All One Credit Union

All One Credit Union

Offers deposit, lending, and online banking

Overview

All One Credit Union is a member-owned financial cooperative that provides deposit products (like savings and checking accounts) and lending services for individuals and businesses. Its offerings are accessed through a network of seven branches in Leominster, Clinton, Holden, Sterling, and Worcester, plus ATMs, telephone banking, and online banking, including an appointment scheduling option. The credit union serves members by making it easy to bank through in-person visits, digital channels, and phone support, and it uses technology to improve convenience and service quality. Compared with others, it emphasizes being closely connected to the community with multiple branches and a focus on courteous, prompt service, and member-focused products rather than traditional for-profit banking. Its goal is to meet members’ financial needs efficiently and professionally, delivering dependable products and services for personal and business use.

About All One Credit Union

Simplify's Rating
Why All One Credit Union is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Consumer Software

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Leominster, Massachusetts

Founded

1954

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Simplify's Take

What believers are saying

  • Assets reached $896.2 million and members 36,787 by March 2025, supporting scale.
  • Updated rates and a 2026 mobile app refresh defend loan and deposit activity.
  • New contact systems and financial-counselor events improve retention and cross-sell opportunities.

What critics are saying

  • Mahoney retires December 31, 2026, forcing a leadership transition at $896.2 million assets.
  • Spoofed fraud calls and email scams threaten member trust and daily operations now.
  • Any 2023 Doxim spillover or future cyber incident would damage deposits and reputation.

What makes All One Credit Union unique

  • Leominster roots and school branches embed All One in Central Massachusetts communities.
  • Barbara Mahoney led All One for 22 years, offering continuity until December 2026.
  • Mobile banking refreshes and certified financial counselors show member-service depth.

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Benefits

401(k) Company Match

Company News

Worcester Business Journal
May 26th, 2026
Credit union CEO retiring after two decades.

Credit union CEO retiring after two decades. May 26, 2026 Following a tenure spanning more than 22 years at Leominster-based All One Credit Union, President and CEO Barbara Mahoney is heading into retirement at the end of the year. Mahoney's retirement, effective Dec. 31, will mark the end of her 45-year career beginning at the Bank of Boston, the credit union announced Tuesday. "I am proud of what we have accomplished together and confident in the bright future ahead," Mahoney said in a statement provided by All One. All One has begun planning to select a new leader. A graduate of Assumption College in Worcester, Mahoney first joined All One in 2003. She became the credit union's senior vice president, human resources in 2010. Mahoney was promoted to chief operating officer in 2019 before being named CEO and president a year later. Beyond leading All One, Mahoney has contributed to a number of North Central organizations, serving as chairperson of the MassHire North Central Workforce Board and of the Boys & Girls Club of Fitchburg and Leominster, according to her LinkedIn profile. "Having worked alongside Barbara both at the chamber and on the board of the Boys and Girls Club, I've seen firsthand how she leads, with genuine care, quiet determination, and an unwavering commitment to people," Roy Nascimento, president and CEO of the North Central Massachusetts Chamber of Commerce, said in a statement provided by All One. All One is the sixth-largest credit union in Central Massachusetts, with $896.2 million in assets and 36,787 members as of March 2025, according to the National Credit Union Administration. All One has Central Massachusetts branch locations in Clinton, Holden, Leominster, Sterling, and Worcester, with additional school-focused branches in Clinton High School, Fitchburg High School, Worcester Technical High School, and Wachusett Regional High School in Holden. Eric Casey is the managing editor at Worcester Business Journal, who primarily covers the real estate and banking & finance industries.

CUInsight
Mar 4th, 2025
Leominster Credit Union announces promotions

Randy joined LCU in 2004 as a Financial Analyst.

Sentinel & Enterprise
Jul 2nd, 2024
Credit union president elected chair of North Central MA Chamber's Board

Mahoney was named president and CEO of Leominster Credit Union in 2020.

CherryRoad Media
Mar 9th, 2024
Leominster Credit announces five promotions

Harris joined LCU in 2004 as a financial analyst.

Leominster Credit Union
Sep 14th, 2023
Michael Hawkes Joins LCU as VP/Commercial Lending

Michael Hawkes joins LCU as vp/commercial lending.

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