Bread Financial

Bread Financial

About Bread Financial

Simplify's Rating
Why Bread Financial is rated
B+
Rated B on Competitive Edge
Rated A on Growth Potential
Rated B on Rating Differentiation

Industries

Fintech

Financial Services

Company Size

501-1,000

Company Stage

IPO

Headquarters

Columbus, Ohio

Founded

1986

Overview

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased consumer interest in store cards presents expansion opportunities.
  • Positive market sentiment post-election can be leveraged for growth.
  • Strong investor confidence shown by recent investments from major firms.

What critics are saying

  • Rising interest rates could impact consumer borrowing costs and lending business.
  • Competition from fintech companies may erode market share.
  • Popularity of BNPL services may reduce demand for traditional credit cards.

What makes Bread Financial unique

  • Bread Financial offers personalized payment, lending, and saving solutions.
  • Partnership with Columbus Crew enhances brand visibility and customer engagement.
  • Named one of America's Best Employers by Forbes, boosting reputation and talent attraction.

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Funding

Total Funding

$1475.8M

Above

Industry Average

Funded Over

3 Rounds

Post IPO Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Post IPO Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

Parental Leave

Paid Holidays

Flexible Work Hours

Paid Sick Leave

Employee Stock Purchase Plan

Performance Bonus

Company News

Bread Financial
Mar 6th, 2025
Bread Financial Announces Pricing of Private Offering of $400 million of Subordinated Notes | Bread Financial

COLUMBUS, Ohio, March 05, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced offering of $400 million in aggregate principal amount of its 8.375% fixed-rate reset subordinated notes due

Bread Financial
Feb 21st, 2025
Columbus Crew announces multiyear agreement with Bread Financial(R)

COLUMBUS, Ohio - The Columbus Crew today announced a multiyear agreement with Bread Financial(R), a Columbus-based tech-forward financial services company that provides simple, personalized payment, lending and saving solutions.

Bread Financial
Feb 13th, 2025
Bread Financial(R) recognized as an "America's Best Employer" by Forbes

For its commitment to creating a work environment where associates can thrive, Bread Financial(R) has been named to Forbes' America's Best Employers list in the "large company" category.

PYMNTS
Dec 18th, 2024
Regulators Eye Interest Rates As Retail Cards Gain Ground

More than a quarter of consumers own a store card, defined as a card that exclusively features a retailer’s branding. While co-branded cards can be used across several retailers, store cards can be used only at a particular merchant. The PYMNTS Intelligence report “The Role of Strategic Partnerships in Consumer Credit Cards” found that among the factors driving a consumer’s choice of credit or store card were loyalty and rewards programs, cost considerations and trust. Thirty-four percent of consumers with a store card cited this as their top motivation for obtaining it. Twenty percent of those with co-branded store cards said either low annual fees or low interest rates were their top reason for choosing the card, versus 27% for general-purpose cards. Younger Consumers Flock to the Cards

MarketBeat
Dec 5th, 2024
Paloma Partners Management Co Makes New $747,000 Investment in Bread Financial Holdings, Inc. (NYSE:BFH)

Paloma Partners Management Co purchased a new stake in Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) in the third quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The firm purchased 15,701 shares of the company's stock, va

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