Overview
Billie provides a Buy Now, Pay Later checkout service for businesses, letting customers choose flexible payment terms at checkout to speed merchant payment. It supports existing, new, and guest customers with high acceptance rates, boosting checkout conversion and merchant revenue. Real-time customer verification and scoring identify buyers—from individuals to corporate entities—enabling quick approvals without waiting periods, and Billie also handles post-purchase processes like overpayments, dunning, and debt collection. Merchants are charged for Billie’s services, typically based on transaction volume or sales processed, with the goal of increasing checkout conversions, expanding access to financing, and smoothing the sale-to-receivables lifecycle.
About Billie
Industries
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Series C
Total Funding
$147.9M
Headquarters
Berlin, Germany
Founded
2016
Get referred to Billie
See people who can refer or advise you
Simplify's Take
What believers are saying
- Stripe support expanded Billie to Germany, France, Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, and the UK.
- July 2024 Stripe rollout gives Billie immediate access to thousands of European merchants.
- Billie’s instant payment to merchants and 30-day terms directly reduce fraud and collection friction.
What critics are saying
- Consumer BNPL regulation tightens in mid-2026, pressuring merchant attention and compliance budgets.
- Billie cut twelve employees in November 2022, signaling restructuring pressure during growth.
- Stripe and Adyen can commoditize distribution, weakening Billie’s pricing power and strategic control.
What makes Billie unique
- Billie owns B2B BNPL, not consumer lending, separating it from FCA-regulated peers.
- Stripe added Billie in July 2024, making it Europe’s first B2B BNPL on Stripe.
- Adyen partnered with Billie in February 2024, extending invoice-style checkout across Europe.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$147.8M
Above
Industry Average
Funded Over
6 Rounds
Industry standards
Benefits
Flexible Work Hours
Hybrid Work Options
Paid Vacation
Sabbatical Leave
Paid Sick Leave
Commuter Benefits
Professional Development Budget
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↑ 0%2 year growth
↑ 0%FIBE fintech & finance festival has revealed its first programme draft, featuring speakers like former PayPal CEO Dan Schulman, N26 Co-Founder Valentin Stalf, and Apollo Managing Director Veronique Fournier. The festival takes place on April 9 & 10 and will host panels, fireside chats, and startup pitches across its Festival and Club Stages, bringing together global industry leaders to discuss the future of fintech and finance.As with the first edition in 2024, FIBE will feature two main stages, the Festival Stage and the Club Stage, each offering a distinct experience. The Festival Stage will host high-profile keynotes, breaking news discussions, and thought-provoking panels with global fintech leaders, while the Club Stage will provide an interactive platform for in-depth debates, hands-on sessions, and startup showcases. In addition, the programme for a dedicated Podcast Stage, Masterclases and FIBE Späti is currently being drafted, with more details to be announced soon.Festival Stage: A Front-Row Seat to the FutureThe Festival Stage features a series of keynote interviews, panel discussions, and fireside chats with top-tier speakers:Global Fintech Dynamics: Macroeconomics, Regulation & Market Hubs• Opening Keynote Interview with Dan Schulman, former CEO of PayPal.• Fireside Chat with Valentin Stalf, Co-CEO of N26, discussing the latest breaking news in fintech.• Panel discussion on the Digital Euro with Burkhard Balz, Executive Board Member of Deutsche Bundesbank.Emerging Tech & Trends• Fireside Chat with Alexandra Mousavizadeh, Co-Founder & CEO of Evident, on how AI is revolutionizing finance.• Fintech trends and future talks featuring Veronica Breene (Vesta Insights) and Hélène Falchier (Portage Ventures) on the decade-long impact of AI in banking.Fintech Founders & Funding• Founder story with Patrick Stäuble, CEO of Teylor.• Panel discussions on navigating growth, unlocking funding opportunities, and leveraging AI for financial crime prevention, featuring speakers from Raisin, Holvi, and Sopra Steria.Shaping Tomorrow• Panel on green finance innovations featuring Saskia Bruysten (Yunus Social Business) and Dr. Tillmann Lang (Inyova).• Live insights from Silicon Valley, presented by Felix Holtermann, Handelsblatt’s Silicon Valley correspondent.The Festival Stage will also include multiple early-stage startup pitches, hub talks on fintech competitiveness, and debates on regulatory transformations like PSD3 and instant payments.Club Stage: Exploring Fintech’s Core and BeyondThe Club Stage provides an interactive space for in-depth discussions, debates, and “Ask Me Anything” sessions, diving into critical topics shaping fintech today:The Future of Insurance and Banking• Panel on insurtech partnerships and profitability, featuring Gil Arazi (FinTLV Venture Capital).• Insights on redefining traditional banking from leaders at Raiffeisen-Holding, Elevator Ventures and Klim.Beyond Banking and Super Apps• Panel discussion on new revenue models with Oliver Mohseni (Froda) and Roger Berger (BNP Paribas).• Debate on Europe’s potential as a “Super App” leader, featuring Georg Hauer, advisor and venture builder.Emerging Fintech Horizons• Discussions on wealth management and AI transformation, featuring Veronique Fournier (Apollo) and Dr. Axel Haus (Vanguard Group).• Practical tips on fintech funding from Motive Ventures and Tokenize.it leaders.Navigating Regulation and Innovation• Panels on DORA’s (Digital Operational Resilience Act) lessons, PSD3, and the future of payments with experts like Dr
In the B2B landscape, the only constant is change — and technology is the change agent. After all, while trust remains foundational in B2B relationships, it is technology that is increasingly accelerating processes and unlocking new, 21st century efficiencies. That’s why the importance of data in driving efficiencies and the role of automation in optimizing business operations are becoming impossible for both buyers and suppliers to ignore
Billie’s B2B buy now, pay later (BNPL) solution has been integrated with Stripe and is now available on that financial infrastructure platform to select customers in Europe. The new solution will be tested by select online shops and marketplaces in Germany, Franceand the Netherlands throughout the summer before being made available to other businesses running on Stripe’s platform later this year, Billie said in a Tuesday (July 23) press release. “We are excited to offer Stripe merchants easy access to one of the most sought-after payment methods in B2B commerce: pay later by invoice,” Mauro Miotto, vice president of partnerships at Billie, said in the release. “Our partnership will enable thousands of merchants across Europe to grow their customer base, modernize their B2B payment systems and expand into new markets without facing the risks of payment default or fraud.”
Billie, the new standard for B2B payments and leading provider of Buy Now, Pay Later (BNPL) payment solutions for business customers is now available via Stripe.Throughout the summer, a select number of online shops and marketplaces selling to business customers in Germany, France, and the Netherlands will be able to test the new solution. Later on this year, any business running on Stripe’s financial infrastructure platform will be able to easily offer Billie’s Buy Now, Pay Later payment method to their business customers. Billie’s B2B BNPL solution is the first of its kind available via Stripe in Europe.With Billie, business customers can make purchases and defer a payment for up to 30 days. At the same time, merchants receive payment upon the shipment of goods, making Billie’s payment method a beneficial tool for the cash flow management of both merchants and business buyers. Billie makes this possible with real-time approval of buyers at checkout while providing default and fraud risk protection for merchants. Stripe’s B2B sellers can now offer their business customers flexible payment terms while reducing their credit risk and the administrative burden of collection and dunning processes to zero.The integration of Billie reflects Stripe’s dedication to providing its customers with ongoing access to the latest payment innovations, ensuring they stay at the forefront of technological advancements.We are excited to offer Stripe merchants easy access to one of the most sought-after payment methods in B2B commerce: pay later by invoice,” says Mauro Miotto, VP Partnerships at Billie
JTL-Software and Mollie have partnered to provide enhanced payment options to the merchants using JTL’s eCommerce solutions. Mollie’s payment services will be integrated into JTL’s eCommerce solutions to provide both online and offline payment solutions, including the ability to processes transactions directly in the JTL enterprise resource planning (ERP) system, the companies said in a Monday (July 15) press release. “By working closely together, we will be able to offer both merchants and service partners customized payment solutions that are tailored to their exact requirements,” Sebastian Evers, CEO of JTL, said in the release. “At a time when eCommerce is becoming increasingly complex, we are creating seamless shopping experiences.”
There are no jobs for Billie right now.
Find jobs on Simplify and start your career today
About Billie
Industries
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Series C
Total Funding
$147.9M
Headquarters
Berlin, Germany
Founded
2016
There are no jobs for Billie right now.
Find jobs on Simplify and start your career today