All One Credit Union

All One Credit Union

Offers deposit, lending, and online banking

Overview

All One Credit Union is a member-owned financial cooperative that provides deposit products (like savings and checking accounts) and lending services for individuals and businesses. Its offerings are accessed through a network of seven branches in Leominster, Clinton, Holden, Sterling, and Worcester, plus ATMs, telephone banking, and online banking, including an appointment scheduling option. The credit union serves members by making it easy to bank through in-person visits, digital channels, and phone support, and it uses technology to improve convenience and service quality. Compared with others, it emphasizes being closely connected to the community with multiple branches and a focus on courteous, prompt service, and member-focused products rather than traditional for-profit banking. Its goal is to meet members’ financial needs efficiently and professionally, delivering dependable products and services for personal and business use.

About All One Credit Union

Simplify's Rating
Why All One Credit Union is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Consumer Software

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Leominster, Massachusetts

Founded

1954

Get referred to All One Credit Union

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 annual report shows $1.2 million net income and 8.62% net worth.
  • All One added 2026 promotions, fraud alerts, and member education without obvious disruption.
  • School-based branches and local sponsorships strengthen deposits with families and students.

What critics are saying

  • Barbara Mahoney retires December 31, 2026, creating a leadership-transition risk.
  • July 2026 debit-card and March 2026 transfer glitches expose operating fragility.
  • Repeated scam warnings can erode trust and trigger member attrition by 2027.

What makes All One Credit Union unique

  • All One runs school branches inside four Central Massachusetts high schools.
  • Its certified financial counselors and community events deepen first-contact relationships with members.
  • The credit union combines six branches with a $869.3 million balance sheet.

Help us improve and share your feedback! Did you find this helpful?

Benefits

401(k) Company Match

Company News

Worcester Business Journal
May 26th, 2026
Credit union CEO retiring after two decades.

Credit union CEO retiring after two decades. May 26, 2026 Following a tenure spanning more than 22 years at Leominster-based All One Credit Union, President and CEO Barbara Mahoney is heading into retirement at the end of the year. Mahoney's retirement, effective Dec. 31, will mark the end of her 45-year career beginning at the Bank of Boston, the credit union announced Tuesday. "I am proud of what we have accomplished together and confident in the bright future ahead," Mahoney said in a statement provided by All One. All One has begun planning to select a new leader. A graduate of Assumption College in Worcester, Mahoney first joined All One in 2003. She became the credit union's senior vice president, human resources in 2010. Mahoney was promoted to chief operating officer in 2019 before being named CEO and president a year later. Beyond leading All One, Mahoney has contributed to a number of North Central organizations, serving as chairperson of the MassHire North Central Workforce Board and of the Boys & Girls Club of Fitchburg and Leominster, according to her LinkedIn profile. "Having worked alongside Barbara both at the chamber and on the board of the Boys and Girls Club, I've seen firsthand how she leads, with genuine care, quiet determination, and an unwavering commitment to people," Roy Nascimento, president and CEO of the North Central Massachusetts Chamber of Commerce, said in a statement provided by All One. All One is the sixth-largest credit union in Central Massachusetts, with $896.2 million in assets and 36,787 members as of March 2025, according to the National Credit Union Administration. All One has Central Massachusetts branch locations in Clinton, Holden, Leominster, Sterling, and Worcester, with additional school-focused branches in Clinton High School, Fitchburg High School, Worcester Technical High School, and Wachusett Regional High School in Holden. Eric Casey is the managing editor at Worcester Business Journal, who primarily covers the real estate and banking & finance industries.

CUInsight
Mar 4th, 2025
Leominster Credit Union announces promotions

Randy joined LCU in 2004 as a Financial Analyst.

Sentinel & Enterprise
Jul 2nd, 2024
Credit union president elected chair of North Central MA Chamber's Board

Mahoney was named president and CEO of Leominster Credit Union in 2020.

CherryRoad Media
Mar 9th, 2024
Leominster Credit announces five promotions

Harris joined LCU in 2004 as a financial analyst.

Leominster Credit Union
Sep 14th, 2023
Michael Hawkes Joins LCU as VP/Commercial Lending

Michael Hawkes joins LCU as vp/commercial lending.

Recently Posted Jobs

Sign up to get curated job recommendations

All One Credit Union is Hiring for 4 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →