Candidly has expanded its AI-powered financial guidance platform to cover all major forms of consumer debt, including credit cards, mortgages, auto loans, personal loans, and student debt. The new capability joins six features released in July covering retirement, equity compensation, budgeting, benefits, and tax-advantaged children's investment accounts. The debt management tool provides a unified view of all balances, showing blended interest rates, monthly payments, and metrics like debt-to-income ratios. It recommends payoff strategies, compares scenarios for extra payments, and helps users decide whether to pay down debt or invest. American households carried $18.8 trillion in debt as of Q2 2026, according to the Federal Reserve Bank of New York. Candidly's platform now covers both assets and liabilities, enabling partners to deliver personalised guidance across complete personal balance sheets.

Candidly, an AI-native financial guidance platform, has launched six new capabilities within its Candidly Intelligence Center, including guidance for Invest America accounts, known as Trump Accounts. These tax-advantaged children's investment accounts were established under the One Big Beautiful Bill Act, with regular contributions opening 4 July 2026. The new capabilities cover retirement planning, equity compensation, account guidance, budgeting, benefits intelligence and Trump Accounts. They will be available through Candidly's MCP gateway and API, with white-labeled front-end experiences launching this autumn. Founded in 2016, Candidly delivers personalised financial guidance to employees through employers and financial institutions. The platform is SOC 2 certified and designed with deterministic, auditable calculations. Each capability includes curated knowledge bases, computation tools, integrated data, actionable surfaces and visualisation components.

Candidly, an AI-driven student debt and savings optimisation platform, announced $2.3 billion in projected student debt impact and $66 million in projected additional retirement savings in its 2025 annual report. The company launched Cait, a conversational AI tool, and the Candidly Intelligence Centre, a multi-agent platform delivering personalised financial guidance. The platform achieved strong adoption, with 71% of users taking action on Cait's suggestions and 61% of returning users exploring new topics. Candidly facilitated $73 million in employer contributions in 2025 and saw a 121% increase in new employer partnerships. The company won the Fintech Breakthrough Award for Best Student Loan Management Platform for the third consecutive year and was named a Technology Pioneer by the World Economic Forum. Founded in 2016, Candidly is backed by Altos Ventures, Salesforce Ventures and other investors.