Overview

Ark Mortgage is a full-service direct mortgage lender that handles residential financing for purchases and refinances. As a mortgage banker, it manages the entire loan process in-house—from application and underwriting to closing—allowing faster closings (as quick as 21 days after a complete application). Its product suite includes fixed-rate, ARMs, jumbo loans, DSCR loans for investors, second-home and investment-property financing, and Alt-Doc options for self-employed borrowers using bank statements or P&L to verify income. Unlike brokers, Ark Mortgage originates, underwrites, and funds its own loans, giving it greater control over timelines and customer experience. Licensed in multiple states, the company serves first-time buyers, homeowners, real estate investors, and self-employed borrowers. Ark Mortgage’s goal is to deliver tailored financing solutions with clear guidance and efficient processing to help clients achieve their real estate and financial objectives.