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Overview
Citizens Community Bancorp, Inc. is the parent company for Citizens Community Federal N.A., offering community banking for Wisconsin and Minnesota. It provides checking and savings, commercial and real estate loans, agricultural loans, and mortgages and personal loans. It earns revenue by taking deposits and using them to issue loans and other credit products, charging interest and fees, and providing financial services to small- to mid-size businesses, farmers, and individuals with a local presence. Its goal is to support local communities by providing accessible banking and credit tailored to regional needs.
About CCFBank
Industries
Financial Services
Company Size
51-200
Company Stage
IPO
Headquarters
Eau Claire, Wisconsin
Founded
1938
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Simplify's Take
What believers are saying
- Loans grew $24.7 million in Q2 2026, reaching $1.383 billion despite slower earnings.
- Management kept the quarterly dividend at $0.105 on July 23, 2026, signaling confidence.
- First-quarter 2026 deposit growth hit 2.7%, and net interest margin expanded three basis points.
What critics are saying
- Q2 2026 profit collapsed to $1.1 million after $4.33 million credit provisioning.
- Specific reserves jumped $3.1 million and nonperforming assets reached $32.4 million by June 30, 2026.
- Uninsured deposits totaled $479.4 million, creating a June 2026 liquidity run risk in stress.
What makes CCFBank unique
- CCFBank served Wisconsin and Minnesota through 21 branches as of August 2026.
- Its mix spans consumer, commercial, public, and agricultural banking in one franchise.
- Management lifted first-quarter 2026 tangible book value to $16.52 per share, showing balance-sheet compounding.
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Funding
Total Funding
$80M
Above
Industry Average
Funded Over
2 Rounds
Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Paid Sick Leave
Paid Holidays
Parental Leave
Company-Wide Wellness Program
Professional Development Budget
Stock Price
Company News
[8-K] Citizens Community Bancorp Inc. reports material event. Filing Impact Filing Sentiment Rhea-AI Filing summary. Citizens Community Bancorp, Inc. reported first quarter 2026 net income of $3.8 million, or $0.39 per diluted share, down from $0.44 in the prior quarter but up from $0.32 a year earlier. The board also declared a quarterly cash dividend of $0.105 per share, payable May 22, 2026 to shareholders of record on May 8, 2026. Loans grew $17.9 million to $1.36 billion and deposits rose 2.7% to $1.57 billion. Net interest income was $13.0 million and net interest margin improved to 3.18%. Pre-provision net revenue increased to $5.38 million, while a higher $0.75 million credit loss provision and a higher effective tax rate reduced bottom-line earnings. 8-K event classification. 3 items: 2.02, 8.01, 9.01 04/27/2026 - 05:36 AM | / | / | / | / | / | / | / | / | / | / | / | | / | / | / | / | / | / | / | / | / | / | / | / | / | Filing exhibits & attachments. 64 documents Press releases.
CCFBank welcomes the newest addition to its Rice Lake team, Mike Britton, who is stepping in...
Pete Reichardt may be retiring from his job, as Senior Vice-President and Regional President of CCF Bank later this month, but he has no intention of slowing down.
CCFBank is Hiring for 15 Jobs on Simplify!
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About CCFBank
Industries
Financial Services
Company Size
51-200
Company Stage
IPO
Headquarters
Eau Claire, Wisconsin
Founded
1938
CCFBank is Hiring for 15 Jobs on Simplify!
Find jobs on Simplify and start your career today