPlay's Fairness-as-a-Service Solutions to further its mission of powering financial inclusion.LOS ANGELES, Feb. 18, 2025 /PRNewswire-PRWeb/ -- FairPlay, the world's first Fairness-as-a-Service™ company, is announcing a customer relationship with Pathward®, N.A., a U.S.-based financial empowerment company driven by its purpose to increase financial inclusion.Pathward will leverage FairPlay's technology to advance its analytical capabilities—driving efficiency through automation and software while promoting financial inclusion. The partnership exemplifies Pathward's ongoing collaboration with industry leaders to create innovative and responsible financial products and solutions.FairPlay, a leader in fairness innovation for financial services, empowers banks, fintechs and score providers to optimize lending practices and achieve regulatory compliance through cutting-edge analytics. FairPlay's Fairness-as-a-Service solutions equip lenders to identify and mitigate bias, turning compliance into a competitive advantage and improving outcomes for consumers."We're pleased to partner with FairPlay, a market leader in regulatory compliance for credit decisioning," said Executive Vice President, Chief Technology and Product Officer at Pathward, Charles Ingram. "The three-year partnership provides Pathward with a cloud-native software solution that refines our analytical capabilities related to fair lending and creates efficiency through new tools and automation. We're optimistic the technology will contribute to making the financial network accessible to more consumers and businesses.""Pathward is one of the pillars of the Banking-as-a-Service ecosystem," said Kareem Saleh, CEO of FairPlay
On.Energy closed construction credit facilities from Pathward and BridgePeak Energy Capital to build its Palo de Agua battery storage portfolio.
At the 400th home celebration, HFOT honored Marine Lance Corporal Alberto Flores. Alberto Flores joined the military to support his family, and quickly fell in love with the camaraderie and brotherhood he shared with his fellow Marines. On May 12, 2005, Lance Corporal Flores was on his second combat deployment in Ramadi, Iraq when his vehicle hit an improvised explosive device. He sustained severe damage to his right leg. Due to multiple infections, his leg was amputated above the knee. Alberto received his prosthetic leg at Brooke Army Medical Center, relearning how to walk over a six-month period under the guidance of his physical therapy team. "Commitments from our partners like ACE Cash Express help get more severely injured post-9/11 Veterans into the specially adapted custom homes they need and deserve," said Tom Landwermeyer, HFOT President/CEO and Brigadier General, USA (Ret)