American AgCredit

American AgCredit

Member-owned lender providing agricultural financing

Overview

American AgCredit operates as a member-owned cooperative within the Farm Credit System, providing financial services, insurance products, and resources to agriculture and rural customers across California, Colorado, Hawaii, New Mexico, Nevada, Kansas, and Oklahoma. Its products help farmers and rural businesses manage money, obtain loans, and protect assets, while additional resources support day-to-day operations and growth. The company differentiates itself through its cooperative ownership model, deep focus on agricultural and rural communities, and a regional footprint designed to meet the changing needs of farming and related businesses. Its goal is to help customers grow their operations and communities by offering tailored financial solutions, insurance, and practical resources, while prioritizing employees and local communities.

About American AgCredit

Simplify's Rating
Why American AgCredit is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Food & Agriculture

Financial Services

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Santa Rosa, California

Founded

1916

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Simplify's Take

What believers are saying

  • June 2025 Seed4Growth positions American AgCredit for agtech partnerships and fresh deal flow.
  • Q1 2026 loans grew 2.33% year over year despite higher rates.
  • Colorado wildfire relief donation on August 25, 2026 reinforces producer loyalty and brand trust.

What critics are saying

  • Signorello Estate filed Chapter 11 on August 27, 2026 after American AgCredit foreclosure.
  • Double J Lamb sued August 3, 2026 for $7.59 million; recovery risk remains.
  • Vineyard and tree-fruit stress hit credit quality, dragging March 2026 portfolio metrics.

What makes American AgCredit unique

  • Farm Credit cooperative structure anchors patient capital for agricultural borrowers.
  • Seed4Growth with Plug and Play, launched June 2025, opens startup access.
  • Q1 2026 loan balances reached $22.0 billion, showing scale in specialty agriculture.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

PTO/vacation

Paid Holidays

Disability Insurance

Life Insurance

Wellness Program

Employee mental, physical, and financial wellness programs

Hybrid Work Options

Remote Work Options

Professional Development Budget

Conference Attendance Budget

Stock Options

Company Equity

Home Office Stipend

Phone/Internet Stipend

Family Planning Benefits

Fertility Treatment Support

Adoption Assistance

Parental Leave

Meal Benefits

Employee Discounts

Volunteer Time

Company News

Morning Ag Clips
Aug 28th, 2026
American AgCredit donates $5,000 to support Colorado Livestock producers affected by Aspen Acres wildfire.

American AgCredit donates $5,000 to support Colorado Livestock producers affected by Aspen Acres wildfire. Aspen Acres Fire started in eastern Custer County and spread to Pueblo County. PUBLISHED ON August 28, 2026 CLA President Britt Dinis accepts a donation from American AgCredit to the disaster relief fund to aid producers impacted by the Aspen Acres wildfire. From left: Marvin Kokes, American AgCredit; Britt Dinis, CLA President; Michael Schmidke, American AgCredit; and Travis Grant, CLA CEO. (Courtesy photo) AURORA, Colo. - The Colorado Livestock Association was presented with a $5,000 donation from American AgCredit to support livestock producers affected by the Aspen Acres wildfire. The donation was presented during the annual Industry Partner Council Golf Outing at Quail Dunes Golf Course in Fort Morgan on August 25, 2026. "American AgCredit is honored to support Colorado Livestock Association's wildlife relief efforts with a $5,000 donation," said Ty Stucky, head of regional banking for American AgCredit's Colorado territory. As a cooperative dedicated to serving agriculture and rural communities, Morning Ag Clips understand the challenges that wildlife-related events can create for livestock producers and the families who depend on them. Supporting those impacted reflects its commitment to giving back to the communities Morning Ag Clips serve and helping ensure a strong, sustainable future for Colorado agriculture." Colorado Livestock Association President Britt Dinis expressed appreciation for American AgCredit's donation and its continued partnership with Colorado's livestock industry. "We are grateful for the support of our agribusiness partners, especially during times of natural disaster," Dinis said. "American AgCredit's generosity demonstrates the strength of partnership within Colorado agriculture. When we come together to support producers, we help them recover while strengthening the agricultural community as a whole." The Aspen Acres Fire started in eastern Custer County and spread to Pueblo County, burning more than 102,000 acres and becoming the seventh largest wildfire in Colorado's history. The fire, as of Aug. 25, is 77% contained. Donations will be distributed to producers who experienced property loss or damage from the fire. Funds will help offset the costs of fencing, pens, agricultural structure repairs, feed, and other necessary agricultural-related expenses associated with rebuilding and recovering from the Aspen Acres wildfire. About the Colorado Livestock Association The Colorado Livestock Association (CLA) is a membership-driven organization representing Colorado's dairy, cattle, sheep, and swine producers, as well as the agribusinesses that support them. For more than 25 years, CLA has provided a unified voice for livestock agriculture, advancing the interests of its members through advocacy, education, environmental stewardship, and industry leadership. The Association works on behalf of livestock producers and the public to address key legislative and regulatory issues affecting Colorado agriculture. - Colorado Livestock Association

PR Newswire
Jun 9th, 2025
Multiple Farm Credit Associations Collaborate With Plug And Play To Advance Agricultural Finance Through New Seed4Growth Program

SUNNYVALE, Calif., June 9, 2025 /PRNewswire/ -- In a significant step forward for agricultural finance, American AgCredit (AAC), Farm Credit Services of America (FCSAmerica), Frontier Farm Credit, AgCountry Farm Credit Services, Farm Credit East and CoBank, announce the launch of a new program with Plug and Play called Seed4Growth. The innovation program aims to collaborate across the ag and finance sectors, keeping industry leaders up to date on the rapidly evolving landscape, while showcasing the most cutting-edge digital solutions."We are thrilled to expand our partnership and launch the Seed4Growth program. This initiative will drive innovation and collaboration, ultimately benefiting the agricultural community," said Mark Jensen, Chief Executive Offices, AgCountry, FCSAmerica, Frontier Farm Credit.Krista McDonald, EVP Chief Strategy Officer, AgCountry, FCSAmerica, Frontier Farm Credit added, "We are excited to be a part of the Seed4Growth program that is evolving the Farm Credit innovation ecosystem in a collaborative way. This partnership is a testament to our commitment to working together to become more future-focused."Expanding the PartnershipThe Farm Credit organizations, part of the nationwide Farm Credit System, first approached Plug and Play for support in navigating the dynamic startup ecosystem – looking for technology solutions and resources that help support the evolving agricultural lending and finance marketplace in support of farmers, ranchers, and agribusinesses.AAC and FCSAmerica began working with Plug and Play programs in 2023. They welcomed CoBank to the relationship in 2024. An additional association, Farm Credit East, joins the collaboration with the launch of the Seed4Growth Program.ImpactThe expanded relationships have already yielded significant successes and benefits

PR Newswire
Aug 25th, 2023
Farm Credit Farmer-Owned Cooperatives Merger Effective Oct. 1

ALBUQUERQUE, N.M., Aug. 25, 2023 /PRNewswire/ -- The merger of Farm Credit of New Mexico and American AgCredit Farm Credit cooperatives will be effective Oct. 1, 2023, creating one Farm Credit Association with enhanced marketplace stability, increased funding capacity, and better access to technology. The voting stockholders of Farm Credit of New Mexico re-voted for the proposed merger after a reconsideration process established by the Farm Credit Administration (FCA). AAC FCNM. Merger Kickoff Video - American AgCreditFCNM Customer

SW Kansas News
Dec 18th, 2022
GCCC Receives Donation from American AgCredit for New Greenhouse | SW Kansas News

Garden City Community College received a $50,000 donation from American AgCredit to support a new greenhouse, a core component of the upcoming Crop Production Technology program.

American AgCredit
Sep 23rd, 2021
American AgCredit, ACA hired Avery Hudson as Chief Audit Officer on Sep 23rd 21'.

American AgCredit, a member-owned Farm Credit cooperative, today announced that Avery Hudson has joined the company as Chief Audit Officer.

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