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Auto-Owners Insurance

Life, home, auto, business insurer

Overview

Auto-Owners Insurance is a large insurance provider offering life, home, auto, and business coverage. It works through a network of local, independent agents who sell and service policies for individuals and businesses. Customers receive tailored insurance plans and premiums based on risk, with claims handling and policy management supported by the agency network and the company’s underwriting. The company differentiates itself with a strong, established presence (Fortune 500 since 2002) and a focus on employee and agent partnerships, earning certifications like Great Place To Work and industry service awards. Its goal is to provide dependable insurance products through a stable, agent-driven model while investing in its people and community to deliver reliable protection and service.

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About Auto-Owners Insurance

Simplify's Rating
Why Auto-Owners Insurance is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Lansing, MI

Founded

1916

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What believers are saying

  • 2025 net written premiums reached $15.06 billion, up 8.0%.
  • 2025 annual report says Atlantic Casualty, Concord, and Capital all grew profitably.
  • Independent-agent dependence keeps retention high when agencies value trust and service.

What critics are saying

  • June 11, 2026 no-fault appeal cost Auto-Owners $315,605.35 in Michigan.
  • July 2, 2026 a former claims manager faced $43,000 fraud charges.
  • October-November 2026 lawsuits in Colorado, Georgia, and Pennsylvania show recurring claims friction.

What makes Auto-Owners Insurance unique

  • November 2025 annual report shows 50,000 agents across 26 states.
  • Auto-Owners remains a mutual insurer, sold only through independent agencies.
  • 2026 partnerships with Carpe Data and Agency Revolution deepen underwriting and distribution.

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Benefits

  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Paid Sick Leave
  • Remote Work Options
  • Flexible Work Hours

Company News

Martin & Lark Insurance Agency
Nov 2nd, 2026
Qualities of the Best Insurance Companies and how our partners excel.

Qualities of the Best Insurance Companies and how its partners excel. In the ever-evolving landscape of insurance, selecting the right company to protect your assets and loved ones is paramount. The best insurance companies are distinguished by a combination of qualities that ensure reliability, customer satisfaction, and comprehensive coverage. As an independent insurance agency, Martin & Lark Insurance Agency is proud to partner with some of the industry's leading carriers, including Auto Owners, Grange, Frankenmuth, Progressive, Gleaner Life Insurance, and Hanover. Let's explore the qualities that define the best insurance companies and how its carrier mix aligns with these standards. What Makes the Best Insurance Companies? The best insurance companies stand out through financial strength, excellent customer service, broad coverage options, fast claims handling, and genuine community involvement. As an independent insurance agency, Martin & Lark Insurance Agency partner with leading carriers that consistently meet these standards: Auto-Owners, Grange, Frankenmuth, Progressive, Gleaner Life, and Hanover. Here's what defines top-tier insurance companies - and how its carrier partners deliver. 1. Strong financial stability. Financial stability ensures an insurer can pay claims even during economic downturns. Independent rating agencies evaluate this strength. * Auto-Owners maintains consistently high financial ratings, giving policyholders confidence their coverage will be there when needed. * Grange operates with a solid financial foundation that supports reliable, prompt claim payments. 2. Exceptional customer service. Top insurers respond quickly, treat customers with respect, and make the process simple. * Frankenmuth is known for personalized service and long-term client relationships. * Progressive leads with user-friendly digital tools that deliver a smooth, modern customer experience. 3. Comprehensive coverage options. The best companies offer flexible products that adapt to different life stages and risk needs. * Gleaner Life specializes in life insurance solutions tailored to various financial goals and life stages. * Hanover provides a wide range of personal and commercial insurance products under one roof. 4. Fast and fair claims processing. Efficient claims handling reduces stress and restores policyholders quickly after a loss. * Auto-Owners uses a streamlined process focused on speed and fairness. * Progressive leverages advanced technology to accelerate claims and improve customer satisfaction. 5. Community involvement and corporate responsibility. Leading insurers invest in the communities they serve. * Frankenmuth actively supports local charitable initiatives. * Gleaner Life contributes to both local and national causes that reflect its values. Why its carrier mix delivers better protection. By partnering with Auto-Owners, Grange, Frankenmuth, Progressive, Gleaner Life, and Hanover, Martin & Lark Insurance Agency give clients access to insurers that excel in the exact areas that define the best insurance companies: financial strength, service quality, coverage flexibility, claims efficiency, and community commitment. Ready to find the right coverage? Contact its independent agency today. Martin & Lark Insurance Agency'll help you compare options from these top carriers and build a personalized insurance plan that fits your needs.

Iron County Today
Apr 29th, 2026
Larry H. Miller Utah Summer Games and Brian Head Resort collaborate on summer events3 min read.

Larry H. Miller Utah Summer Games and Brian Head Resort collaborate on summer events3 min read. By Brooke Heath, Southern Utah University CEDAR CITY, Utah - The Larry H. Miller Utah Summer Games (USG), an outreach department of Southern Utah University (SUU), and Brian Head Resort have agreed to a collaborative sponsorship that will focus on marketing of summer events throughout Iron County. As part of the agreement, USG will host a community engagement event within its 40th Anniversary Celebration Series, presented by Leavitt Group and Auto-Owners Insurance at Brian Head Resort on Saturday, June 20 at the Giant Steps Base Area. The event will feature entertainment, vendors, and will also showcase special discounts to summer activities at the resort for Utah Summer Games participants. This includes Brian Head Resort 50% off scenic lift access throughout the 2026 summer season for USG participants. This exclusive discount may be redeemed at the Giant Steps ticket window with proof of registration in any Utah Summer Games event. "We could not be more thrilled to enter into an agreement with Brian Head Resort to host events in conjunction with our 40th Anniversary celebration," said Jon Oglesby, Executive Director of the Games. "Brian Head Resort is a world-renowned destination, famous for its incredible scenery and picturesque year-round outdoor playgrounds for visitors of all kinds. We are grateful to have the opportunity to connect our athletes with this iconic, uniquely Utah location." The USG will also host their first competitions in Brian Head for several decades, with disc golf and corn hole events on the Brian Head Resort grounds. In the early rendition of the USG, Brian Head served as the Athletes' Village, hosting athletes and events in the 1980s. "We're proud to partner with the Utah Summer Games and welcome athletes and their families back to Brian Head Resort," said Tom Pettigrew, General Manager of Brian Head Resort. "This collaboration is a natural fit - bringing together community, competition, and the kind of mountain experiences that make Southern Utah special. From our scenic lift access to a full calendar of events, we're excited to provide a setting where participants can compete, connect, and create lasting memories in the outdoors." Athletes can sign up for all events at utahsummergames.org. A complete event lineup for the 40th Anniversary Celebration Series, presented by Leavitt Group and Auto-Owners Insurance is also available on the website. The Larry H. Miller Utah Summer Games Opening Ceremony, presented by State Bank of Southern Utah will be held Friday, June 5, with the LHM USG Block Party, presented by KSL 5 TV beginning before the opening ceremony. Brian Head Resort will offer a full lineup of summer experiences from mid-June through late September 2026, highlighted by scenic chairlift rides, lift-served mountain biking, and a variety of base area activities operating throughout the season. Guests can enjoy a dynamic calendar of events, including signature resort events such as the Flyin' Brian Mountain Bike Race, Escape the Heat Music Series, Festival of Flavors, and Oktoberfest celebrations. With extended lift hours during peak weekends, live music, food and beverage offerings, and family-friendly activities, Brian Head Resort continues to serve as a premier alpine destination for outdoor recreation and community events in Southern Utah.

The Prewitt Group
Oct 15th, 2025
25 Years of Trust: Celebrating a Partnership Milestone with Auto-Owners Insurance

25 years of trust: celebrating a partnership milestone with Auto-Owners Insurance. When partnerships last a quarter of a century, they're built on more than transactions; they're built on trust. For 25 years, The Prewitt Group has partnered with Auto-Owners Insurance, one of the nation's most respected mutual insurance companies, to deliver the kind of reliable protection and service its clients have come to expect. Together, The Prewitt Group has helped individuals, families, and businesses safeguard what matters most. A Shared Commitment to Service At the heart of this partnership is a shared belief: insurance should be personal. Founded in 1916 and operating exclusively through independent agencies, Auto-Owners Insurance has earned a reputation for exceptional claims service, financial strength, and long-standing relationships. Headquartered in Lansing, Michigan, the company serves 26 states and holds an A++ (Superior) rating from A.M. Best, one of the highest ratings in the industry. That same philosophy drives The Prewitt Group. Its focus has always been on people and providing peace of mind. Auto-Owners' nationwide resources and financial stability complement its commitment to concierge-level client service and care. For its clients, that means confidence in knowing that their coverage is backed by a trusted national carrier and supported by a local team that truly understands. Why it matters. In today's fast-changing world, the value of stability can't be overstated. For 25 years, Auto-Owners has stood beside The Prewitt Group through market shifts, new technologies, and evolving risks by ensuring that The Prewitt Group can continue to protect its clients with the same consistency and care its founder envisioned over 50 years ago. This partnership reflects who The Prewitt Group is: a family-owned, values-driven agency that believes relationships are at the center of effective risk management. Auto-Owners shares that belief, and together, The Prewitt Group has built a foundation of reliability, responsiveness, and trust that extends to every client The Prewitt Group serve. Looking ahead. As The Prewitt Group celebrate this partnership milestone, The Prewitt Group is not just looking back on years of success; The Prewitt Group is looking forward to the future. For 25 years, Auto-Owners Insurance has shared The Prewitt Group's commitment to integrity and service, and together The Prewitt Group'll continue helping families and businesses face the future with confidence by helping them to mitigate risks.

OnFocus
Apr 7th, 2025
Marshfield Insurance to Sponsor VIP and Family Tents at the 2025 Central Wisconsin State Fair

This year, Marshfield Insurance, in partnership with Auto-Owners Insurance, is proud to sponsor the VIP Tent in the grandstand and the Family Tent, enhancing the fair experience for attendees of all ages.

PR Newswire
Nov 13th, 2024
Capital Insurance Group Receives A (Excellent) Rating From Am Best

Strength of balance sheet, improved operating and underwriting performance, neutral business profile, enterprise risk management and sustained trend of profitability credited in ratings.MONTEREY, Calif., Nov. 13, 2024 /PRNewswire/ -- Capital Insurance Group® (CIG®) is pleased to share that its Financial Strength Rating (FSR) of A (Excellent) has been affirmed, for the fifth consecutive year, by AM Best, the credit rating agency for the insurance industry. In addition, its Long-Term Issuer Credit Rating (ICR) has been upgraded to a+ (Superior). Both FSR and Long-Term ICR ratings have a stable outlook, recognizing the significant emphasis CIG has placed on mitigating risks and improving stability and profitability over the past five years

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