Overview

401 Auto sells vehicles and arranges auto financing for drivers across Ontario, including people with limited credit histories or past financial difficulties. Operating as 401 Auto Financing within The 401 Group of Companies, it matches customers with external lenders through its dealership locations and online application. Finance specialists review an applicant's contact, income and address details, seek lender approval and help select a vehicle that fits the approved budget. The business also accepts trade-ins and provides access to vehicle service and parts, linking the purchase and financing process with ongoing ownership needs. Founded in 2011, it is headquartered in Cambridge, Ontario.