Work Here?
Overview
Cornerstone Bank is a community-focused bank in Overland Park serving the Kansas City area. It offers personal and business banking, including deposit accounts, various loans (mortgages, home equity, auto, consumer), credit cards, and commercial loans. The bank uses locally made decisions and concierge-style service to provide fast approvals, supported by online and mobile banking. Its goal is to be a stable, local alternative to large banks by building long-term relationships with individuals and small businesses.
About Cornerstone Bank
Industries
Financial Services
Real Estate
Company Size
11-50
Company Stage
Seed
Total Funding
$300K
Headquarters
Overland Park, Kansas
Founded
2001
Get referred to Cornerstone Bank
See people who can refer or advise you
Simplify's Take
What believers are saying
- Q2 2026 net income rose to $3.6 million, sustaining strong profitability.
- The bank hit a 9.16% leverage ratio, clearing the community-bank threshold.
- Cornerstone launched a low-rate home-heating assistance loan, deepening community ties and referrals.
What critics are saying
- Single-branch concentration in Overland Park creates a one-market deposit and lending shock risk.
- Net loans were $431.7 million against $43.6 million equity, limiting error tolerance.
- 2009 FDIC civil money penalty and 2010 Federal Reserve actions haunt governance credibility.
What makes Cornerstone Bank unique
- 25-year local franchise, one Overland Park branch, and human-answered service.
- Q2 2026 assets reached $504.9 million with $298.4 million deposits.
- Asset quality stayed pristine: 0.05% NPLs and 3.40% net interest margin.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$300k
Below
Industry Average
Funded Over
1 Rounds
Industry standards
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Disability Insurance
Life Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Remote Work Options
Hybrid Work Options
Professional Development Budget
Company News
Cornerstone bank has launched a new home heating assistance loan program designed for low- to moderate-income households, The loan amount is up to $1,000 with terms up to 10 months at a fixed low interest rate of 3 %.
Cornerstone Bank is Hiring for 4 Jobs on Simplify!
Find jobs on Simplify and start your career today
About Cornerstone Bank
Industries
Financial Services
Real Estate
Company Size
11-50
Company Stage
Seed
Total Funding
$300K
Headquarters
Overland Park, Kansas
Founded
2001
Cornerstone Bank is Hiring for 4 Jobs on Simplify!
Find jobs on Simplify and start your career today