Full-Time

Business Analyst

Investment Reporting

Confirmed live in the last 24 hours

Cross River Bank

Cross River Bank

1,001-5,000 employees

API-driven banking services for FinTechs

Fintech
Financial Services

Compensation Overview

$90k - $120kAnnually

Mid, Senior

Edgewater, NJ, USA

Hybrid position requiring in-office presence.

Category
Project Management
Strategy Development
Business Development
Business & Strategy
Required Skills
Python
SQL
Tableau
AWS
Data Analysis
Requirements
  • Masters in Statistics, Analytics, Financial Analytics, Investments, Finance, MBA (With Analytics). A combination of strong financial degree with industry certifications in analytics is highly regarded.
  • At least 3+ years of experience in a Business Analyst function for credit analytics organization, Marketplace lending, structured credit house, private credit or trading solutions provider. Exposure to loan portfolio lifecycle is a must.
  • Excellent communication, exceptional analytical, and conceptual thinking skill to work with stakeholders at all levels of the business, gather requirements, and oversee projects from beginning to end.
  • Experience with project delivery of complex enterprise application systems, distributed applications, web applications, and system integration solutions.
  • Proficiency in SQL and experience with data modeling and ETL processes. Knowledge of data warehousing concepts and experience with tools such as AWS. Hands-on experience programming languages such as Python.
  • Relevant certifications (e.g., AWS Certified Data Analytics, Tableau Certification)
Responsibilities
  • Work closely with investment teams to understand business processes, deal economics and strategies. Facilitate requirement elicitations – plan, capture analyze and validate business, functional and technical requirement of analytical builds.
  • Prepare user interface, business process and workflow diagrams to support small requests or large scale implementations. Understand analytical build objectives, coordinate planning activities, own development of acceptance criteria and plan to facilitate UAT.
  • Serve as key liaison between front office teams and technology delivery team. Collaborate with peer groups to ideate business needs, craft solutions and communicate to technology teams.
  • Work with Director of Data in Quant Engineering to help design and develop scalable data analytics solutions. Always work as a client advocate for the Line Of Business assigned.
  • Take Ownership of final product built before deployment. This includes UX, functionality as well as data quality, triangulation, pipelines and reliability around it.
  • A successful candidate will be a Business Analyst with hands-on experience in a multitude of domains; but most importantly credit analytics, investment reporting and data infrastructure.

Cross River Bank provides a range of banking services through its API-driven platform, the Cross River Operating System, which allows FinTech companies to easily integrate customizable and secure banking solutions. The company serves small businesses and played a key role in distributing COVID-19 aid by helping over 100,000 businesses secure loans. Its business model focuses on "Banking as a Platform" (BaaP), offering infrastructure for other companies to create financial products, while generating revenue through various fees. Cross River aims to support small enterprises and enhance the financial services landscape using technology.

Company Stage

Late Stage VC

Total Funding

$824.9M

Headquarters

Fort Lee, New Jersey

Founded

2008

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-3%

2 year growth

7%
Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for real-time payments offers expansion opportunities for Cross River.
  • Record-breaking new business applications in 2023 present a market for Cross River's services.
  • Support for FDIC's custodial rule could enhance Cross River's credibility in the fintech space.

What critics are saying

  • Increased competition from credit unions may challenge Cross River's instant payment market share.
  • Tightened lending standards and rising interest rates could reduce Cross River's loan revenue.
  • Past FDIC consent order may impact Cross River's reputation and regulatory standing.

What makes Cross River Bank unique

  • Cross River combines traditional banking with innovative fintech solutions for unique offerings.
  • The company provides a customizable, API-driven platform for seamless fintech integration.
  • Cross River's commitment to compliance ensures secure and regulatory-compliant financial services.

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Benefits

Generous parental & leave policies

Completely subsidized health, dental, & vision insurance

Complimentary dry cleaning

On-site haircuts

Endless snacks

Company events