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Airtm

Digital wallet and peer-to-peer currency exchange

Overview

Airtm provides a digital wallet and peer-to-peer exchange that lets people send, receive, and hold funds in AirUSD, a digital dollar. Its platform connects users who want to buy or sell AirUSD with their local currency through a network of verified peers, supporting 500+ payment methods (bank transfers, e-wallets, gift cards, etc.). For a transaction, users pay a commission; Airtm also offers a Payments API for businesses to automate sending and receiving funds. By operating as a U.S.-registered MSB with FinCEN, the company adds regulatory oversight. Airtm mainly serves individuals and businesses in developing countries to access a more stable currency and participate in global trade, offering faster and cheaper cross-border payments than traditional banking.

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About Airtm

Simplify's Rating
Why Airtm is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

FintechFinancial Services

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$24.7M

Headquarters

Dover, DE

Founded

2015

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What believers are saying

  • October 29, 2026 BVNK partnership enables merchant spending across emerging markets.
  • May 2026 Tala embedded credit launched USDC loans inside Airtm in Guatemala.
  • June 2026 Embedded Payments API powers last-mile payouts for partners like Decaf.

What critics are saying

  • Why is your Airtm Account Blocked? shows strict controls already frustrate users.
  • A maintenance notice in June 2026 signals recurring service interruption risk.
  • If regulators target stablecoins or peer exchanges, Airtm’s core corridor model breaks.

What makes Airtm unique

  • Airtm’s global last-mile network spans 190 countries and 500 payment methods.
  • FinCEN registration and U.S. MSB status give Airtm rare compliance credibility.
  • AirUSD plus Stellar and BVNK connect wallet balances to local spending rails.

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Funding

Total Funding

$24.7M

Meets

Industry Average

Funded Over

5 Rounds

Late VC funding comparison data is currently unavailable. We're working to provide this information soon!
Late VC Funding Comparison Coming Soon

Benefits

  • Remote Work Options

Company News

The Block
May 19th, 2026
Stablecoin infrastructure startup Checker raises $8 million from Galaxy Ventures and others

Stablecoin infrastructure startup Checker has raised $8 million in funding from a range of investors including Galaxy and Framework.

Securities.io
Nov 6th, 2024
Ian Gilbert, Svp, Enterprise Sales Strategy At Airtm – Interview Series

Ian Gilbert is Senior Vice President (SVP), Enterprise Sales Strategy at Airtm. He has a 30+ year career as a commercial leader in the technology industry, and has worked with companies across the maturity spectrum to help them expand their potential and achieve their growth objectives.Airtm is a highly connected digital dollar account, offering over 500 methods to buy and sell digital dollars. Incorporated in the United States and registered with FinCEN as a Money Service Business (MSB), Airtm operates in over 190 countries.With over 30 years of experience spanning from founding startups to leading public companies, how have you seen the role of revenue leadership evolve, and what key lessons have you carried from those early-stage challenges into your current role at Airtm?Technology has changed and impacted revenue leadership in largely positive ways. However, the fundamentals are the fundamentals, and technology only helps if the revenue generation approach/process is sound.Revenue leadership has always been mixed up with sales leadership and the assumption that revenue is ‘created’ during the sales cycle and then ‘protected’ by an account management approach. There’s now a growing appreciation of the value of orchestrating all parts of a company's revenue-generating system and the fact that optimum performance comes from creating value throughout the lifetime of customer engagement.As such, modern revenue leadership is increasingly focused on the consideration of multiple channels and methods across the spectrum of markets served by a company relative to the stage of the business and the maturity of the product/solution offering. It’s focused on maximizing the entire revenue-generating lifetime of all customer relationships – and it’s likely in some businesses that existing customers have far more revenue-generation potential than new prospects

FF News
Mar 29th, 2023
Moonpay And Airtm Join Forces To Tackle Financial Inclusion In Latin America

Airtm, the world’s most connected digital dollar account, and MoonPay, the world’s leading Web3 infrastructure company, have entered into a strategic partnership that will provide entrepreneurs in Latin America with the tools they need to succeed in the global marketplace.According to a study by the World Bank, only 54% of adults in Latin America have a bank account, and 90% of small and medium-sized enterprises in the region report having difficulty accessing credit. This lack of financial inclusion can be a major barrier for freelancers and entrepreneurs looking to grow their businesses.To address this problem, MoonPay and Airtm have joined forces, combining Airtm‘s world’s most connected digital dollar account with MoonPay‘s leading Web3 infrastructure. This strategic partnership provides entrepreneurs with the tools they need to succeed in the global marketplace.With this integration, Airtm users can now add funds from various sources, including Google Pay, Apple Pay, European and UK banks, and debit and credit cards in 150 countries. MoonPay customers, on the other hand, can tap into Airtm‘s extensive network and presence in Latin America, providing new connections and possibilities in this thriving market.“Digital entrepreneurs worldwide are often hindered by a lack of financial security and stability, which affects their ability to take control of their finances and succeed in the online marketplace,” says Rubén Galindo, CEO and co-founder of Airtm. “This partnership aims to empower entrepreneurs worldwide by providing them with greater access to financial security and stability, simply by connecting to the internet.”Bree Blazak, Vice President of Partnerships at MoonPay, emphasizes that the digital payments revolution and access to information will soon eliminate the limitations imposed by a geographic location, stating that “Soon our postal code will not define who we are or what we can achieve.”This strategic integration not only strengthens the infrastructure and development of new products for both platforms but also promotes financial stability through new payment methods that are now available worldwide. Airtm‘s multi-country payment capabilities, which currently span more than 190 countries and over 400 payment methods, give users the flexibility and convenience they need to succeed.Whether you’re a digital entrepreneur, freelancer, or small business owner, this integration offers an exciting opportunity to connect with the global market and achieve financial freedom

LatamList
Sep 9th, 2022
Argentine Belo Partners With International Transactions Platform Airtm

Belo, the Argentina-based fintech, announced a partnership with Airtm that will allow Belo users to deposit and withdraw funds to and from anywhere in the world. Belo is a digital wallet that enables trading between Argentine pesos and cryptocurrencies. Airtm is a platform with which users can save, spend and receive digital dollars, and it also allows simultaneous transactions in 190 countries

The Paypers
Aug 26th, 2022
Data Mynt Partners Airtm To Enable Cash Payouts For Merchants Across Latam

Data Mynt, a payments infrastructure company has partnered Airtm to enable sellers and platforms to accept payments, settle and withdraw funds into their bank accounts.  . Airtm’s e-wallet and platform give Latin Americans access to a digital dollar account to receive, hold and spend funds. Airtm enables local bank payouts and clearing in 18 countries including Colombia, Brazil, Argentina, Chile, Peru, Ecuador and Bolivia. .

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