Coinspaid is heading to Money20/20 USA 2026 in Las Vegas. From 18-21 October 2026, the global fintech community will gather in Las Vegas for Money20/20 USA, and Coinspaid will be there. The event brings together senior leaders from payments, banking, fintech, retail, technology, digital assets, compliance, and financial services. It is where the industry's most important conversations turn into practical partnerships, product decisions, and new approaches to moving money. For businesses exploring digital asset payments, stablecoin settlement, cross-border transactions, or more efficient financial operations, Money20/20 offers a valuable opportunity to discuss the next step with experts who understand implementation as well as strategy. Why Money20/20 USA matters in 2026. Payments are evolving quickly. Businesses want faster settlement, broader payment coverage, lower processing costs, and greater control over international money flows. Customers expect more ways to pay, while finance teams need accurate reporting, efficient reconciliation, and better liquidity visibility. At the same time, regulation around digital assets, AML, stablecoins, and cross-border payments continues to develop. This makes the right combination of technology, compliance, and operational expertise increasingly important. Money20/20 USA brings these priorities into one room. Its 2026 agenda is organised around four central themes: * borderless financial architecture, including cross-border modernisation, tokenisation, and stablecoins; * technology as an equaliser, with a focus on agentic AI, fraud prevention, and hyper-personalisation; * partnerships as an engine for scale, including embedded finance and fintech-as-a-service; * practical guardrails for innovation, covering regulation, transparency, and trust. The payment challenges businesses want to solve. Digital assets and blockchain-based payments can create meaningful efficiencies, but implementation often touches multiple teams: finance, treasury, compliance, product, reporting, and customer experience. Businesses may need to combine payment acceptance, wallet management, conversion, settlement, reporting, and compliance into one operating model. When these functions are spread across several providers, reconciliation becomes harder, processes slow down, and operational risk can grow with transaction volume. Stablecoins are also becoming an important part of the conversation. Companies active in international payments, digital commerce, marketplaces, gaming, fintech, and financial services are evaluating them as a way to support faster settlement, reduce transfer costs, and improve liquidity management. Meet Coinspaid in Las Vegas. Coinspaid develops blockchain payment software that helps businesses integrate and manage blockchain-based payment operations. At Money20/20 USA, its team will be available to discuss: * digital asset payment acceptance; * stablecoin settlement; * crypto-to-fiat conversion; * cross-border transactions; * treasury and liquidity operations; * payment automation and optimisation; * reporting, reconciliation, and compliance considerations. Visitors will be able to meet Pavel Kashuba, Strategic Leader of Coinspaid; Hanna Drabysheuskaya, Chief Financial Officer; Tatsiana Kozlovskaya, Marketing Communications Lead; Elena Dudina, Financial Institutions and Partnerships Manager. Whether you are assessing digital assets for the first time, replacing a fragmented payment setup, or preparing an existing operation for higher volumes, the conversation can begin with your specific business requirements. Its team can help clarify which parts of the payment flow can be handled by an experienced provider, what should remain in-house, and how to design an operating model that supports long-term growth. Book a meeting with Coinspaid at Money20/20 USA. Money20/20 USA 2026 takes place in Las Vegas from 18-21 October 2026. If you are looking for a practical way to integrate digital asset payments, improve settlement, or simplify cross-border financial operations, book a meeting with the Coinspaid team. Tell CoinsPaid what you are working on, and let's explore how blockchain payment infrastructure can support your next stage of growth. 02.09.2026

NOWPayments review: is this crypto payment gateway worth it? If you run an online business and want to start accepting Bitcoin, Ethereum, or stablecoins without wading into custody, compliance, and blockchain plumbing yourself, NOWPayments is one of the names that comes up constantly. I dug into its fees, features, reliability, and user feedback to see whether it holds up. Here's the honest breakdown. What is NOWPayments? NOWPayments is a non-custodial crypto payment gateway launched in 2019 by the team behind ChangeNOW, the well-known instant crypto exchange. That lineage matters: NOWPayments didn't have to build its exchange and liquidity infrastructure from scratch, and it shows in how smoothly currency conversion works on the platform. The core pitch is simple. Merchants - e-commerce stores, SaaS companies, freelancers, iGaming operators, content creators - plug NOWPayments into their checkout flow, and customers can pay in crypto. NOWPayments handles the conversion and routes settlement according to the merchant's preferences, whether that's holding the original crypto, auto-converting to a stablecoin, or (on some plans) settling to fiat. Fees: one of its strongest selling points. Pricing is where NOWPayments consistently wins comparisons against competitors like BitPay or CoinsPaid. There's no setup fee and no recurring monthly fee for the standard gateway. Instead, pricing is usage-based: * Base transaction fee: around 0.5% for standard crypto-to-crypto payments, rising to roughly 1% when auto-conversion (e.g., crypto-in, stablecoin-out) is enabled. * Payouts: NOWPayments has periodically run zero-fee payout promotions, including a push toward zero-fee USDT (TRC20) payments and instant, zero-fee "ChangeNOW PRO" email-based payouts for verified accounts. * Volume discounts: partners can push single-currency deposit fees down to as low as 0.3% through verification tiers or long-term partnership arrangements. * White-label pricing: custom branding and enterprise features typically move to a fixed monthly fee on top of transaction charges. Compared to traditional payment processors - let alone something like Paddle's 5% + $0.50 per transaction - NOWPayments' rates are genuinely low. Just budget separately for blockchain network fees, which NOWPayments doesn't control and which vary a lot depending on which chain you're settling on (Tron-based USDT is pennies; Ethereum-based transfers can run several dollars). Features that actually matter for merchants. Coin support. NOWPayments supports 350+ cryptocurrencies and tokens, including major coins (BTC, ETH, LTC, XRP, SOL, DOGE) and around thirty stablecoins across multiple networks (Ethereum, Tron, BNB Chain, Polygon, Solana). That's a meaningfully larger catalog than BitPay's roughly 16 coins or CoinsPaid's 20+, and it matters if your customers want to pay with something other than Bitcoin. Integration options. There's a REST API with documentation and code samples in Python, JavaScript, and PHP, plus e-commerce plugins, embeddable payment widgets/buttons, an invoicing system, and a sandbox for testing before going live. Merchants consistently describe setup as fast - the platform is often positioned against slower-to-integrate competitors that take one to two weeks to launch. Mass payouts. A Mass Payouts API lets businesses send batches of payouts automatically, which is useful for affiliate programs, marketplaces, or gaming platforms that need to pay out many users at once. Automated, zero-fee email-based payouts (ChangeNOW PRO) are now available directly through the API rather than just the dashboard. Auto-conversion. This is arguably the most practical feature for merchants who don't want crypto price volatility touching their revenue - you can configure incoming payments to auto-convert into a stablecoin or fiat-equivalent on receipt. Speed. NOWPayments reports processing the large majority of inbound payments in under 60 seconds, with typical payout times of one to three minutes. Reputation and reviews. NOWPayments holds a strong Trustpilot rating - sitting around 4.4-4.5 stars across roughly 950-980 reviews as of mid-2026. The bulk of feedback is positive: users frequently praise straightforward setup, responsive support (including individual account managers helping with business verification), and reliability for both incoming payments and mass payouts. That said, it's not spotless. A few recurring complaints show up in forums and review threads: * Slow or inconsistent live-chat support for some users, occasionally staffed by third-party agents who weren't well-versed in the platform's specifics. * Integration friction for less common setups. * Response-time variability that seems tied to ticket complexity rather than a systemic support failure. None of this is unusual for a crypto-native platform, but it's worth going in with realistic expectations rather than assuming enterprise-grade white-glove support at every tier. Compliance and restrictions. This is the part merchants sometimes overlook. NOWPayments' terms explicitly restrict service to a list of jurisdictions, including the United States and its territories, plus several sanctioned or blocked regions such as Cuba, Iran, North Korea, Crimea, Sudan, Syria, and Russia, along with other listed countries. If you or your customer base is based in a restricted jurisdiction, this platform simply isn't an option - check the current list directly before committing any integration work. KYC isn't required for every transaction, but NOWPayments can trigger verification requirements in cases flagged as higher risk, which can temporarily hold funds until you complete it. Who is NOWPayments actually good for? * E-commerce and SaaS merchants who want multi-coin checkout without managing custody or deep compliance infrastructure themselves. * iGaming and crypto-native platforms that need fast integration, wide coin support, and instant settlement with no chargebacks. * Freelancers and creators who want a low-friction way to invoice and get paid in crypto without building anything custom. * Businesses running affiliate or marketplace payouts that benefit from the Mass Payouts API. Who might want to look elsewhere. * US-based businesses - you're restricted outright. * Merchants wanting a merchant-of-record solution that handles global tax compliance for digital goods (that's more Paddle's territory). * Businesses that need custody or want NOWPayments to hold funds long-term - the non-custodial model means funds move through, not park, on the platform. * Teams that need guaranteed fast support on complex technical issues - reviews suggest this can be inconsistent. The bottom line. NOWPayments earns its reputation as one of the more flexible, lower-cost crypto payment gateways on the market in 2026. The fee structure is competitive, the coin coverage is unusually broad, and the auto-conversion and mass payout tools solve real operational problems for merchants. The trade-offs - inconsistent support responsiveness and a fairly long list of restricted jurisdictions including the US - are worth weighing carefully before you integrate, but for merchants outside those restrictions who want a fast, cross-border way to accept and disburse crypto, it's a solid pick. This review is based on publicly available information, user reviews, and third-party analyses as of August 2026. Fees, features, and country restrictions change - always confirm current terms directly with NOWPayments before making a decision.

Why global payment giants are quietly betting billions on stablecoins. The infrastructure underpinning global money movement is undergoing a quiet but decisive transformation, and according to one voice at a recent London payments summit, most institutions are still misreading what's actually happening. According to Entrepreneur United Kingdom, Pavel Kashuba, a strategic leader at Coinspaid Solutions, told an audience of banking executives and fintech operators at the Payments Leaders' Summit that stablecoins have already crossed the line from experimental technology to functioning payment infrastructure - and that the next 18 months will determine which institutions understand this in time. A Cost Problem That's Getting Harder to Justify Kashuba's argument starts with plain economics. Traditional correspondent banking still routes cross-border payments through multiple intermediaries, a process that can take two to five business days and rack up combined costs - FX spreads, banking fees, reconciliation overhead - exceeding 3.5% in many emerging markets. Stablecoin settlement, by contrast, offers finality in seconds or minutes, transaction costs under 1.5%, near-zero failure rates, and a fully auditable trail. He was explicit that this wasn't a sales pitch but a structural cost gap that enterprise-scale payment providers can no longer treat as marginal. Three Converging Signals Discover more Streamlining Operations Software For Business Photography Kashuba pointed to three developments happening simultaneously that, together, are pushing stablecoin adoption from niche to mainstream. Regulatory frameworks are finally solidifying, with the EU's MiCA rules already in force, US legislation advancing, and the UK's cryptoasset regime close to implementation - giving large institutions the compliance certainty they typically wait for before committing serious capital. At the same time, volume has reached a scale that's hard to dismiss as speculative: stablecoin transactions hit an estimated $33 trillion in 2025, more than double Visa's annual payment volume, with the bulk of that now coming from real commercial use - cross-border transfers, treasury operations, and B2B settlement. And perhaps most tellingly, the payment industry's biggest players are acting rather than watching. Mastercard's $1.8 billion acquisition of BVNK and Stripe's $1.1 billion purchase of Bridge suggest that incumbents are choosing to buy blockchain settlement capability outright rather than build it internally, particularly for payment corridors where legacy infrastructure remains slow and expensive. Where the Real Opportunity Sits A recurring theme in Kashuba's talk was the gap between consumer demand and merchant capability. He cited estimates that more than 741 million people globally now hold digital assets, with markets such as India, Nigeria, Indonesia, and Vietnam among the fastest-growing for digital asset adoption. Yet the number of merchants actually equipped to accept and settle blockchain-native payments remains comparatively small - a gap he framed as the real commercial opening, especially across Southeast Asia, South Asia, and Sub-Saharan Africa, where correspondent banking remains fragmented and costly. Why So Many Pilots Stall Kashuba was candid that the technology itself is largely solved; what trips up most enterprise blockchain initiatives is governance. He laid out four requirements for infrastructure built to handle institutional volume: real-time compliance screening embedded directly into transactions rather than added afterward; liquidity management across multiple pre-funded corridors; redundancy across several blockchain networks - Coinspaid, he noted, runs across 22 - so transactions can reroute if one network stalls; and a proven operating history, pointing to Coinspaid's eleven years in production as evidence that longevity itself becomes a competitive edge. Looking Toward Autonomous Commerce He ended by tying payment rails to the next wave of AI-driven transactions, arguing that traditional banking was never built for machines executing payments autonomously, which demands programmability, instant settlement, and minimal human involvement. He singled out the x402 protocol - which attaches stablecoin payments directly to web requests - as a likely building block for that future. For Kashuba, the underlying message was simple: this isn't a bet on crypto trends, but a long-term wager on how settlement economics will evolve, and the world's largest payment networks already appear convinced the shift is underway. Discover more Scheduling Virtual Doctor Consultations Micron stock analysis AI infrastructure consulting