Overview
Boost Insurance provides an API-driven platform that lets businesses embed customized insurance at the point of sale through their websites or apps. The platform covers quoting, policy issuance, and claims across the full lifecycle, enabling seamless protection for customers. It stands out with deep customization and easy integration for partners like e-commerce sites and crypto exchanges, so insurance fits their user journeys. The goal is to democratize access to insurance by helping innovators deliver flexible, scalable offerings that grow partner value and customer trust.
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Simplify's take
What believers are saying
- July 2024 BHMS investment validated the platform and expanded shareholder backing.
- March 2025 Amwins partnership and May 2026 Atlas launch expand distribution and product breadth.
- Boost reported over $130 million reinsurance capacity and $200 billion coverage since 2019.
What critics are saying
- Boost remains dependent on reinsurers and fronting carriers; capital withdrawal can halt binding.
- AI Atlas differentiation faces replication by incumbents like Applied Epic and Duck Creek.
- Any adverse loss development in program books threatens ratings, reinsurance terms, and survival.
What makes Boost Insurance unique
- May 2026 launched Boost Atlas, unifying broker workflow, underwriting, and policy issuance.
- Boost holds licensed MGA authority in all 50 states with A and A- fronting.
- Boost Re rents captive cells, bundling capital, compliance, and technology into one stack.
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Funding
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