Cross River has added Ripple's RLUSD stablecoin, which runs on the XRP Ledger (XRPL), to its core banking platform. The bank announced the move on October 15. Fintech customers can access RLUSD, ACH, and real-time payments through a single API connection. The service supports round-the-clock transfers between dollars and RLUSD, including cross-border payments and treasury transfers. It is available only in certain states. "Businesses shouldn't have to rely on several different providers to move money across the globe," said Adam Goller, Cross River's head of fintech banking. The deal does not guarantee demand for XRP. RLUSD handles payments, while XRP covers transaction fees and account reserves, so larger stablecoin payments do not require equivalent XRP purchases.

Cross River Bank integrates Ripple's RLUSD on XRP Ledger. October 15th, 2026 Ripple partners with Cross River Bank to integrate RLUSD for 24/7 settlement. This could transform payment services in fintech - read more. Quick take. Summary is AI generated, newsroom reviewed. * Ripple partners with Cross River Bank to enhance RLUSD payments. * Integration aims for 24/7 settlement within payment networks. * This move strengthens Ripple's position in the fintech space. Sponsored: Rainbet - 20k Weekly Raffle FREE ticket, 3000+ Slots/Originals/Sports Claim Ticket Ripple has partnered with Cross River Bank to integrate RLUSD payments into the bank's core banking platform. This collaboration aims to enhance payment infrastructure for fintechs, enabling 24/7 settlements within payment networks. The initiative could significantly improve transaction flexibility and efficiency in the banking sector, as noted in Ripple's tweet. What happened. The broader crypto market is currently displaying mixed signals, with various assets experiencing fluctuations in momentum. Ripple's integration of RLUSD on the XRP Ledger into Cross River Bank's banking platform marks a significant step forward in payment technology. By enabling intraday settlements, this partnership could attract more fintechs looking for efficient solutions. The immediate significance lies in the potential for increased adoption of RLUSD, further solidifying Ripple's presence in the financial services landscape. Key takeaways. * Ripple is partnering with Cross River Bank for RLUSD integration, providing 24/7 settlement capabilities. The partnership enhances fintech banking infrastructure and transaction flexibility. This collaboration aims to streamline payment processes for various fintechs. The integration could lead to broader acceptance of RLUSD payments in the banking sector. Ripple's XRP Ledger will serve as the foundation for this integration. Market pulse. Currently, Ripple's trading price is $0, reflecting a lack of market activity. Despite this, the integration with Cross River Bank is expected to bolster Ripple's standing in the fintech sector, particularly as it enhances the utility of RLUSD payments. The partnership may draw interest from institutional players looking for efficient payment solutions, potentially influencing Ripple's market dynamics in the near future. Ripple, a technology company specializing in digital payment solutions, aims to facilitate secure and instant transactions across borders. Cross River Bank, known for its innovative banking solutions, has a strong focus on integrating with fintechs to enhance their payment capabilities. This partnership aligns with Ripple's mission to transform how money moves globally, leveraging both companies' technological expertise. Eyes on these levels. Traders should watch for developments in the adoption of RLUSD payments within fintech sectors following this partnership. Increased transaction volumes and integrations could signal a shift in Ripple's market dynamics. Additionally, fluctuations in XRP's price may occur as the market reacts to the enhanced payment capabilities introduced by this collaboration, potentially impacting liquidity and trading volumes.