Citizens Community Credit Union

Citizens Community Credit Union

Overview

About Citizens Community Credit Union

Simplify's Rating
Why Citizens Community Credit Union is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Devils Lake, North Dakota

Founded

N/A

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Simplify's Take

What believers are saying

  • Hindman's 2023 return strengthens lending, operations, and finance execution.
  • June 2025 deposits of $193.8 million funded a $172.4 million loan book.
  • NCUA's 2025 report said credit unions stayed well-capitalized and liquid throughout 2025.

What critics are saying

  • Its eight-office Iowa footprint concentrates revenue inside one state and limited markets.
  • June 2025 delinquent loans hit $1.26 million across 139 accounts, pressuring credit quality.
  • A local-branch model faces existential pressure if digital adoption outruns small-town traffic.

What makes Citizens Community Credit Union unique

  • Citizens Community Credit Union runs eight Iowa branches, including seven rural-market locations.
  • Its 2023 Stephen Hindman hire restored an internal veteran to EVP and CFO leadership.
  • June 2025 assets reached $240.6 million with 18.35% net worth, showing disciplined local banking.

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Company News

Iowa Credit Union League
May 16th, 2023
Citizens Community Credit Union Welcomes Back Stephen Hindman

Citizens Community Credit Union is pleased to announce the hiring of Stephen Hindman as Executive Vice President/Chief Operating and Financial Officer.

Courier Media Group
Oct 4th, 2021
Crystal Pluth at Citizens Community Credit Union receives award Professional Cooperative Spirit Award

Crystal Pluth, VP of Development, Citizens Community Credit Union, received the Professional Cooperative Spirit Award in recognition of going beyond the expectations of a credit union leader.

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