Berkshire Hathaway GUARD Insurance Companies
Insures businesses against property and liability risks
Berkshire Hathaway GUARD Insurance Companies
Insures businesses against property and liability risks
Overview
Berkshire Hathaway GUARD Insurance Companies sells insurance that protects small businesses against property damage, liability claims, and workplace injuries. Its businessowner policies combine property and liability protection, while separate policies cover vehicles and claims that exceed primary policy limits. Customers choose coverage suited to their operations, with policy terms and available products varying by state and the GUARD insurer issuing the contract. The group collects insurance premiums and handles covered losses through its member insurance companies, with specialized teams for complex claims. Founded in 1983, it is headquartered in Wilkes-Barre, Pennsylvania, and is ultimately owned by Berkshire Hathaway.
Work here?Claim your company
Simplify's take
What believers are saying
- GUARD retains a financial-strength endorsement: AM Best affirmed four member insurers at A+ with stable outlooks in August 2026.
- GUARD trains every new employee: GUARDStart covers insurance concepts, proprietary software, products, and departments.
- GUARD announced contractor expansion in June 2026: liability and equipment coverage initially covered six states.
What critics are saying
- GUARD pays intermediaries for distribution: agents receive commissions across all lines, alongside periodic sales incentives.
- GUARD internal moves require prerequisites: qualified applicants need three months in good standing and an introductory insurance exam pass.
- GUARD's Massachusetts Senior Territory Manager role requires high travel: most time is spent in the field visiting agencies.
What makes Berkshire Hathaway GUARD Insurance Companies unique
- GUARD automates submission decisions: its E-Z Rate system digitally decides more than half of submissions.
- GUARD has a medical-management affiliate: GUARDCo supports workplace-injury claims through provider networks, rehabilitation, and prescription management.
- GUARD targets loss prevention: customized policyholder services include ergonomic evaluations and interdisciplinary site visits.
Help us improve and share your feedback! Did you find this helpful?