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Bank OZK is a regional bank that focuses on commercial real estate construction financing and institutional lending, with a dedicated Real Estate Specialties Group (RESG) and a Corporate and Institutional Banking (CIB) division. Its products are funded by a retail deposit base and a high‑performance lending program; RESG originates large CRE facilities secured by senior positions, while CIB provides sponsor, equipment, and fund finance, backed by an in-house capital markets desk and treasury services. The bank differentiates itself through specialized underwriting of complex real estate assets, a disciplined balance sheet, and a liquidity network that supports large, secured CRE deals across major markets, along with diversified CIB offerings. Its goal is to maintain leadership in high‑barrier urban projects and stay resilient through economic cycles by expanding service lines and deepening relationships with institutional clients in the Southeast, Sunbelt, and major markets.
Industries
Financial Services
Real Estate
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Little Rock, Arkansas
Founded
1903
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Bank OZK reported net income of $163.3 million for the second quarter of 2026, down 8.7% year-over-year from $178.9 million but up 2.5% from the previous quarter. Diluted earnings per share were $1.49, a 5.7% decrease from the same period last year. For the first six months of 2026, net income totalled $322.6 million, down 7.0% from $346.8 million in the first half of 2025. Chairman and CEO George Gleason highlighted the quarter's performance, including a 1.60% return on assets, 4.24% net interest margin, and a 39.2% efficiency ratio. The Arkansas-based regional bank had $41.7 billion in total assets as of 30 June 2026 and operates 267 offices across nine US states.
Zacks Research estimates Bank OZK's Q2 earnings (NASDAQ:OZK). July 21, 2026 Key points. * Zacks Research raised its Q2 2027 EPS estimate for Bank OZK to $1.71 from $1.66, and also lifted its longer-term forecasts for 2027 and 2028 earnings. * Bank OZK's last quarter slightly missed EPS expectations, reporting $1.44 per share versus the $1.46 consensus, while revenue came in a bit ahead of estimates at $424.3 million. * The bank boosted shareholder returns by increasing its quarterly dividend to $0.48 per share and authorizing a $200 million stock repurchase program. * Interested in Bank OZK? Here are five stocks we like better. Bank OZK (NASDAQ:OZK - Free Report) - Equities researchers at Zacks Research boosted their Q2 2027 EPS estimates for shares of Bank OZK in a research report issued on Monday, July 20th. Zacks Research analyst Team now anticipates that the company will earn $1.71 per share for the quarter, up from their prior forecast of $1.66. The consensus estimate for Bank OZK's current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK's Q3 2027 earnings at $1.77 EPS, Q4 2027 earnings at $1.70 EPS, FY2027 earnings at $6.75 EPS, Q2 2028 earnings at $1.95 EPS and FY2028 earnings at $7.84 EPS. Bank OZK (NASDAQ:OZK - Get Free Report) last posted its quarterly earnings results on Tuesday, April 21st. The company reported $1.44 EPS for the quarter, missing analysts' consensus estimates of $1.46 by ($0.02). The company had revenue of $424.32 million during the quarter, compared to the consensus estimate of $422.62 million. Bank OZK had a return on equity of 12.32% and a net margin of 25.27%.The company's revenue for the quarter was up 2.2% compared to the same quarter last year. During the same period last year, the firm posted $1.47 EPS. Other research analysts have also issued reports about the stock. Morgan Stanley lifted their price objective on shares of Bank OZK from $54.00 to $56.00 and gave the company an "equal weight" rating in a research note on Monday, June 29th. TD Cowen lowered Bank OZK from a "buy" rating to a "hold" rating and set a $53.00 price objective on the stock. in a research note on Monday, July 6th. Weiss Ratings raised Bank OZK from a "buy (b-)" rating to a "buy (b)" rating in a report on Tuesday, June 23rd. Wells Fargo & Company raised their target price on Bank OZK from $50.00 to $52.00 and gave the stock an "equal weight" rating in a research note on Monday, July 6th. Finally, UBS Group began coverage on Bank OZK in a report on Tuesday, April 7th. They set a "neutral" rating and a $48.00 target price for the company. Three investment analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of "Hold" and an average price target of $56.25. Bank OZK stock performance. NASDAQ OZK opened at $51.43 on Tuesday. The company's 50 day moving average is $49.72 and its 200-day moving average is $48.18. Bank OZK has a 12-month low of $42.37 and a 12-month high of $53.66. The company has a quick ratio of 1.00, a current ratio of 1.00 and a debt-to-equity ratio of 0.14. The firm has a market cap of $5.75 billion, a P/E ratio of 8.38 and a beta of 0.89. Institutional trading of Bank OZK. Institutional investors and hedge funds have recently made changes to their positions in the stock. V Square Quantitative Management LLC bought a new stake in shares of Bank OZK during the 4th quarter worth $25,000. BOKF NA bought a new position in Bank OZK in the third quarter valued at $27,000. Bayforest Capital Ltd raised its position in Bank OZK by 100.5% during the fourth quarter. Bayforest Capital Ltd now owns 766 shares of the company's stock valued at $35,000 after purchasing an additional 384 shares in the last quarter. Eurizon Capital SGR S.p.A. purchased a new stake in Bank OZK during the fourth quarter valued at about $36,000. Finally, Transamerica Financial Advisors LLC lifted its stake in Bank OZK by 111.2% during the fourth quarter. Transamerica Financial Advisors LLC now owns 830 shares of the company's stock worth $38,000 after purchasing an additional 437 shares during the last quarter. Hedge funds and other institutional investors own 86.18% of the company's stock. Bank OZK declared that its board has initiated a share repurchase program on Monday, June 29th that permits the company to repurchase $200.00 million in shares. This repurchase authorization permits the company to repurchase up to 3.4% of its stock through open market purchases. Stock repurchase programs are often a sign that the company's management believes its shares are undervalued. Bank OZK increases dividend. The business also recently declared a quarterly dividend, which was paid on Monday, July 20th. Shareholders of record on Monday, July 13th were paid a $0.48 dividend. The ex-dividend date of this dividend was Monday, July 13th. This represents a $1.92 dividend on an annualized basis and a yield of 3.7%. This is a boost from Bank OZK's previous quarterly dividend of $0.47. Bank OZK's dividend payout ratio is presently 31.27%. About Bank OZK. Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise. The bank's core operations focus on commercial real estate lending, including acquisition, development and construction financing. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Bank OZK, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Bank OZK wasn't on the list. While Bank OZK currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys. The AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. 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Empire Asset Finance has closed its first institutional warehouse credit facility with Bank OZK. The facility will support Empire's equipment financing platform across the United States and Canada, covering capital leases, operating leases, loans, and sale-leaseback transactions. The warehouse facility represents a significant milestone as Empire expands its capital markets and direct origination capabilities. It will enable the company to provide flexible financing solutions to middle-market companies across various equipment types and industries. Rick Rockhold, Empire's chief executive officer, said the facility provides access to efficient, scalable funding that allows competitive pricing whilst maintaining execution speed and flexibility. Mike Miroshnikov, chief operating officer and chief credit officer, noted that Bank OZK was selected for its experience and relationship-oriented approach.
This Atlanta tower wasn't supposed to sit empty. Now it's owned by the bank. 14-story office building in West Midtown was sold to its lender to avoid foreclosure after sitting empty since late 2024. An aerial photo shows the 1050 Brickworks office building that was completed in 2024. It was one of Atlanta's last office buildings constructed without any tenants, and it still has no tenants as of Tuesday, July 14, 2026. The building was just sold for a steep discount. (Hyosub Shin/AJC) 14 hours ago "Build it and they will come" often acts as a slogan among optimists in commercial real estate. But what happens if they don't come? Without enough tenants paying rent to help pay off a project's debt, however, developers will often hand over the keys to cut their losses on an underperforming project. That appears to be what happened to a new office tower in West Midtown after it sat empty for more than 18 months. Bank OZK recently acquired the 1050 Brickworks office building for $47.5 million, according to property records. The 14-story building off Marietta Street was developed by Asana Partners and Sterling Bay using an $85.5 million loan through the Arkansas-based bank. Pedestrians walk past 1050 Brickworks on Tuesday, July 14, 2026, in Atlanta. 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(John Spink/AJC 2023) sraey srekrow ,krow htiw owt ot ot ot .emit eht ecaps emos gniwols etomer enilepip cimednap denepo no no eciffo eciffo fo ortem ynam ynam del tsael ,retal dleh evah .pird tuc noitcurtsnoc seinapmoc gnidicnioc gnidliub esuaceb kcab ta a ehT ehT s'atnaltA ,raey saw ot siht eht gnikat evitaluceps secivres laer ecalp eciffo fo on ortem mrif etatse dne noitcurtsnoc ssorca gnidrocca enuJ .ERBC ,atnaltA tA htiw tnacav rewot ot ot eht ,esaelbus ecaps noiger ro eno eciffo fo fo ortem tsegral sti si ni dedne ytpme rehtie sgnidliub elbaliava gnidrocca tuoba ehT ehT enuJ .ERBC .atnaltA %03 toof-erauqs-000,522 hcihw ycnacav detnedecerpnu ot ot ot esoht eht taht taht nees dias stner laer laer fo fo fo fo wen sdoohrobhgien deen erom tol ekil del yfitsuj ,seussi si ,stnemtsevni tnemtsevni tseretni noitamrofni lairtsudni ni rehgih evah sah morf remrof mrif etatse etatse tsoc tcurtsnoc seinapmoc noitcelloc deretsulc sgnidliub esuaceb dna dna a ,relxeW tseW ,nwotdiM .tfosorciM .knaBataD OEC tuB eniltleB nalA A ehT" ehT" htiw gnilliw tahw tnew yaw pu ot ot siht eht .dias stner elpoep ",yap yap ro )fo rednel .ti ni eh evah ,htworg tog ydobyreve thguac gib rof-ksa era era dna gnola evoba ytiliba noitatcepxe( woN" uoy ot ot esoht yeht eht taht stner ytilaer ",edam snaol yfitsuj s'ti hgih eh teg .deunitnoc gnimoc t'nac hcihw hcihw gniogrednu ot ot hcus sseccus seitreporp sesahp ,krap denwo no fo wen deganam .desael si si evah ylluf dnif .snoisnapxe tnempoleved supmac yb ssenisub htob sa era dna dna dna osla tnecajda ,skroW ,edistseW ehT ehT ratS gileS srentraP sirroM slateM ynaM 'sesirpretnE s'.oC ,skrowkcirB skrowkcirB s'atnaltA anasA nellA 0501 The Atlanta skyline is seen behind the 1050 Brickworks building on Tuesday, July 14, 2026. (Hyosub Shin/AJC) tuohtiw htiw lliw srewot ot eht eht hcus laitnatsbus emos emos .stner laer ytreporp gninnalp srenwo eciffo reffo fo fo wen wen .sdoohrobhgien tsom erom sti ni etartsulli rehtruf ,etatse srepoleved elbarised ,tbed elcyc evititepmoc s'ytic secnahc tsub-moob eb ,era era elbadroffa elba a oT ,skrowkcirB atnaltA dnA 0501 - htiw eciv ot sseccus roines dias laer s'tcejorp tnediserp netfo .noitacol s'ti s'etatse nwod ehcilc sliob tseggib na lla tuoba a ,nretS nellE ,ERBC desab-atnaltA uoY" dnA" gnorw ,lufrednow eht ehs .dias ton yam ",noitacol ".esael ti ni evah taerg nac gnidliub a Zachary Hansen, a Georgia native, covers economic development and commercial real estate for the AJC. He's been with the newspaper since 2018 and enjoys diving into complex stories that affect people's lives.
U of A Northark named an Outstanding Partner with the Arkansas Single Parent Scholarship Fund. Friday, May 29, 2026 at 12:00 AM By Scott McCaulley @smcckc A nonprofit helping single parents rise out of poverty through access to higher education announces the winners of its 2026 Outstanding Partner Awards. One of those honorees announced by the Arkansas Single Parent Scholarship Fund includes a Lakes Region institution as North Arkansas College of the University of Arkansas was named the Outstanding Education Partner for 2026. U of A Northark Director of Public Relations Micki Somers discussed the honor during a Thursday visit to KHOZ's "Around the Table" program, said the college has supported single parents wanting to earn an education and has worked closely with the Scholarship Fund on a number of events in the area and around the state. Somers adds that the organization also holds many events at the school talking to students about potential scholarships available plus staff members have volunteered for many of those events. A release from the Arkansas Single Parent Scholarship Fund announcing U of A Northark's selection also announces Bank OZK as the 2026 Community Partner along with Bailey Hutcheson, a 2023 ASPSF graduate from Arkansas State University-Mountain Home, being named Outstanding Alumna for the year. Recognition for the awards will take place during A Day of Hope on Friday, Sept. 18 in Little Rock. More information on the award and tickets for the event can be found on the Arkansas Single Parent Scholarship Fund Website.
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Industries
Financial Services
Real Estate
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Little Rock, Arkansas
Founded
1903
Find jobs on Simplify and start your career today